USDA Vs. FHA your options comparison in Brenham, Washington County, TX

In 2026, the USDA loan threshold for Brenham, located in the county of Washington, TX, is $336,500. In contrast, for a single-family home, the FHA limit stands at $472,030.

Utilize Lendersa®'s USDA loan calculator to weigh today's top USDA against FHA rates, and establish the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator facilitates side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding you in determining which program in is best for your specific financial scenario.

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2026 Loan Limits and Downpayment Requirements in Brenham, County of Washington, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Potentials in Brenham, TX

The objective of Lendersa® is to secure the optimal USDA or FHA loan for you swiftly and effortlessly. Select one of the three starting paths to engage with matching lenders and explore appropriate USDA loan programs.

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An Insight into USDA Loans in TX

The USDA home loan is a government-backed mortgage by the Department of Agriculture, known as the USDA rural development loan or USDA mortgage, and is solely available in rural areas. Different from FHA loans, which necessitate a minimum down payment of 3.5%, a USDA loan demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Kenny Financial Services, Inc.
  • 1601 Market Street, 19th Floor, Philadelphia, PA, 19103
  • Kenny Financial Services, Inc offering the lowest priced mortgage products to borrowers who deserve the best pricing. We also offer niche products to borrowers who need "specialty" solutions such as low down payment loans and "stated income" commercial loans. Mortgage financing is all that we do and we are experts at it!

  • Bluebird Lending
  • 1845 Walnut St, Suite 910, Philadelphia, PA, 19103
  • No matter what the project, Bluebird is the lender that’s in your corner. Our fast, fair, and flexible loans connect borrowers with the real estate financing they need to make acquisitions, complete rehabs, or build from the ground up. We put trust and a commitment to mutual success at the heart of all client relationships. By doing everything we c

  • The Neffs National Bank
  • 5629 PA Route 873, Neffs, PA, 18065
  • The Neffs National Bank is an independent community bank that takes pride in being community-oriented and providing quality customer service From its modest beginning, the growth of the bank has been influenced by the prosperity of the local communities. Individuals and businesses continue to contribute to promoting community-oriented.

  • Family First of NY Federal Credit Union
  • 2520 Browncroft Boulevard, Rochester, NY, 14625
  • Family First Federal Credit Union is a full-service, local financial institution with over 15, 000 members that is guided by the principles of Sustainable Excellence. These principles apply to the care and service quality we provide to our members, our dedication to our staff and our responsibility to provide sound products and banking solutions.

  • United Bank of Philadelphia
  • 30 South 15th Street, 1st Floor, Philadelphia, PA, 19102
  • The primary mission of United Bank of Philadelphia is to deliver excellent customer service at a profit and to make United Bank of Philadelphia the “hometown” bank of choice. Our goal is to foster community development by providing quality personalized comprehensive banking services to business and individuals in the Greater Philadelphia Region, wi

  • Diligence Capital Advisors
  • 1420 Walnut Street, Suite 1216, Philadelphia, PA, 19102
  • Diligence Capital Advisors is a Boutique Commercial Real Estate Capital Markets Solutions and Full Service Consulting Firm and Our services include capital markets solutions, including debt and equity procurement and placement, and full-service consulting spanning transactional oversight/advisory and asset management for existing portfolios and dev

  • Stursberg & Fine Capital
  • 1528 Walnut Street, Suite 2008, Philadelphia, PA, 19102
  • Our firm is built upon integrity. We have 96.5% repeat business from our clients because of our proven track record for 20+ years. Stursberg & Fine clients enjoy a strong and trusting relationship with our staff of experts that ensures our clients the highest possible level of service, advice, and experience.

  • Liberty SBF
  • 2 Penn Ctr, Philadelphia, PA, 19102
  • "Liberty SBF is an experienced commercial real estate finance company. With a special expertise in small-balance commercial lending, we are positioned to address the needs of small businesses facing a challenging credit environment.

    We provide:
    Small Business Lending
    Commercial Real Estate Financing
    Loan Servicing"

  • Axcel Capital Group
  • 1515 Market Street, Philadelphia, PA, 19102
  • We are a team of professionals with decades of experience funding commercial real estate & operating companies, who will assure the best outcome for your debt, equity and advisory needs.
    Whether developing, purchasing or refinancing, debt is the lifeblood for commercial real estate. Axcel delivers to its clients access to debt for any asset class

  • Republic Bank
  • 50 South 16th Street, Suite 2400, Philadelphia, PA, 19102
  • Our focus now is on innovation, customer satisfaction, brand building, and shareholder value creation. Today, we are one of the largest Philadelphia-based banks, yet we make decisions locally, and we make them quickly. Republic Bank is moving towards creating a major commercial and retail bank with a distinct brand.

  • American Commercial Lending Inc
  • 1500 Walnut Street, Suite 1103, Philadelphia, PA, 19102
  • American Commercial Lending, we specialize in the commercial mortgage industry. We have a team of experienced commercial mortgage brokers to guide you throughout the application process and ensure that you have everything needed to qualify for the loan. As the most trusted mortgage brokers.