USDA Vs. FHA your options comparison in Andrews, Andrews County, TX
In 2025, the USDA loan limit in Andrews, found in the county of Andrews, TX, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to analyze today's top USDA and FHA rates and evaluate the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you identify the optimal program for your financial requirements in .
2025 Loan Limits and Down Payment Requirements in Andrews, Andrews, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Andrews, TX
The aim of Lendersa® is to connect you promptly with the best USDA or FHA loans efficiently. Begin with any of the three starting points to align with lenders and specific USDA loan programs.
The USDA home loan, endorsed by the U.S. Department of Agriculture—alternatively known as the USDA rural development loan or USDA mortgage—is available only in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans require no down payment.
Foothills Credit Union is your community Credit Union. We are a reliable, full service, member-owned cooperative currently serving over 9,000 members in both Jefferson and Larimer Counties. Foothills Credit Union started in 1946 as VAR 39 Credit Union serving a few different government employee groups.
As a credit union, we are a not-for-profit, member-owned, financial cooperative. Being not-for-profit means our goal is to return as much as possible to our members in the form of better interest rates, lower fees, and innovative services. In addition, we have taken a minimal branch strategy, which keeps our costs down.
550 S. Wadsworth Blvd, Suite 301, Denver, CO, 80226
We are a direct lender, which means we can sell directly to the bigger banks or directly to Fannie Mae, Freddie Mac, and Ginnie Mae. This means that we can work without restrictions of other bank overlays creating fewer needed items and a smoother process. We do everything ‘in house’; processing, underwriting, and closing.
7500 W Mississippi Ave, Unit B-122, Denver, CO, 80226
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
215 South Wadsworth Blvd, Suite 215, Lakewood, CO, 80226
Chariot Financial With over 16 years experience in the mortgage industry, we are committed to providing exceptional customer service, the very best pricing, and products available for our clients. Colorado owned and operated, we are here to assist with all your mortgage needs and also Zach P Smith is the founder of the Mortgage company
550 S. Wadsworth Blvd, Suite 301, Denver, CO, 80226
Our mission is to guide you through the entire home loan process, so that you feel comfortable as you make choices about many options available for your home financing. Your home is one of the largest financial commitments that you will make during your lifetime. Unibell’s licensed mortgage brokers are highly experienced professionals
Since 1934, Denver Community Credit Union has been advancing financial opportunity for its members. We serve our communities with quality loans with low rates, and savings and checking products that help members effectively manage their money. Our knowledgeable and friendly staff is ready to assist those members who prefer person-to-person service.
1350 Lawrence Street, Suite 100, Denver, CO, 80204
Uptown Mortgage is located in Historic Lower Downtown Denver. Having operated in Colorado since 2000, we’ve worked hard to build a reputation that we are proud of. We make sure that every borrower that walks through our doors gets exceptional service. All our loan officers take very seriously the fact that purchasing a home.
Mint Mortgage is committed to find the best loan program for your needs. Our company is different than most because we operate as brokers to look across available wholesale lenders that offer financing in Colorado. We have very little overhead, so the lowest rate is passed directly to you.
