In 2026, the USDA loan threshold in Flower-Mound, within Denton County, TX, is established at $329,300. Simultaneously, the FHA limit for a single-family home is $411,700.
Utilize the Lendersa® USDA loan calculator to contrast the current top rates between USDA and FHA. Determine the income, credit status, reserves, and documentation necessary for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you select the best program for your financial needs in Alabama.
2026 Loan Limits and Downpayment Requirements in Flower-Mound, Denton County, TX
Loan Type
Loan Limit
Down Payment
USDA
$329,300
0%
FHA
$411,700
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Flower-Mound, TX
The aim of Lendersa® is to quickly and conveniently secure you the best USDA or FHA loan. Start with any of the three approaches provided, leading you to the right lenders and USDA loan options.
A USDA home loan is a government-backed loan issued by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It's exclusively offered in rural areas. Unlike FHA loans requiring a down payment of at least 3.5%, USDA loans require none.
3204 Long Prairie Road, Suite D, Flower Mound, TX, 75022
Lends in Texas
"Kendall Financial LLC is an independent, full service financial planning & investment advisory firm. Our independence allows us to provide products & services that are best for you, our client. Our mission is to help our clients make smart decisions regarding their money. Areas of Specialty: Investment Advisory Services Retirement Accumulation e
3020 Corporate Court, Suite 500, Flower Mound, TX, 75028
Lends in Texas
J Philips Mortgage, Inc. has been offering professional mortgage services to homebuyers in the Flower Mound, and all over the DFW, area since 2007. Judy Philips has over 18 years’ experience in the mortgage field and after numerous years working for a previous company, she decided to open up her own.
3201 Cross Timbers Road, Building 6, Suite 600, Flower Mound, TX, 75028
Lends in Texas
Creekview Realty was founded in 2002 and is headquartered in Plano, TX. John Prell is the broker, and has over 30 years experience over 4 states in various capacities of the real estate business, including investing, hard money lending, residential & commercial construction, renovations, consulting, and brokerage.
2340 Justin Rd, Suite 206, Highland Village, TX, 75077
Lends in Texas
At Parkmont Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Highland Village Mortgage, LLC is a Texas Domestic Limited-Liability Company (Llc) filed On October 28, 2019. The company's filing status is listed as In Existence. The Registered Agent on file for this company is Angus Harrup & is located at 206 Malibu Drive, Highland Village, TX. The company's principal address is 206 Malibu Dr Highland Village
2600 Highland Village Pkwy, Suite 100, Village, TX, 75077
Lends in Texas
King Financial Group, Inc. is a residential mortgage company specializing in loans that will meet most families’ needs. We believe in providing the best service, products, and follow-through as if you are a part of our family. King Financial Group was established in 1992 by Kathy King with the desire to treat customers with respect
Ensure Home Loans LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
751 E Southlake Blvd, Suite 113, Southlake, TX, 76092
Lends in Texas
L W Financial Services Inc is a a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage loan sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
Assurance Home Loans specialize in home financing -- finding the best (lowest cost, smooth process) mortgage loan for each borrower. Ask about our 1% down payment purchase loan! We also have Conventional loans up to $679, 650 for all of Texas (avoid Jumbo rates). Your loan matters to us,