In 2025, the USDA loan limit in Forney, situated in the county of Kaufman, TX, is $360,600. Meanwhile, the FHA limit for a single-family home is $531,300.
Utilize Lendersa® USDA loan calculator to contrast the top USDA versus FHA rates today, determining the income, credit, reserves, and necessary documents to qualify. Our comprehensive mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, enabling you to choose the most appropriate program for your financial needs in
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| Type of Loan | Loan Limit | Down Payment | |
| USDA | $360,600 | 0% | |
| FHA | $531,300 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The aim at Lendersa® is to help you obtain the optimal USDA or FHA loan swiftly and with ease. Choose from one of three starting points to match with lenders and explore USDA loan programs.
A USDA home loan is supported by the U.S. Department of Agriculture, referred to as a USDA rural development loan or mortgage, available exclusively in rural areas. In contrast to FHA loans, which demand at least a 3.5% down payment, the USDA mortgage requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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