USDA Vs. FHA Pro and Con comparison in Dublin, Erath County, TX

In the year 2025, the USDA loan limit for Dublin in Erath county, TX is set at $336,500, whereas the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. This tool also helps determine the necessary income, credit condition, reserves, and documents required for qualification. With our thorough mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the appropriate program for your financial scenario in .

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Details on 2025 Loan Limits and Downpayment Needs in Dublin, Erath County, TX

Loan Category Maximum Limit Required Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

Exploring USDA and FHA Loan Options in Dublin, TX

Lendersa® is committed to providing you with top-notch USDA or FHA loans swiftly and without complication. You can choose from three starting strategies to connect with lenders and USDA loan packages.

Lendersa USDA loan request and matching outcomes

What You Need to Know About USDA Loans in TX

A USDA home loan, also known as a rural development loan or mortgage, is backed by the Department of Agriculture and is specifically available in rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • M1 Bank
  • 112 South Hanley Road, Suite 120, Clayton, MO, 63105
  • M1 Bank is a Boutique Financial Institution specializing in Low-to-Moderate Income Housing (LIHTC), Renewable Energy (ITC – Investment Tax Credit) and Historic Tax Credit Development Lending on a National Scale. M1 is a High-Performance Financial Institution recognized by S&P Global as one of the Top 100 performing institutions
  • Parkside Financial Bank & Trust
  • 8112 Maryland Avenue, Suite 101, Clayton, MO, 63105
  • Our values are woven into our uncommon business model, one that offers commercial banking, trust and family office services all within one organization. We develop relationships of distinction, built upon strong, lasting bonds. Our clients know we are here for them in good times and capable and trusted in the face of challenges.
  • Stifel Bank
  • 8000 Maryland Avenue, Clayton, MO, 63105
  • The Business Bank of St. Louis was founded in 2002 and became Stifel Bank on August 31, 2018. Based in Clayton, Missouri, Stifel Bank serves growing and middle market businesses and their owners with a full range of lending, deposit, treasury and private banking services. We have the flexibility and resources to offer our customers the banking
  • Enterprise Bank & Trust
  • 150 N Meramec Ave, Clayton, MO, 63105
  • We offer Banking and financial services with offices in Arizona, Kansas, Missouri and New Mexico. Member FDIC, Equal Housing Lender Enterprise Bank & Trust was founded nearly 30 years ago on the idea of serving the lifetime financial needs of privately-held businesses their owner families and other success-minded individuals.
  • Carlson Mortgage LLC
  • 7777 Bonhomme Avenue, Suite 1800, Saint Louis, MO, 63105
  • We specialize in conventional, FHA, Veterans (VA) & Jumbo Loans. We work with 8 major banks, but don't have any allegiance to a specific one. Because of that fact we are able to routinely offer you some of the lowest rates in the country. What separates us from other local brokers is that you will never have to pay ANY broker fees
  • Gateway Mortgage
  • 7733 Forsyth Blvd, Suite 1100, Saint Louis, MO, 63105
  • Gateway Mortgage is one of the longest established Missouri mortgage brokerage firms in the St. Louis region serving clients since 1990. Our company has expanded rapidly over the years but we’ve always strictly adhered to our proven business model of excellence & honesty the foundation that has made Gateway the selection of over 10, 000 homeowners
  • Nebraskaland National Bank
  • 1400 South Dewey, North Platte, NE, 69101
  • Founded on May 14th, 1998 by three dedicated employees and a group of local shareholders, NebraskaLand Bank began with the mission, ""To serve our communities with high quality personalized service at a competitive price."" That mission statement remains the same today. We always say it's our people that make us special
  • Options Credit Union
  • 5935 S Zang St, Unit 4, Littleton, CO, 80127
  • Options Credit Union (formerly named Legal Community Credit Union) is a non-profit financial institution that was established in 1979 by the Denver Bar Association to serve the legal communities banking & financial needs. Options Credit Union you can enjoy a fuill suite of products and services with no monthly fees, no minimum balance requirements.