USDA and FHA Pro and Con in Timberwood-Park, Bexar County, TX

As of 2026, the loan limit for USDA in Timberwood-Park, within Bexar county, TX, is $322,900. In comparison, the FHA limit for a single-family home is $403,650.

Utilize the Lendersa® USDA loan calculator to contrast today's best rates for USDA and FHA loans. Determine the necessary income, credit standing, reserves, and documentation required to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your unique financial situation.

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2026 Loan Limits and Downpayment Expectations in Timberwood-Park, Bexar, TX

Loan Type Loan Limit Down Payment
USDA $322,900 0%
FHA $403,650 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Options in Timberwood-Park, TX

Lendersa® aims to swiftly provide you with an optimal USDA or FHA loan, minimizing hassle. Start with one of three options to connect with lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in TX

The USDA home loan, backed by the Department of Agriculture and also known as the USDA rural development loan or mortgage, is only available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Local 41 IBEW FCU
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