USDA and FHA Pro and Con in Andrews, Andrews County, TX

In 2026, the USDA loan limit in Andrews, found in the county of Andrews, TX, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to analyze today's top USDA and FHA rates and evaluate the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you identify the optimal program for your financial requirements in .

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2026 Loan Limits and Down Payment Requirements in Andrews, Andrews, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Andrews, TX

The aim of Lendersa® is to connect you promptly with the best USDA or FHA loans efficiently. Begin with any of the three starting points to align with lenders and specific USDA loan programs.

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Understanding USDA Loans in TX

The USDA home loan, endorsed by the U.S. Department of Agriculture—alternatively known as the USDA rural development loan or USDA mortgage—is available only in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lighthouse Commercial Mortgage
  • 119 S. Sandusky Ave, Bucyrus, OH, 44820
  • Since our founding in 1888, employees have been the main reason for First Federal Community Bank’s success. We are an Equal Opportunity Employer and we offer competitive salaries, excellent benefits and the opportunity for career advancement. If you are customer-oriented, enjoy working with people, take pride in your work

  • Peoples Savings and Loan Company
  • 300 South Walnut Street, Bucyrus, OH, 44820
  • Our goal is to become your family financial center. We are locally owned and operated. Our staff is here to serve you. Unlike big corporations, we make decisions on an individual basis, not by some arbitrary number. Stop in sometime, we would be glad to let you know what we offer. We want to earn your business.

  • Honor Bank
  • 2254 Henry St, Honor, MI, 49640
  • Honor Bank isn’t the biggest bank in Traverse City & we like it that way. It means our bank accounts, mortgages, business loans & more are shaped by you. It means that since 1917, we’ve grown with the region, offering products like debit-card cash back & ATM refunds. The principles of our Honor Code are not open to negotiation.

  • First Citrus Bank
  • 10824 N. Dale Mabry Highway, Tampa, FL, 33618
  • First Citrus Bank is the #1 community bank in Florida and top 100 nationwide (American Banker, 2021), supporting local businesses, families and individuals to help them become financially secure and economically successful over the course of 22 years. First Citrus Bank was established in 1999 and is headquartered in Tampa.

  • Home Mortgage Lenders Inc
  • 14502 North Dale Mabry Highway, Suite 200, Tampa, FL, 33618
  • Home Mortgage Lenders, Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.

  • Onboard 1 Mortgage
  • 14502 N Dale Mabry Hwy, Suite 132, Tampa, FL, 33618
  • Welcome to Onboard 1 Mortgage, where we specialize in residential mortgages. At Onboard 1 Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • EMM FINANCIAL
  • 14497 North Dale Mabry HWY. Suite 201N, Tampa, FL, 33618
  • "EMM Loans LLC provides home loan products and services that support sustainable homeownership.
    EMM Loans LLC is committed to:
    ● Competitive Pricing, Products and Programs
    ● Open Communication and Teamwork
    ● Supporting our Employees’ Professional Growth etc..


    "

  • Innovative Mortgage Services
  • 3418 Handy Road, Suite 102C, Tampa, FL, 33618
  • "Established in 2004, Innovative Mortgage Services, Inc. has provided service throughout the southeastern United States.
    Innovative is a licensed lender in Florida, Tennessee, and Alabama.
    Innovative Mortgage Loan Originators are known as “Innovators” because of their opportunity to efficiently"

  • EMM Loans LLC
  • 14497 N. Dale Mabry, Suite 201N, Tampa, FL, 33618
  • EMM Loans LLC, you will find a supportive, engaging lender who cares about providing excellent service to our customers and teammates alike. Our company’s highest priority is to emphasize showing our appreciation for hard work. Our culture creates an atmosphere of client trust, where employees can truly enjoy coming to work every day.