USDA Vs. FHA your options comparison in Highland-Village, Denton County, TX

In 2025, USDA loan limit in Highland-Village, county of Denton, TX is $329,300 while FHA limit is $411,700 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Highland-Village, county of Denton, TX

Loan Type Loan Limit Down payment
USDA $329,300 0%
FHA $411,700 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Highland-Village, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Optimal Loans
  • 799 Fletcher Lane, Suite 202, Hayward, CA, 94544
  • Optimal Loans strives to stay market competitive by offering expert knowledge and deep banking connections. We will fight hard to get you the best deal out there. We earn customer trust, not just on one loan --but stay in your corner as you buy homes, buy or grow a business or invest commercially.
  • Coast Funding Corporation
  • 21050 MC Clellan RD, Cupertino, CA, 95014
  • 🌟 Welcome to Coast Funding Corporation! Your premier destination for bespoke real estate business and personal financing solutions. With our streamlined processes, swift approvals, and seasoned expertise, we're committed to transforming your visions into tangible success stories. Feel free to reach out to me today if you are in need of a loan. Abr
  • Granite Financial
  • 21627 Stevens Creek Blvd, Cupertino, CA, 95014
  • The Granite Financial Real Estate Loans, Inc is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating
  • Daisy Huang, Loan Officer
  • 19925 Stevens Creek Blvd, Suite 100, Cupertino, CA, 95014
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Pacific Lynx Mortgage
  • 20111 Stevens Creek Blvd, Suite 245, Cupertino, CA, 95014
  • Our priority is to provide our customers with unparalleled service through our team of mortgage professionals. We will help you explore the right financing options for your needs matched with competitive pricing. We understand these are important decisions and we are committed to making the process seamless and expeditious for you.
  • Left & Right Consulting Inc
  • 20111 Stevens Creek Blvd, Suite 215, Cupertino, CA, 95014
  • As a mortgage broker, we shop the best banks and wholesale lenders in the nation to help you find the right loan fitting your needs and at the lowest interest rates available.We pride ourselves as professional consultants in giving you the information and advice you need to choose the best loan for you
  • SV Commercial Lending -Marty Lefton Strategic Commercial Mortgage Broker/Owner
  • 10873 Northoak Square, Cupertino, CA, 95014
  • Marty Lefton is dedicated to creating and preserving wealth for clients by providing highly comprehensive and strategic financial lending solutions. He uses a holistic approach by first understanding as many of the pieces of a client’s situation as possible, and then looking at what makes the best financial sense for the client
  • Ocean Mortgage
  • 19620 Stevens Creek Blvd, Suite 280, Cupertino, CA, 95014
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
  • Ascend Realty and Financial Corporation
  • 957 Vernie Ct, Cupertino, CA, 95014
  • Ascend has had ONE focus in mind - our clients. We live and breathe in Silicon Valley and our team members are often former engineers themselves, so we understand and resonate with our clients and know what matters the most. From commute route, school, up size/down size at different stages for housing, to rate, term.
  • United Association Credit Union
  • 935 Detroit Avenue, Room 259, Concord, CA, 94518
  • United Association Credit Union has been open since 1957. The credit union has assets totaling $11.3 Million and provides banking services to more than 2,000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.