USDA Vs. FHA Pro and Con comparison in Andrews, Andrews County, TX
In 2025, the USDA loan limit in Andrews, found in the county of Andrews, TX, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to analyze today's top USDA and FHA rates and evaluate the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you identify the optimal program for your financial requirements in .
2025 Loan Limits and Down Payment Requirements in Andrews, Andrews, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Andrews, TX
The aim of Lendersa® is to connect you promptly with the best USDA or FHA loans efficiently. Begin with any of the three starting points to align with lenders and specific USDA loan programs.
The USDA home loan, endorsed by the U.S. Department of Agriculture—alternatively known as the USDA rural development loan or USDA mortgage—is available only in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans require no down payment.
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