USDA and FHA Pro and Con in Brenham, Washington County, TX

In 2025, the USDA loan threshold for Brenham, located in the county of Washington, TX, is $336,500. In contrast, for a single-family home, the FHA limit stands at $472,030.

Utilize Lendersa®'s USDA loan calculator to weigh today's top USDA against FHA rates, and establish the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator facilitates side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding you in determining which program in is best for your specific financial scenario.

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2025 Loan Limits and Downpayment Requirements in Brenham, County of Washington, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Potentials in Brenham, TX

The objective of Lendersa® is to secure the optimal USDA or FHA loan for you swiftly and effortlessly. Select one of the three starting paths to engage with matching lenders and explore appropriate USDA loan programs.

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An Insight into USDA Loans in TX

The USDA home loan is a government-backed mortgage by the Department of Agriculture, known as the USDA rural development loan or USDA mortgage, and is solely available in rural areas. Different from FHA loans, which necessitate a minimum down payment of 3.5%, a USDA loan demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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