USDA Vs. FHA your options comparison in Forney, Kaufman County, TX

In 2025, the USDA loan limit in Forney, situated in the county of Kaufman, TX, is $360,600. Meanwhile, the FHA limit for a single-family home is $531,300.

Utilize Lendersa® USDA loan calculator to contrast the top USDA versus FHA rates today, determining the income, credit, reserves, and necessary documents to qualify. Our comprehensive mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, enabling you to choose the most appropriate program for your financial needs in .

Explore loan offers from 100 different lenders

2025 Loan Limits and Downpayment Requirements in Forney, County of Kaufman, TX

Type of Loan Loan Limit Down Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Forney, TX

The aim at Lendersa® is to help you obtain the optimal USDA or FHA loan swiftly and with ease. Choose from one of three starting points to match with lenders and explore USDA loan programs.

Lendersa USDA loan request matching results

Understanding the USDA Loan in TX

A USDA home loan is supported by the U.S. Department of Agriculture, referred to as a USDA rural development loan or mortgage, available exclusively in rural areas. In contrast to FHA loans, which demand at least a 3.5% down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • LUV Mortgage LLC
  • 2600 South Shore Blvd, Suite 300−79, League City, TX, 77573
  • Our loan programs include FHA, VA, USDA, FNMA, FHLMC, Jumbo, HECM, Self Employed, Investment and many more. I'll help you find the best program for you and your families needs. From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it
  • American Homestar Mortgage LLC
  • 2450 South Shore Blvd, Suite 301, League City, TX, 77573
  • American Homestar Mortgage is a proud member of the American Homestar Corporation, celebrating 50 years in business. We are committed to providing you the best-in-class service from the initial application all the way to closing day! Our dedicated team is here to help you every step of the way.
  • AMOCO Federal Credit Union
  • 1692 E. League City Pkwy, League City, TX, 77573
  • More than a financial institution, AMOCO Federal Credit Union offers financial products and services paired with expert advice to help our members make the right financial decisions. We have over 215 valued employees who are dedicated to serving the financial needs of our members, which is what we’re all about.
  • Helping Heroes Buy Homes LLC
  • 2213 Dove Haven Lane, League City, TX, 77573
  • Helping Heroes Buy Homes has many programs to help parties within Real Estate Investment. Vast program diversification for all types of clients for approval of financing. Every client has different needs and may not qualify for all programs. Check with your loan consultant about your options.
  • AMTEX LOAN, LLC
  • 241 Farnworth Ln, League City, TX, 77573
  • Dan Garza, Sr. Mortgage Banker at Amtex Loan. We are a full-service mortgage company doing business throughout Texas. We specialize in Home Acquisition & Finance and are proud to say we do it quite well. We serve all of Texas cities and counties. Whether you are buying a home or refinancing we can help you realize your dream of home ownership
  • BAYMONT MORTGAGE LLC
  • 238 S. Egret Bay Blvd, Suite 234, League City, TX, 77573
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Baymont Mortgage
  • 238 S. Egret Bay Blvd., Suite 234, League City, TX, 77573
  • Baymont Mortgage are a full-service mortgage company based in League City, Texas. We specialize in FHA, First Time Buyer Home Loans, Conventional, and VA Loans. We also serve the surrounding cities in Galveston County and greater Houston area. Whether you are buying a home or refinancing.
  • First Oklahoma Federal Credit Union
  • 1419 S Denver Avenue, Tulsa, OK, 74119
  • First Oklahoma Federal Credit Union (FOKFCU) is a federally insured credit union. We offer membership to all persons who live, work (or regularly conduct business), worship or attend school in, and businesses and other legal entities located in Tulsa or Creek Counties, Oklahoma. FOKFCU has been serving its members since 1923.
  • American Baptist Association Credit Union
  • 7911 Stratford Hall Drive, Rosharon, TX, 77583
  • The American Baptist Association Credit Union was organized on March 17, 1970, with a purpose and goal to help those that are associated with the American Baptist Association. The credit union is regulated by the Credit Union Department of the State of Texas and is examined at least once a year by the department.
  • Roscoe State Bank
  • 117 Cypress St, Roscoe, TX, 79545
  • Roscoe State Bank's long history of growth and stability is directly tied to its unique culture, where we believe in treating our customers like neighbors. As you enter our bank we want to greet you as if it was across the fence of your backyard. We provide banking services that answer to where you are in your life.
  • Money Service inc
  • 801-A S. Detroit Ave, Tulsa, OK, 74120
  • There are some situations where you might need some extra money than you have in your hands. The professional team at Money Services can help you by providing comprehensive loan services.and also Money services Inc. provides second chance loans, cash express and cash finance to the Tulsa, OK, area.