In 2025, within Liberty, the USDA loan limit for Liberty county, TX is $336,500, while the FHA limit for a single-family dwelling is $472,030.
Use the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates and identify the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, helping you choose the optimal program available in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to efficiently secure for you the most suitable USDA or FHA loan. Select one of three starting points to engage with compatible lenders and USDA loan offerings.
A USDA home loan is a mortgage guaranteed by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, and it is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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