USDA and FHA Pro and Con in Edinburg, Hidalgo County, TX
In 2025, the USDA loan ceiling in Edinburg, within the county of Hidalgo, TX, stands at $336,500, while the cap for an FHA loan is $472,030 for a single-family dwelling. These figures are crucial for prospective buyers assessing their mortgage possibilities.
Lendersa® offers a USDA loan calculator to efficiently compare the latest USDA and FHA rates. This tool is pivotal in determining the income, credit standing, reserves, and documentation required to meet eligibility criteria. Our state-of-the-art mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, aiding users in pinpointing the most suitable financial product in Alabama for their personal economic needs.
2025 Loan Limits and Down Payment Needs in Edinburg, County of Hidalgo, TX
Type of Loan
Maximum Loan Limit
Down Payment Requirement
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Edinburg, TX
The aim of Lendersa® is to facilitate access to the best possible USDA or FHA loans swiftly and without difficulty. Start with any of the three initial points to get matched with lenders and USDA loan programs.
A USDA home loan, also referred to as the USDA rural development loan or USDA mortgage, is a government-backed product provided by the Department of Agriculture. It is specifically available for those in rural areas. Unlike FHA loans that require a minimal down payment of 3.5%, the USDA mortgage conveniently demands no down payment, making home ownership more attainable for eligible rural buyers.
In October 1936, Coleman County State Bank received approval from the Texas Banking Department to begin its operations. It had originally been named First State Bank of Valera and first opened its doors in July 1915. Now operating under its new charter, the Bank relocated from Valera to 108 West Live Oak in Coleman.
Citizens State Bank is to be recognized as the uniquely committed conduit for economic and individual growth within the communities served. Citizens State Bank must develop and implement intentional initiatives through economic, social and political relationships that will produce robust and vibrant local economies for the benefit of the whole.
Temple-Inland FCU Any full time employee or retired employee of Georgia Pacific is eligible for membership. Employees of Atlas, Katherine Sage Day Care, Diboll ISD, Crown Colony, the City of Diboll, the Correctional Center, Security & Guaranty, and Ronson may also join. If you have an account your family members.
CSE Federal Credit Union was established in 1943 and serves over 33,000 members throughout Calcasieu, Cameron, and Jefferson Davis parishes and beyond. Financial needs for personal or business, we can help. Join & experience the authentic difference.Credit Union was established in 1943 and serves over 33, 000 members throughout Calcasieu, Cameron.
Southwest Louisiana Credit Union is a member-owned financial cooperative institution, and we’re here to serve our members. Just by opening and maintaining a share savings account, you become a part-owner of the credit union. Credit unions are not-for-profit, allowing us to pass our savings on to you.
"Bayou Mortgage is a mortgage brokerage serving the needs of consumers looking to buy a home or refinance in Louisiana.
We're actively hiring Loan Officers who are looking to take control of their careers. We offer better rates, higher comp, and less fees. Bayou Mortgage LLC is an Equal Housing Opportunity Lender."
At Pemberton Mortgage Group, our mission is to provide you with excellent service while offering the optimal mortgage loan products to fit your specific needs. Your best interest is our priority, as we offer our industry expertise to ensure you make a well-informed decision. We strive for a smooth transaction by opening lines of communication.
On September 9, 1963, Southland Federal Credit Union’s charter was approved by NCUA (National Credit Union Administration). Starting with only seven members and working out of a house, the credit union started providing financial services to workers and family members of the Southland Paper Mill in Lufkin, Texas.
Lufkin Federal Credit Union is a full service, not for profit financial institution formed in 1964. The original name of the credit union was LFM Federal Credit Union, formed to serve employees of Lufkin Foundry & Machine Company (later became Lufkin Industries, Inc.) and their family members.
