USDA Vs. FHA your options comparison in Dublin, Erath County, TX

In the year 2025, the USDA loan limit for Dublin in Erath county, TX is set at $336,500, whereas the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. This tool also helps determine the necessary income, credit condition, reserves, and documents required for qualification. With our thorough mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the appropriate program for your financial scenario in .

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Details on 2025 Loan Limits and Downpayment Needs in Dublin, Erath County, TX

Loan Category Maximum Limit Required Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

Exploring USDA and FHA Loan Options in Dublin, TX

Lendersa® is committed to providing you with top-notch USDA or FHA loans swiftly and without complication. You can choose from three starting strategies to connect with lenders and USDA loan packages.

Lendersa USDA loan request and matching outcomes

What You Need to Know About USDA Loans in TX

A USDA home loan, also known as a rural development loan or mortgage, is backed by the Department of Agriculture and is specifically available in rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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