USDA Loan Vs. FHA loan for Liberty, TX 2026

In 2026, within Liberty, the USDA loan limit for Liberty county, TX is $336,500, while the FHA limit for a single-family dwelling is $472,030.

Use the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates and identify the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, helping you choose the optimal program available in for your financial situation.

USDA and FHA Loan Options in Liberty, TX

Lendersa® aims to efficiently secure for you the most suitable USDA or FHA loan. Select one of three starting points to engage with compatible lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Explaining USDA Loans in TX

A USDA home loan is a mortgage guaranteed by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, and it is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment whatsoever.

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(800) 284-5989 Lender's profile and map Reviews Northeast Bank 200 Berkeley Street, 17th Floor, Boston, MA, 02116 Northeast Bank (NASDAQ: NBN) is a full-service bank headquartered in Portland, Maine. We are both an experienced, balance sheet lender offering speed, certainty of execution and creativity to structure loan originations and acquisitions nationally, and a full-service bank serving customers in Western, Central, and Southern Maine
(617) 262-8455 Lender's profile and map Reviews HIG Capital Llc 500 Boylston St, Boston, MA, 02116 H.I.G. Capital is a leading global private investment firm with $44 billion of equity capital currently under management.* H.I.G.'s family of funds includes private equity, real estate, growth equity and debt/credit. H.I.G. Capital has invested in and controlled over 300 organizations globally since it was founded more than 20 years ago.
(617) 233-5555 Lender's profile and map Reviews Edward Voccola & Co., LLC 75 Arlington Street, Suite 500, Boston, MA, 02116 Edward Voccola & Co. LLC is a Private Equity & Joint Venture financial company based in New York City and have offices throughout the U.S & Internationally, We have a dedicated team of financial experts in commercial real estate finance and project funding delivering creative financing solutions consistently to worldwide clients.
(617) 591-6710 Lender's profile and map Reviews Health Alliance FCU 230 Highland Avenue, Somerville, MA, 02143 The Health Alliance Federal Credit Union (HACU) began as the Somerville Hospital Employees Federal Credit Union. Our first President, Jim Mahoney and the Board of Directors had a vision to provide a cooperative means of savings and lending to the employees of the Somerville Hospital. Each member purchased shares and thus began the credit union in S
(617) 625-8411 Lender's profile and map Reviews Somerville School Employees Federal Credit Union 100 Highland Avenue, Somerville, MA, 02143 Somerville School Employees Federal Credit Union is limited to the select employee group composed solely of individual employees of the city of Somerville, Massachusetts, who are paid from the payroll of the city of Somerville, Massachusetts and who work for the Somerville School Department.
(617) 547-3144 Lender's profile and map Reviews Naveo Credit Union 493 Somerville Ave, Somerville, MA, 02143 Naveo is a local not-for-profit community financial institution focused on serving its members/owners. Our mission is to assist our members with their financial needs by providing them with products and services they need in a friendly, inviting environment. As stated in our motto of “Saving Together to Lend to Each Other, ” we take member deposits
(781) 937-5400 Lender's profile and map Reviews Northern Bank & Trust Company 275 Mishawum Road, Woburn, MA, 01801 Since 1960, Northern Bank has been the banking partner of choice for businesses and consumers throughout New England. We take an entrepreneurial, commonsense approach to providing a complete line of banking solutions. We are deeply invested in the communities we serve and passionately committed to helping you, our customers, grow.
(781) 933-2600 Lender's profile and map Reviews Common Trust Federal Credit Union 8 Cedar Street, Woburn, MA, 01801 Common Trust Federal Credit Union is a member-owned financial institution that provides personal banking services. Our mission is to be the familiar face that guides our membership to financial stability by building lifelong relationships with each individual and providing them with the solutions needed to meet their unique goals
(888) 223-7925 Lender's profile and map Reviews Priority Funding 300 Trade Center Drive, Suite 4580, Woburn, MA, 01801 Priority Funding Solutions specializes in getting your business the capital it needs fast. Small and medium businesses sometimes struggle to raise the funds needed to succeed when going through a bank or other traditional lender. Priority Funding Solutions approves satisfactory applications in as little as 24 hours.
(603) 685-3643 Lender's profile and map Reviews Sparta Financial LLC 400 TradeCenter, Suite 5900, Woburn, MA, 01801 At Sparta Financial, LLC we use our experience to help our clients achieve their dream of home-ownership throughout Massachusetts & New Hampshire. We carefully analyze their needs to ensure they end up with the right mortgage product. Our mission is simple; Provide great service and develop long lasting relationships
(781) 786-8490 Lender's profile and map Reviews LENDMARK MORTGAGE COMPANY 400 Tradecenter Dr Suite #5900, Woburn, MA, 01801 Lendmark Mortgage Corporation is a Mortgage Brokerage company specializing in providing a variety of mortgage loans. Since its inception in 2005, Lendmark has experienced significant growth by following its original mission of meeting the personal lending needs of clients, by offering a combination of low rates and superior service.
(617) 471-0750 Lender's profile and map Reviews Colonial Federal Savings Bank 15 Beach Street, Quincy, MA, 02170 Since 1889, Colonial Federal Savings Bank has been “your neighborhood bank”. As the only remaining mutual savings bank founded in the City of Quincy, we are aware that nothing replaces the understanding, thoughtful, and individual service that is only available through personal contact.