USDA Loan Vs. FHA loan pro & con for Forney, Kaufman County, TX

In 2025, USDA loan limit in Forney, county of Kaufman, TX is $360,600 while FHA limit is $531,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Forney, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(408) 892-3523 1453 miles Lender's profile and map Reviews Lighthouse Mortgage Company, Inc. 570 East 5th Street, Suite 150, Lincoln, CA, 95648 Lighthouse Started in 1983 and grew thru out the Bay Area and expanded to the Sacramento Region in 2001. We specialize in every type of financing program from conventional, FHA, and USDA, to commercial and hard money lending as well. We have provided top level service both in our mortgage loans as well as our real estate agents
(916) 949-9637 1453 miles Lender's profile and map Reviews Tobias Mortgage Company 110 Gateway Drive, Suite 130, Lincoln, CA, 95648 For over 13 years, Tobias Mortgage CompanyÂ has served individuals and families in the Greater Sacramento, CA Area with all their mortgage needs, including buying a home and refinancing a home loan. We have extensive knowledge of theÂ home buyingÂ process (not just the mortgage)Â and we use that experience to consultÂ
(916) 223-8492 1453 miles Lender's profile and map Reviews AGM Capital Mortgage Corporation 605 Lincoln Blvd, Suite 200, Lincoln, CA, 95648 "AGM Capital Mortgage Corporation was formed to offer you, the consumer, the Lowest Rate at the Lowest Cost that you qualify for. The opening statement on our web page by Michael Girard is a true statement in the belief that you owe it to yourself to KNOW that your bottom line costs matter. Purchasing your home is often your BIGGEST INVESTMENT
(860) 253-4780 1453 miles Lender's profile and map Reviews Tobacco Valley Teachers Federal Credit Union 182 South Road, Enfield, CT, 06082 Tobacco Valley Teachers Federal Credit Union is a member-owned financial institution committed to providing products and services to meet each member's financial needs. We pledge to deliver personalized, competitive and high-quality service. Tobacco Valley Teachers Federal Credit Union represents a pool of money saved by the members.
(860) 253-5100 1453 miles Lender's profile and map Reviews Enfield Community Federal Credit Union 11 Cranbrook Boulevard, Enfield, CT, 06082 The Enfield Community Federal Credit Union was originally chartered on October 19, 1936, as the Bigelow-Sanford Employee’s Credit Union. The original field of membership consisted of the carpet mill’s employees. There were seven different department credit unions within the company. However in 1946, the seven credit unions were merged into one.
(860) 763-3591 1453 miles Lender's profile and map Reviews CSP Employees Federal Credit Union 285 Shaker Road, Building 44, Enfield, CT, 06082 CSP Employees Federal Credit union is a member-owned, non-profit organization whom serves the entire CT Department of Corrections staff and their immediate family members. Originally chartered in 1949 and located in Enfield, CT on the CRCI Property, CSP was once a “One Man Operation”.
(860) 741-6711 1453 miles Lender's profile and map Reviews Delano Mortgage Services LLC 480 Enfield Street, Enfield, CT, 06082 Established in May 2005, Delano Mortgage is a Licensed Connecticut residential and commercial mortgage provider located in Enfield Connecticut. Our mission is to develop relationships with our clients that will last for generations. Our most important goal is measured by our quality.
(831) 771-4330 1453 miles Lender's profile and map Reviews Pacific Valley Bank 422 Main Street, Salinas, CA, 93901 To Pacific Valley Bank, being truly local means having strong roots in the community, an unmatched knowledge of local industry, and relationships with community and business leaders. We believe supporting the community means much more than simply offering financial support. Pacific Valley Bank focused on small to medium size businesses.
(831) 645-1177 1453 miles Lender's profile and map Reviews Treehouse Mortgage 838 South Main Street, Suite C, Salinas, CA, 93901 TreeHouse Mortgage Our top priority is to help you make an informed decision by presenting all available options. We offer exceptional customer service, superior loan processing times, competitive mortgage rates, extensive mortgage product offerings, and an unwavering commitment to get you to the finish line. We are known for our high quality.
(831) 920-5375 1453 miles Lender's profile and map Reviews Bay Capital Real Estate, Inc. 233 Monterrey St, Salinas, CA, 93901 Bay Capital Mortgage. We are a full-service mortgage company based in Salinas, CA. We specialize in Mortgage Loans in Salinas. We also serve the surrounding cities in Monterey County. Whether you are buying a home or Refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment
(831) 676-0937 1453 miles Lender's profile and map Reviews Loans By CMS 3 Winham Street, Salinas, CA, 93901 As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations. We hope you’ll browse our website.