USDA VS FHA in Highland-Village, Denton County, TX

In 2026, the USDA loan limit for Highland-Village in Denton County, TX, is $329,300. Meanwhile, the FHA limit for a single-family home is $411,700.

Utilize Lendersa®'s USDA loan calculator to compare today's leading USDA and FHA rates. Identify the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side to help you determine the best program for your financial needs in .

Explore offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Highland-Village, Denton, TX

Loan Type Loan Limit Down Payment
USDA $329,300 0%
FHA $411,700 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Highland-Village, TX

The mission of Lendersa® is to secure you the best USDA or FHA loan swiftly and effortlessly. Select one of three starting choices to find matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

About USDA Loans in TX

A USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. It distinguishes itself from FHA loans, which require a minimum down payment of 3.5%, as USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Highland-Village Lenders

  • Parkmont Lending
  • 2340 Justin Rd, Suite 206, Highland Village, TX, 75077
  • Lends in Texas
  • At Parkmont Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Highland Village Mortgage LLC
  • 206 Malibu Drive, Highland Village, TX, 75077
  • Lends in Texas
  • Highland Village Mortgage, LLC is a Texas Domestic Limited-Liability Company (Llc) filed On October 28, 2019. The company's filing status is listed as In Existence. The Registered Agent on file for this company is Angus Harrup & is located at 206 Malibu Drive, Highland Village, TX. The company's principal address is 206 Malibu Dr Highland Village

  • King Financial Group Inc.
  • 2600 Highland Village Pkwy, Suite 100, Village, TX, 75077
  • Lends in Texas
  • King Financial Group, Inc. is a residential mortgage company specializing in loans that will meet most families’ needs. We believe in providing the best service, products, and follow-through as if you are a part of our family. King Financial Group was established in 1992 by Kathy King with the desire to treat customers with respect

  • J Philips Mortgage, Inc.
  • 3020 Corporate Court, Suite 500, Flower Mound, TX, 75028
  • Lends in Texas
  • J Philips Mortgage, Inc. has been offering professional mortgage services to homebuyers in the Flower Mound, and all over the DFW, area since 2007. Judy Philips has over 18 years’ experience in the mortgage field and after numerous years working for a previous company, she decided to open up her own.

  • Creekview Realty
  • 3201 Cross Timbers Road, Building 6, Suite 600, Flower Mound, TX, 75028
  • Lends in Texas
  • Creekview Realty was founded in 2002 and is headquartered in Plano, TX. John Prell is the broker, and has over 30 years experience over 4 states in various capacities of the real estate business, including investing, hard money lending, residential & commercial construction, renovations, consulting, and brokerage.

  • Kendall Financial LLC
  • 3204 Long Prairie Road, Suite D, Flower Mound, TX, 75022
  • Lends in Texas
  • "Kendall Financial LLC is an independent, full service financial planning & investment advisory firm. Our independence allows us to provide products & services that are best for you, our client. Our mission is to help our clients make smart decisions regarding their money. Areas of Specialty:
    Investment Advisory Services Retirement Accumulation e

  • LiFE Credit Union TX
  • 3351 Unicorn Lake Boulevard, Denton, TX, 76210
  • Lends in Texas
  • Life Credit Union (formerly known as Members Choice Federal Credit Union) has been open since 1973. and also LiFE Credit Union are interested in leaving the LEGACY of TRUST in out members through diligently finding our place in impacting your LiFE. For over 40 years, we have established relationship through that trust.

  • Lamar National Bank
  • 100 Plaza Place, Suite 100, Northlake, TX, 76226
  • Lends in Texas
  • Lamar National Bank started in 1980 in Paris, TX, by businessmen who saw an opportunity for Relationship Banking and supporting the needs of the community. We are dedicated to building a culture of care in the community we serve and helping others find their path to success. We build lifelong, multigenerational relationships

  • Greater Texas Mortgage Company
  • 3237 Stonecrop Trail, Argyle, TX, 76226
  • Lends in Texas
  • our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.