USDA VS FHA in Highland-Village, Denton County, TX

In 2025, USDA loan limit in Highland-Village, county of Denton, TX is $329,300 while FHA limit is $411,700 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Highland-Village, county of Denton, TX

Loan Type Loan Limit Down payment
USDA $329,300 0%
FHA $411,700 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Highland-Village, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Stamford Healthcare Credit Union
  • 4 Hospital Plaza, Stamford, CT, 06902
  • Stamford Healthcare Credit Union, Inc., where we have been "People Helping People" since 1978. As part of SHCCU, you can choose from a variety of services and enjoy quick, friendly service. We serve employees of the Stamford Health System and members of their immediate family. SHCCU is a legal cooperative, and you are one of the owners.
  • Siena Lending Group LLC
  • 9 W. Broad Street, Stamford, CT, 06902
  • Siena Lending Group LLC is an independent specialty finance company offering asset based loans between $2 and $30 million to middle market businesses across the United States. Our clients typically cannot access traditional financing from banking institutions. Siena also offers a turn-key servicing platform for community
  • Landmark Loans
  • 945 Long Ridge Road, Stamford, CT, 06902
  • Landmark Loans is committed to helping you find and close the right mortgage product for your needs. We are different in that the broker, John Lasko is also a CPA and offers personalized service with skills not offered by your local bank, a national lender or another local mortgage broker.
  • A.J.T.M Financial Group, Inc.
  • 1266 E. Main Street Suite 700R, Stamford, CT, 06902
  • A.J.T.M Financial Group, Inc. we have been Funding Commercial and Residential Loans since 2006.We are a Direct Nationwide Lender from $75,000 - $5,000,000. Loans over our Max Loan Amount can still be Funded with our Portfolio of Participating Funding Partners.Between A.J.T.M. Financial Group, Inc.
  • St. Lawrence Federal Credit Union
  • 800 Commerce Park Drive, Ogdensburg, NY, 13669
  • Our mission is to be a trusted provider of financial services while building lasting relationships with our members, employees, and community.Since our beginning in 1954 as the St. Lawrence State Hospital Employees Federal Credit Union, we have focused on making a positive impact on people’s lives.We are committed to honesty
  • Ed-Med Federal Credit Union
  • 601 Ford Street, Ogdensburg, NY, 13669
  • Ed-Med Federal Credit Union was formed by the merger of two long existing credit unions: Ogdensburg Public Schools Employees Federal Credit Union and A.B.H.H. Employees Federal Credit Union. Our membership consists of employees in the education and medical field in the greater Ogdensburg NY area. We are a federally chartered credit union
  • Branch 6000 Credit Union
  • 630 Broadway, Amityville, NY, 11701
  • Our Mission is to provide Branch 6000 NALC Credit Union members and their families with a full array of professional services they can use, conveniently and confidently at reasonable and competitive rates, while maintaining a sound financial environment. The Board of Directors and Staff are here to assist you in achieving your financial goals
  • Patriot Bank, National Association
  • 900 Bedford St, Stamford, CT, 06901
  • Patriot Bank is a leading community and commercial bank headquartered in Stamford, CT with branches in Fairfield and New Haven Counties in Connecticut and in Westchester County in New York. Founded in 1994, Patriot Bank has served its communities by helping individuals, small businesses, nonprofits
  • First County Bank
  • 117 Prospect St, Stamford, CT, 06901
  • First County Bank, headquartered in Stamford, Conn. for more than 168 years, is an independent mutual community bank with 16 branches in Stamford, Norwalk, Darien, Greenwich, Fairfield, New Canaan and Westport offering deposit products, mortgages, wealth management, business banking services, and a full array of digital banking products
  • Sound Federal Credit Union
  • 888 Washington Boulevard, Stamford, CT, 06901
  • Sound Federal Credit Union began in 1952 when Stamford Municipal Employees Credit Union was chartered to serve the Stamford city workforce and their families. During the past seven decades, Sound has grown to over $76 million in assets and expanded its reach to serve the 15 cities in Fairfield County along the Long Island Sound.