USDA Vs. FHA your options comparison in Dayton, Liberty County, TX

For 2025, the USDA loan limit in Dayton, within the county of Liberty, TX, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Make use of the Lendersa® USDA loan calculator to weigh today's best rates between USDA and FHA. This tool will help you determine the necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator offers a detailed comparison of USDA, FHA, Conforming, and VA options side by side, aiding in the decision of which program in aligns best with your financial situation.

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2025 Loan Limits and Down Payment Requirements in Dayton, Liberty, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Dayton, TX

Lendersa® aims to connect you with the best USDA or FHA loans swiftly and without hassle. Begin by selecting one of three starting points, each helping you find matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

The USDA Loan Defined in TX

The USDA home loan, endorsed by the Department of Agriculture, is often referred to as the USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. While FHA loans require a minimum down payment of 3.5%, USDA loans necessitate no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Sunset Financial Services Inc
  • 2010 Cerrillos Rd, Suite 9, Santa Fe, NM, 87505
  • Sunset Financial Services Dedicated to delivering the highest quality of service to our customer's as possible. When we provide a service, we do so seamlessly and ensure it is a pleasant and enjoyable experience for everyone involved. We provide loans for help with family members, medical expenses.
  • Northern New Mexico School Employees Federal Credit Union
  • 614 Alta Vista St, Santa Fe, NM, 87505
  • Northern New Mexico School Employees Federal Credit Union is a unique kind of financial institution. It is an organization of people, not dollars, where you, the member, comes first. The credit union is a member owned, not-for-profit, full-service financial institution, guided by a volunteer Board of Directors.
  • Loan Fox Inc.
  • 1228 Osage Ave, Santa Fe, NM, 87505
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  • The Digital Mortgage Guy
  • 14309 NW 159th Place, Alachua, FL, 32615
  • I have been in the mortgage business since 1998. My clients experience is my number one priority. I personally specialize in first time home buyers and Renovation. mortgage business since 1998. My clients experience is my number one priority. I personally specialize in first time home buyers
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  • 1100 N. Lyle Ave., Crystal River, FL, 34429
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  • 310 Bank Street, Keokuk, IA, 52632
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  • West Gate Bank
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  • First State Bank Nebraska
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  • US Home Mortgage Inc
  • 5901 S 58th St A, Lincoln, NE, 68516
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