USDA and FHA Pro and Con in Atascocita, Harris County, TX

As of 2025, the USDA loan limit in Atascocita, located in Harris County, TX, is $336,500. Meanwhile, the FHA cap for a single-family home is set at $472,030.

Use the Lendersa® USDA loan calculator to weigh today's USDA versus FHA best rates. It helps determine the necessary income, credit status, reserves, and documents to qualify. Our cutting-edge mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting which program in Alabama is most suitable for your financial situation.

Explore loan options from 100 different lenders

2025 Loan Ceilings and Downpayment Requirements in Atascocita, Harris County, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Examining USDA and FHA Loan Offers in Atascocita, TX

The objective of Lendersa® is to facilitate securing an excellent USDA or FHA loan quickly and without any hassle. Choose one of the three methods to link up with lenders and USDA loan schemes.

Lendersa USDA loan inquiry and matched outcomes

Explaining USDA Loans in TX

A USDA home loan, also known as a USDA mortgage or USDA rural development loan, is underwritten by the Department of Agriculture and is limited to rural areas. Unlike FHA loans that mandate a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Superior Credit Union
  • 4230 Elida Rd, Lima, OH, 45807
  • Superior Credit Union is a not-for-profit, member-owned financial cooperative. Unlike profit-driven banks and finance companies, our excess earnings are returned to members in the form of friendly service, low interest rates on loans, high yield savings and investment accounts, and low or no fee convenience services.
  • Dowagiac Credit Union
  • 473 E Division Street, Dowagiac, MI, 49047
  • We provide services to persons living or working in Wayne, LaGrange, Silver Creek, Pokagon, Penn, Volinia, Marcellus, Decatur and Paw Paw townships in Cass and Van Buren counties, as well as members of their family by blood or marriage. Once a Member always a Member.The Board of Directors is made up of seven members.
  • First Alliance Credit Union
  • 300 North Main Street, Stewartville, MN, 55976
  • At First Alliance Credit Union, we place our members' (and future members) needs first by providing compassion, guidance, and resources to promote their financial well-being. At First Alliance Credit Union, we want to be the trusted partner of choice for the financial success of our members and the communities we serve.
  • The Fort Jennings State Bank
  • 120 North Water St., Fort Jennings, OH, 45844
  • Leo J Wildenhaus was a teacher at Fort Jennings High School in Fort Jennings, Ohio, when he decided to pursue a career as a banker. He began working at a Coldwater Bank to learn the trade. In 1915 he started a bank in Darke County, Ohio, which was named Osgood State Bank, which remains in existence today.
  • River Bank
  • 145 North Main Street, Stoddard, WI, 54658
  • River Bank was formed on June 30, 1991 when three banks located along the Mississippi River in Stoddard, Ferryville and DeSoto were merged together. In September 1993, in an effort to better serve our La Crosse customers, a branch office was opened on Mormon Coulee Road. In November 1996, River Bank expanded its service to the Holmen/Onalaska area.
  • Scott Associates Credit Union Inc
  • 14111 Scottslawn Road, Marysville, OH, 43041
  • The Scott Associates Credit Union was charted on October 17, 1967 under the laws of the State of Ohio to serve the associates of the O.M. Scott and Sons Company. It was created through the efforts of members of the Scott Associate Board that strongly believed in the Scott Associate Concept.
  • New City Homes
  • 975 W Broad Street, Columbus, OH, 43222
  • New City Ohio was created out of a desire to focus on improving urban neighborhoods through rehab, new construction, and providing support to the surrounding community. We are a real estate investment partner with a long term focus on improving communities by providing desirable, safe, and affordable housing solutions.
  • Rasmussen Mortgage Inc.
  • 113 South Main Street, Suite 201, Lodi, WI, 53555
  • Rasmussen Mortgage is a local mortgage brokerage. I have over 16 years experience in the mortgage industry. If you have not looked into what pricing a broker offers you are spending too much with the banks and credit unions. I focus on finding you the best mortgage for your wants and needs while maintaining personalized customer service.
  • First NRV Credit Union
  • 900 W. Main St, Radford, VA, 24141
  • Our credit union was first chartered on June 4, 1937 - that means that our credit union is now over 80 years old - to help serve the needs of the employees of the Radford Pipe Shop (known locally as the Foundry), and was originally named the "Radford Pipe Shop Employees Federal Credit Union".
  • First Service Federal Credit Union
  • 100 Main St, Groveport, OH, 43125
  • "First Service has mortgage loans with a variety of rates and terms. We can even pre-approve you for a loan. Your shopping experience will be more enjoyable knowing that the home you select will fit your budget New Purchase Low Fixed Rates Variable Rates Conventional Mortgages FHA • VA First Time Buyers Refinance Cash Out"
  • Corporate Central Credit Union
  • 6262 South Lowell Place, Muskego, WI, 53150
  • Corporate Central Credit Union is a credit union. We are structured, governed, and provide the same services as retail credit unions that serve consumers, however we only serve credit unions and credit union organizations. We were originally created by the movement to provide loans to credit unions during times of tight