In 2025, the USDA loan limit for Kaufman, located in Kaufman county, TX, is $360,600, whereas the FHA limit for a single-family home is $531,300.
Make use of the Lendersa® USDA loan calculator to evaluate the best rates for USDA versus FHA loans as of today. It helps identify the income, credit, reserves, and necessary documentation required to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in determining the best option for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $360,600 | 0% |
| FHA | $531,300 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to secure the optimal USDA or FHA loan for you swiftly and without hassle. Begin by selecting one of three approaches that match you with lenders and USDA loan programs.
The USDA home loan is a government-backed loan provided by the Department of Agriculture, commonly referred to as the USDA rural development loan or USDA mortgage. These loans are restricted to rural areas only. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment, making them a more accessible option in eligible rural neighborhoods.
Enter your location to find out if it qualifies for USDA rural housing loan?
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