USDA and FHA Pro and Con in Edinburg, Hidalgo County, TX
In 2025, the USDA loan ceiling in Edinburg, within the county of Hidalgo, TX, stands at $336,500, while the cap for an FHA loan is $472,030 for a single-family dwelling. These figures are crucial for prospective buyers assessing their mortgage possibilities.
Lendersa® offers a USDA loan calculator to efficiently compare the latest USDA and FHA rates. This tool is pivotal in determining the income, credit standing, reserves, and documentation required to meet eligibility criteria. Our state-of-the-art mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, aiding users in pinpointing the most suitable financial product in Alabama for their personal economic needs.
2025 Loan Limits and Down Payment Needs in Edinburg, County of Hidalgo, TX
Type of Loan
Maximum Loan Limit
Down Payment Requirement
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Edinburg, TX
The aim of Lendersa® is to facilitate access to the best possible USDA or FHA loans swiftly and without difficulty. Start with any of the three initial points to get matched with lenders and USDA loan programs.
A USDA home loan, also referred to as the USDA rural development loan or USDA mortgage, is a government-backed product provided by the Department of Agriculture. It is specifically available for those in rural areas. Unlike FHA loans that require a minimal down payment of 3.5%, the USDA mortgage conveniently demands no down payment, making home ownership more attainable for eligible rural buyers.
In the last 100 years, Nebraska State Bank has gone from an ag bank serving farmers in Western Nebraska, to an FSA loan specialist serving ag operations nationwide.
And when you meet our lobby staff, you’ll find competent, friendly folks who take pride in knowing our customers, and take care of you like you’re our own.
First Rate Mortgage was established in 1998 by Angela Swank (Frost). We are locally owned and operated and licensed in the State of Iowa. Our customers are like family and we treat them that way.Our goals are to provide a high level of one on one service with our customer's and offer them the best rates available.
In 1976, Health Center Credit Union (HCCU) was chartered by the Georgia Department of Banking and Finance. HCCU opened its first office in the Murphy Building at the Medical College of Georgia (Augusta). The second branch was opened in 1987 at St. Joseph Hospital (University Hospital Summerville) followed by branches at Augusta State University.
The UNFCU is a non–for–profit financial organization owned and operated by its membership. The Credit Union was charter in 2003. The membership consists of the Beulah Grove Baptist Church, the Broadway Baptist Church, their affiliates, members and their family members. As these individuals pool their resources.
Leighton State Bank is a locally owned financial institution with locations in Pella, Leighton and Monroe. We deliver a full line of products and services – online banking, mobile banking, account options, loans, fraud protection and more – but are small enough to personally know you.
Marion County Bank first opened our doors for business in Pella on September 21, 1935. While we have grown to become the largest bank headquartered in Marion County, one thing hasn't changed - we were locally owned in 1935 and we remain that way today. This unique combination of size and local management allows us to provide our customers.
1st Bank Yuma shall become the premier full service community bank throughout Yuma County. We have adopted an aggressive growth strategy while remaining committed to maintaining the highest quality of individualized personal service in the financial services industry, for our customers.
SonAriz Financial® is a consumer lender that offers personal loans and auto title loans. We were established in 2004 to assist our community keeping in mind their financial needs. Our business is the definition of Family Owned and Operated. We treat our customers like family.
In order to better serve our customers
AEA Federal Credit Union is a not-for-profit financial cooperative dedicated to people helping people. Membership at AEA Federal Credit Union means becoming part of a credit union family of more than 33,000 members. For over 79 years, the credit union has served residents of Yuma and La Paz counties in Arizona.
