USDA and FHA Pro and Con in Crandall, Kaufman County, TX

For 2026, the USDA loan limit in Crandall, located in Kaufman county, TX, is $360,600. On the other hand, the FHA loan cap for a single-family home is $531,300.

Use the Lendersa® USDA loan calculator to examine today's top USDA and FHA rates. Determine the income, credit, reserves, and documents you require for eligibility. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, helping you decide the most suitable program in for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Crandall, Kaufman County, TX

Loan Type Loan Limit Down Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Crandall, TX

The intention of Lendersa® is to swiftly provide you with the best possible USDA or FHA loan efficiently. Choose one of three approaches to connect with matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in TX

The USDA home loan is backed by the government's Department of Agriculture, known also as the USDA rural development loan or USDA mortgage, and is applicable in rural neighborhoods only. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage does not need any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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