USDA Vs. FHA your options comparison in Brenham, Washington County, TX
In 2026, the USDA loan threshold for Brenham, located in the county of Washington, TX, is $336,500. In contrast, for a single-family home, the FHA limit stands at $472,030.
Utilize Lendersa®'s USDA loan calculator to weigh today's top USDA against FHA rates, and establish the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator facilitates side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding you in determining which program in is best for your specific financial scenario.
2026 Loan Limits and Downpayment Requirements in Brenham, County of Washington, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Potentials in Brenham, TX
The objective of Lendersa® is to secure the optimal USDA or FHA loan for you swiftly and effortlessly. Select one of the three starting paths to engage with matching lenders and explore appropriate USDA loan programs.
The USDA home loan is a government-backed mortgage by the Department of Agriculture, known as the USDA rural development loan or USDA mortgage, and is solely available in rural areas. Different from FHA loans, which necessitate a minimum down payment of 3.5%, a USDA loan demands no down payment.
Germania Credit Union’s vision is to serve its members’ needs through an evolving innovative member experience; develop existing relationships while growing within its field of membership; and achieving sustainability through smart growth. Helping members achieve financial success by financing their dreams and helping them save for the future.
Brenham National Bank began its existence in 1933 as Farmers National Bank at the corner of Main and S. Baylor streets. In 1949 the bank moved across the square into the building which housed the Day Cotton Company and the Double Dip Ice Cream Co. That location was renovated and expanded many times to meet the growing needs of the bank. In 1975,
The Chappell Hill Bank was chartered in 1907 and has operated continuously in the same location in Washington County since its inception. The Bank was originally chartered as Farmers State Bank on September 1907. In 1989 the Articles of Association were officially amended to change the name from Farmers State Bank to Chappell Hill Bank.
Industry State Bank was founded as an institution involved in the progress of the town of Industry, Texas and the surrounding area. On February 9, 1911, a group of interested citizens took the initiative to begin the process of forming a bank in Industry. Its first name was the First Guaranty State Bank of Industry, and 100 shares of capital stock.
ACS Bank is your hometown bank. Our intention is to be an integral part of the community thread and share personal, positive interactions with our customers each and every day. We’ve grown our branch locations from where we started in Austin County to reach further and farther, ensuring we’re local to everyone and everywhere we serve.
First National Bank of Bellville’s legacy of commitment and service reaches back to July of 1890. That is over 130 years of dedication to our community and providing them with the kind of service you would expect from an institution with your values in mind. FNB Bellville is a community bank located in the heart of Bellville, Texas.
Texas Mortgage Partners, LLC was created to provide friendly small town service in the origination of residential (rural & city) mortgages in Texas. We are known for quick approvals, continuous communication to all parties of the transaction and on-time closings. We are comfortable with the first-time home-buyer as well as the seasoned buyer.
Carmine State Bank provided banking services to the community of Carmine, Texas and surrounding areas. Carmine State Bank was established in 1907 and is locally owned and operated. We appreciate our many loyal customers for their continued trust in Carmine State Bank. For over 100 years our mission has remained the same.
We are proud to be invested in a community, invested in us! As your local community bank, we work hard to provide products and services that help our community thrive. As your trusted local bank, we are committed to giving back. For over 95 years, CSB has been dedicated to providing the best hometown financial support serving three counties
