USDA VS FHA in Travis-Ranch, Kaufman County, TX

In 2025, the USDA loan limit within Travis-Ranch, in the county of Kaufman, TX, is set at $329,300. Meanwhile, the FHA limit for a single-family dwelling is $411,700.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates. Assess the necessary income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding you in selecting the most suitable program in for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Travis-Ranch, Kaufman County, TX

Loan Type Loan Limit Down Payment
USDA $329,300 0%
FHA $411,700 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Travis-Ranch, TX

Lendersa® is dedicated to quickly providing you with the best possible USDA or FHA loan without hassle. You may begin by choosing one of three available paths, each leading to matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

The USDA home loan is a mortgage guaranteed by the government's Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, available exclusively in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage does not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Citizens Bank of Clovis
  • 421 Pile Street, Clovis, NM, 88101
  • Incorporated on January 7, 1916, with capital stock of $25,000, The Citizens Bank of Clovis has become the largest independent financial institution in East-Central New Mexico now with assets in excess of $449,000,000. With capital in excess of $46,000,000, it is one of the best capitalized banks in New Mexico.
  • The Bank of Clovis
  • 300 Main Street, Clovis, NM, 88101
  • The Bank of Clovis is a state chartered bank with deposits insured by the FDIC. The Bank was founded October 16, 2000. Our shareholders are employees, farmers, ranchers, small business owners, construction workers, teachers, doctors, lawyers, nurses, policemen, and firemen -- all from Curry County and the surrounding area.
  • Cannon Federal Credit Union
  • 4205 North Prince Street, Clovis, NM, 88101
  • Originally chartered as Cannon AFB Federal Credit Union located in an old barracks building on Cannon AFB, CFCU has flourished, moving & expanding into 2 convenient locations today. CFCU provides financial services to thousands of members in & around Clovis, New Mexico – including civilian & military personnel assigned to Cannon AFB, NAF employees.
  • American Heritage Bank Clovis
  • 3300 N. Prince Street, Clovis, NM, 88101
  • The mission of American Heritage Bank is to provide excellent customer and community support within the realm of safe and sound banking practices. The attainment of our mission will produce economic growth within our communities and a return of favorable value to our shareholders.
  • Frost Mortgage Lending Group
  • 2610 N Prince St, Clovis, NM, 88101
  • Frost Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry and can help you reach your short- and long-term goals.Our local specialists have the resources of a huge national mortgage company and the friendly attitude of your neighbors.
  • AG New Mexico
  • 4501 North Prince Street, Clovis, NM, 88101
  • Ag New Mexico, Farm Credit Services (FCS), ACA is a rural lending cooperative that finances agricultural production, agribusiness and rural real estate, including farms, ranches, and rural recreational property. We are a part of the nationwide Farm Credit System, the oldest and largest source of rural financing in the United States.
  • The Mortgage SuperStore
  • 420 Commerce Way, Clovis, NM, 88101
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Financial Federal Bank
  • 1715 Aaron Brenner Drive, Suite 100, Memphis, TN, 38120
  • Financial Federal is locally owned and operated and remains a community bank that specializes in high quality customer service and customized banking solutions. Our board and senior management continue to focus on creating an atmosphere that is appreciated by those who value the confidence that comes from experience
  • The Wendy Thompson Lending Team
  • 6489 Quail Hollow Rd, Suite 106, Memphis, TN, 38120
  • Compare, Offer and Close with CONFIDENCE with The Wendy Thompson Team. Your homebuying journey should start with finding a lender. Mortgages are long-term relationships, and you will want to be confident that your lender offers a strong combination of quality service and competitive pricing.
  • PAN AMOCO FEDERAL CREDIT UNION
  • 3500 N Causeway Boulevard, Suite 100, Metairie, LA, 70002
  • PAN AMOCO FEDERAL CREDIT UNION was founded in October 1953, to serve the employees of Pan-Am Southerners Corp. The original name was Pan- Am Southerners Federal Credit Union, the name was soon changed to Pan-Amoco Federal Credit Union in 1957. Credit Unions are unique financial organizations that date back to the early twentieth century.