USDA and FHA Pro and Con in Flower-Mound, Denton County, TX

In 2025, the USDA loan threshold in Flower-Mound, within Denton County, TX, is established at $329,300. Simultaneously, the FHA limit for a single-family home is $411,700.

Utilize the Lendersa® USDA loan calculator to contrast the current top rates between USDA and FHA. Determine the income, credit status, reserves, and documentation necessary for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you select the best program for your financial needs in Alabama.

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2025 Loan Limits and Downpayment Requirements in Flower-Mound, Denton County, TX

Loan Type Loan Limit Down Payment
USDA $329,300 0%
FHA $411,700 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Flower-Mound, TX

The aim of Lendersa® is to quickly and conveniently secure you the best USDA or FHA loan. Start with any of the three approaches provided, leading you to the right lenders and USDA loan options.

Lendersa USDA loan inquiries and matching results

Understanding USDA Loans in TX

A USDA home loan is a government-backed loan issued by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It's exclusively offered in rural areas. Unlike FHA loans requiring a down payment of at least 3.5%, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Family Home Finance, LLC
  • 5752 Cheviot Rd, Cincinnati, OH, 45247
  • Family Home Finance is committed to offering only the highest quality professional service to our clients, realtors and associates. Over the years we have built a reputation of offering honest, ethical and thorough service to our clients. Our customers are always treated with respect, courtesy and professionalism throughout the loan process.
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  • 3095 Bath Road, Bath, IN, 47010
  • "At Bath State Bank, our community extends beyond the Indiana ""town limits"" of Bath, West College Corner and Liberty. We support numerous endeavors and volunteer with various organizations in Indiana and Ohio to help build a stronger community. We are ""The Bank by the Side of the Road that is Always a Friend."""
  • Heartland Credit Union
  • 5325 High Crossing Boulevard, Madison, WI, 53718
  • "Heartland Credit Union is a full-service, financial cooperative based in Madison, Wisconsin with more than 21, 000 member-owners. We serve southwest Wisconsin and eastern Iowa. We have locations in Madison, Verona, DeForest, Dodgeville, Platteville and Lancaster. Please visit our website for info on all our locations."
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  • 102 West Roanoke Drive, Fitzgerald, GA, 31750
  • Community Banking Company of Fitzgerald operates as a bank. The Bank offers personal, business account, checking, savings account, debit card, loans, finance, online banking, and other related banking services. Community Banking Company of Fitzgerald serves customers in the State of Georgia.
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  • 115 S Grant St, Fitzgerald, GA, 31750
  • Colony Bankcorp, Inc., with assets of $2.4 billion, is the Bank holding company for Colony Bank. Founded in 1975 and headquartered in Fitzgerald, Georgia, Colony operates 29 locations throughout Georgia. Colony offers personal and business services, and also has specialty divisions to meet the needs of its customers.
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  • Summit, we’re all about helping you turn wishing, waiting and wondering into planning, doing and experiencing. We offer the basic products you want, like checking and savings accounts, credit cards and loans. And we go one step further, providing financial guidance, education, tools, one-on-one coaching and innovative programs to empower.
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  • 230 West Main Street, Arlington, MN, 55307
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  • 3300 Harrison Ave, Cincinnati, OH, 45211
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