As of 2025, the USDA loan limit in Atascocita, located in Harris County, TX, is $336,500. Meanwhile, the FHA cap for a single-family home is set at $472,030.
Use the Lendersa® USDA loan calculator to weigh today's USDA versus FHA best rates. It helps determine the necessary income, credit status, reserves, and documents to qualify. Our cutting-edge mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting which program in Alabama is most suitable for your financial situation.
Explore loan options from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to facilitate securing an excellent USDA or FHA loan quickly and without any hassle. Choose one of the three methods to link up with lenders and USDA loan schemes.
A USDA home loan, also known as a USDA mortgage or USDA rural development loan, is underwritten by the Department of Agriculture and is limited to rural areas. Unlike FHA loans that mandate a minimum down payment of 3.5%, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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