For 2026, the USDA loan limit in College-Station, located within Brazos County, TX, is $285,000, whereas the FHA limit for a single-family residence is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates today, and determine the necessary income, credit, reserves, and documents for eligibility. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA programs side by side, helping you decide which option best fits your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is dedicated to providing you with the most suitable USDA or FHA loan quickly and without hassle. Select from three starting paths to get matched with compatible lenders and USDA loan programs.
A USDA home loan is guaranteed by the government and issued by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage. It is available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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