USDA Vs. FHA your options comparison in Brenham, Washington County, TX

In 2026, the USDA loan threshold for Brenham, located in the county of Washington, TX, is $336,500. In contrast, for a single-family home, the FHA limit stands at $472,030.

Utilize Lendersa®'s USDA loan calculator to weigh today's top USDA against FHA rates, and establish the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator facilitates side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding you in determining which program in is best for your specific financial scenario.

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2026 Loan Limits and Downpayment Requirements in Brenham, County of Washington, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Potentials in Brenham, TX

The objective of Lendersa® is to secure the optimal USDA or FHA loan for you swiftly and effortlessly. Select one of the three starting paths to engage with matching lenders and explore appropriate USDA loan programs.

Lendersa USDA loan request and matching results

An Insight into USDA Loans in TX

The USDA home loan is a government-backed mortgage by the Department of Agriculture, known as the USDA rural development loan or USDA mortgage, and is solely available in rural areas. Different from FHA loans, which necessitate a minimum down payment of 3.5%, a USDA loan demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • SDC Capital
  • 4001 Burbank Blvd., Burbank, CA, 91505
  • SDC Capital has over 35 years of bridge lending and real estate development experience.

  • Aztec Financial
  • 2624 W. Magnolia Blvd., Burbank, CA, 91505
  • Aztec Financial was established in 1987 with the mission of creating extraordinary mortgage solutions for the people of California. We are a direct lender specializing in fix and flip loans, hard money/private equity, construction loans, and creative lending solutions. We pride ourselves on funding very quickly with no red tape.

  • SDC Capital Funding
  • 4001 Burbank Blvd., Burbank, CA, 91505
  • SDC Capital has over 35 years of bridge lending and real estate development experience. Given our real estate development experience, we are uniquely positioned to not only provide capital but to also be a valuable resource for our borrowers. We understand the challenges real estate investors face and have the flexibility to structure our loan.

  • LMB Mortgage Services, Inc
  • 4859 W Slauson Ave, Suite 405, Los Angeles, CA, 90056
  • LowerMyBills.com is a premier, free online service for consumers to compare low rates on monthly bills and reduce the cost of living. LowerMyBills.com is the one-stop destination that offers savings through relationships with more than 500 service providers across multiple categories, including home loans, credit cards, auto and health insurance.

  • Liberty State Bank
  • 111 Main Street, Powers Lake, ND, 58773
  • In 1952, Liberty State Bank opened its doors as a North Dakota owned full-service bank. Our full-service community bank offers a broad range of commercial and consumer banking services. Local ownership means efficient, effective decision making and advice to help our individual and business customers grow and succeed.

  • 1ST LOS ANGELES MORTGAGE
  • 2615 Pacific Coast Hwy, Suite 200, Hermosa Beach, CA, 90254
  • We specialize in Purchase Financing, Refinancing, and Cash Out loans. Local Hermosa Beach Residential Lender servicing Hermosa Beach, Los Angeles, and all of California. With over 20 years in the business, we have the expertise and knowledge to assist you in all of your home financing needs.

  • Mortgage Lending Resource
  • 2615 Pacific Coast Highway, Suite 208, Hermosa Beach, CA, 90254
  • A lending resource that provides mortgage information to homeowners and investors looking to finance or refinance their homes or real property investments.

    We Offer
    Comprehensive review, analysis, and advisory of optimum mortgage loan solutions
    Finance and Refinance principal homes, second and vacation homes, and investment homes

  • The Real Estate Store
  • 1328 Monterey Boulevard, Hermosa Beach, CA, 90254
  • TRES Brokers Realty & Loans is a real estate and lending brokerage firm in Southern California, delivering the ultimate level of service and marketing expertise to the residential and commercial real estate market in Los Angeles county. Brokers Realty & Loans is a real estate and lending brokerage firm in Southern California

  • AWM Realty Inc.
  • 923 6th Street, Hermosa Beach, CA, 90254
  • AWM Realty Inc founder of the Linda Wang-Mizukami has been a Real Estate Broker for over 20 years, and a Mortgage Loan Broker for over 15 years. She owns AWM Realty, Inc. Her company’s portfolio also includes Real Estate Management. She is an excellent negotiator for the purchase and sale of real estate property.

  • CrownGuard Capital LLC
  • 6100 Wilshire Boulevard, Los Angeles, CA, 90048
  • CrownGuard Capital LLC stands as a beacon of opportunity in Los Angeles' financial sector. Specializing in bridge loans, commercial real estate financing, and asset-based lending, we empower investors with loan sizes from $5M to $100M and up to 85% LTV. Experience rapid resolutions and dedicated support nationwide, fueling your growth and success i

  • PB Financial Group Corp
  • 6380 wilshire blvd, Los Angeles, CA, 90048
  • Direct California Hard Money lender specializing in residential and commercial 1st and 2nd mortgages. We are not fico driven and are LTV driven. We offer business purpose stated income loans and we offer investment stated income loans in California. We are direct and have funded over 4000 transaction since we started business and looking to fun