For 2025, the USDA loan limit in Dayton, within the county of Liberty, TX, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Make use of the Lendersa® USDA loan calculator to weigh today's best rates between USDA and FHA. This tool will help you determine the necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator offers a detailed comparison of USDA, FHA, Conforming, and VA options side by side, aiding in the decision of which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to connect you with the best USDA or FHA loans swiftly and without hassle. Begin by selecting one of three starting points, each helping you find matching lenders and suitable USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture, is often referred to as the USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. While FHA loans require a minimum down payment of 3.5%, USDA loans necessitate no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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