USDA and FHA Pro and Con in Bryan, Brazos County, TX
For the year 2025, the USDA loan limit in Bryan, within Brazos County, TX, is set at $336,500, whereas the FHA loan cap for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast the latest USDA against FHA prime rates. This tool helps you figure out the required income, credit status, reserves, and documentation for eligibility. Our innovative mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, allowing you to choose which option in Alabama suits your financial needs best.
2025 Loan Ceilings and Downpayment Criteria in Bryan, covering Brazos County, TX
Loan Category
Maximum Amount
Downpayment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Bryan, TX
The mission of Lendersa® is to facilitate acquiring the best USDA or FHA loans quickly and without complications. You can start with any of the three options we provide to connect with lenders and specific USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, designated for rural communities only. They differ from FHA loans, which require at least a 3.5% downpayment, while USDA loans require none.
12100 Ford Road, Suite 195, Farmers Branch, TX, 75234
First Integra Funding Whether you’re looking to buy your dream home, or you’re hoping to explore your refinancing options, First Integra Funding Corp. has you covered. With us, you’ll have the chance to connect with a wide range of trustworthy lenders, offering top-quality mortgage products of all kinds.
Liberty Home Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2665 Villa Creek Drive, Suite 252, Dallas, TX, 75234
Nonprofit Mortgage is a new and unique mortgage company. We have a large range of mortgage products for your home purchase or refinance. Nonprofit Mortgage provides down payment assistance to underserved home buyers and those who have experienced a financial setback due to an illness in their household.
"Beam Real Estate & Mortgage is the foremost choice for your residential and commercial property needs. Contact us today!
When you're looking to buy a home, you want to know that you're in the best of hands. With more than a decade of experience, we can proudly say we've learned a thing or two about real estate - and that knowledge helps you."
Preston Hollow Financial Services, Inc. is a full service Mortgage Boutique offering personalized analysis and execution for your purchase, refinance, construction and home equity needs. We facilitate mortgage throughout the great State of Texas and have professional relationships with other title and insurance companies.
Dallas Capital Bank was founded to provide Dallas entrepreneurs, business owners, family offices, and professionals the highest level of banking service. We provide market-leading products and financial solutions, supported by secure, integrated technology, and world-class personal service from experienced, knowledgeable bankers.
"Texas Pride Lending provides RMLO services to Texas Investors to ensure the proper origination of seller financed mortgages.
If you are an investor looking to contract us to originate your loan, please send us the Sales Contract with details of the transaction via email and we will begin the process."
Johnson Capital Multifamily Inc. is the culmination (or reincarnation) of Johnson Capital and Funding Incorporated, two companies with a long successful history in multifamily finance and both of which were longstanding HUD multifamily lenders. Johnson Capital Multifamily Inc. brings a new approach to multifamily finance.
