USDA and FHA Pro and Con in Barrett, Harris County, TX
In the year 2025, the USDA loan cap in Barrett, Harris, TX is $336,500, whereas the FHA ceiling for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's premier USDA vs. FHA rates. Assess the essential income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator offers a comprehensive view of USDA, FHA, Conforming, and VA programs side-by-side, assisting you in selecting the most suitable option for your financial circumstances in .
2025 Loan Limits & Downpayment Requirements in Barrett, Harris, TX
Loan Type
Upper Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Barrett, TX
Lendersa® aims to facilitate the swift acquisition of the most favorable USDA or FHA loan with minimal hassle. Choose from three starting points to connect with lenders and USDA loan options.
A USDA home loan, backed by the government Department of Agriculture, known as a USDA rural development loan or mortgage, is solely available in rural areas. Unlike FHA loans, which demand a minimum 3.5% down payment, USDA loans require no down payment.
First Federal Savings and Loan Association of Central Illinois
200 N Morgan Street, Shelbyville, IL, 62565
First Federal Savings & Loan Association of Central Illinois is the result of the merger of First Federal Savings & Loan Association of Shelbyville and Charleston Federal Savings & Loan. Both institutions were originally formed under state charters as cooperative home financing organizations to provide a safe place for their members.
Illinois Educators Credit Union is a member-owned full-service financial cooperative with over $50M in assets serving 7,000 members. Founded in 1938, IECU operates from two locations in Springfield, Illinois and participates in the Co-Op Network, providing shared branching offices and free ATM locations across the state and country.
915 S Durkin Drive, Suite A, Springfield, IL, 62704
Funeral Service Credit Union, our Board of Directors is elected from and by the membership and serve in a voluntary capacity. Their responsibilities include establishing policies, reviewing and setting dividend and interest rates and ensuring the overall stability of the Credit Union
Marine Bank takes an active role in building Central Illinois. We are committed to making our communities better places to live because we live here, too. We recognize that improving the vitality and quality of life in Springfield, Champaign, Bloomington-Normal, Macomb, Rushville and surrounding areas is in the best interest of our customers
ISPFCU are insured by the National Credit Union Administration (NCUA). This is a federal agency that insures savings in federal and most state-chartered credit unions across the country through the National Credit Union Share Insurance Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States government.
Imperial Credit Union to provide small loans and a place for members to save money. It was often impossible for African-Americans to receive such services at that time. Several years later, the Credit Union was expanded to become the Illinois Conference Imperial Credit Union so that we could serve the members and their families
On August 1st, 1870, the private banking firm of Petefish, Skiles & Co. Bank opened its doors for business in Virginia, IL. Samuel H. Petefish, Ignatius Skiles and Jacob Epler, all prominent local businessmen, started the firm with Richard Elliott as cashier. Mr. Epler retired after the first year and George Virgin was admitted to the firm.
Stonegate Mortgage Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team.
Heartland Bank is a family-owned, community bank serving the financial needs of Central Nebraska for over a century. We specialize in Personal, Business and Agricultural Banking. Our vision is to be a growing organization providing leadership that improves the lives of customers, associates and communities.
Our community is important, and we take pride in where we live and work. Countryside Bank employees and families have deep roots in the community, as do many of our loyal customers. As new people discover the advantages of small communities and independent banks, we continue to grow and build new customer relationships.
