USDA Vs. FHA your options comparison in Travis-Ranch, Kaufman County, TX

In 2025, USDA loan limit in Travis-Ranch, county of Kaufman, TX is $329,300 while FHA limit is $411,700 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Travis-Ranch, county of Kaufman, TX

Loan Type Loan Limit Down payment
USDA $329,300 0%
FHA $411,700 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Travis-Ranch, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Charles Schwab
  • 211 Main Street, San Francisco, CA, 94105
  • Charles Schwab Bank is a Bank with operations in fifty states. Charles Schwab Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied and FHA mortgages. Charles and The Charles Schwab Corporation provides a full range of brokerage, Banking and financial advisory services through its operating subsidiaries
  • Hebrew Free Loan of San Francisco
  • 131 Steuart Street, Suite 520, San Francisco, CA, 94105
  • We’re a nonprofit that provides interest-free loans to help Jewish individuals in Northern California overcome financial challenges and pursue life dreams. Loans are also available to those in Northern California who meet one of the following criteria, regardless of religious background.
  • Prosper Marketplace
  • 221 Main Street, Suite 300, San Francisco, CA, 94105
  • Prosper’s mission is to advance financial well-being. The company’s online lending platform connects people who want to borrow money with individuals and institutions that want to invest in consumer credit. Borrowers get access to affordable fixed-rate, fixed-term personal loans. Investors have the opportunity to earn solid returns.
  • CME Funding
  • 333 1st Street, Unit N1505, San Francisco, CA, 94105
  • CME Funding can help you achieve your goals. To set up the right San Francisco, CA Mortgage plan for you, get in touch with us -- we're happy to help. Our San Francisco, California based company has a team of highly experienced loan and real estate agents committed to providing our clients with the highest quality real estate
  • Carlyle Financial
  • 1 Market Plaza, Spear Tower #3600, San Francisco, CA, 94105
  • Carlyle Financial is a full-service mortgage brokerage, based in San Francisco and Los Angeles. We provide a highly personalized loan process for clients who need flexibility, versatility, and a wide variety of lending products. We are dedicated to providing extraordinary service for extraordinary clients.
  • Kiavi
  • 575 Market Street, Suite 1600, San Francisco, CA, 94105
  • Since 2013, Kiavi has been the go-to brand for real estate investors seeking reliable, fast financing solutions. Dedicated financing experts always on your side to help you scale Embark on a journey through Kiavi’s transformative decade in real estate with our special report, 'A Decade of Deals and Dreams.'
  • PEOPLES TRUST COMPANY OF ST ALBANS
  • 25 Kingman Street, Saint Albans, VT, 05478
  • Peoples Trust Company was founded by an Act of the General Assembly of the State of Vermont on November 12, 1886. Since our inception, we have enjoyed a commitment to the Vermont tradition of service, quality and value. We believe that banking is about building relationships, making people’s lives easier, and helping folks realize their goals.
  • NORTHEAST COMMUNITY FEDERAL
  • 683 Clay Street, San Francisco, CA, 94111
  • NECFCU Community FCU is a Community Development Chartered Credit Union that exists to meet the unmet savings and credit needs of its membership. As a financial cooperative dedicated to serving the underserved, NECFCU is also an agent for community revitalization and development within its field of membership and for the larger community.
  • Piedmont Capital
  • 4 Embarcadero Center, Suite 1400, San Francisco, CA, 94111
  • Piedmont Capital specializes in arranging financing solutions for commercial and multi-family investment property. Our team approaches each situation uniquely to provide you with personalized recommendations—offering you the opportunity to select the financing solution that best matches your goals.
  • Upgrade, Inc.
  • 275 Battery Street, 23rd Floor, San Francisco, CA, 94111
  • At Upgrade, our goal is to offer an online and mobile banking experience that delivers exceptional value, including affordable loans and cards, and helps our customers make good financial decisions so they can build the future they want. Upgrade’s founding team pioneered fintech 15 years ago.