USDA Vs. FHA Pro and Con comparison in Hamilton, Hamilton County, TX
As of 2025, in Hamilton, Hamilton county, TX, the USDA loan maximum is $336,500 while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to assess the best USDA and FHA rates available today and determine the necessary income, credit, reserves, and documentation for qualification. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side-by-side to help identify the best fit for your financial needs in Alabama.
2025 Loan Limits and Down Payment Needs in Hamilton, Hamilton, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Hamilton, TX
The aim of Lendersa® is to connect you with the best USDA or FHA loan without any trouble. Choose one of three methods to align with lenders and USDA loan programs.
Backed by the Department of Agriculture, a USDA home loan, also known as a USDA rural development loan or mortgage, is intended solely for rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA loan requires no down payment at all.
Northwoods Bank of Minnesota has an interesting history. Chartered over a century ago in the small town of Dorset MN, the bank successfully navigated through the depths of the depression, the expansion years of the 1980’s and 1990’s, a charter re-location and name change, and most recently, the “great recession”.
On January 1, 1933, a group of dedicated community leaders began providing full service banking to the Park Rapids area when the doors were opened at the Citizens National Bank of Park Rapids. One of those involved in that achievement was Harold Bishop of Bishop's Department Store.
We are a locally owned & operated financial institution. We have protected the finances of residents and employees in Michigan since 1953, and our long history has established us as a trusted financial institution and advisor to our members.
Formed in December of 1953, what exists today was originally the Consolidated Paper Credit Union (CPCU)
Ripco Credit Union is a not-for-profit, state chartered financial institution in Rhinelander, Wisconsin. Ripco was organized in 1932 to promote thrift and provide financial services to its members. Ripco Credit Union is a member of the National Credit Union Association and the Wisconsin Credit Union League
Sunlight Federal Credit Union has been open since 1953. It's the 10th largest credit union in Wyoming with assets totaling $162.21 Million and providing banking services to more than 10, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working
Elite Mortgage Concepts, a Florida based Mortgage Brokerage, is your premier lending resource and only resource you will ever need for any and all of your residential mortgage needs. Whether you are buying your first home, a vacation home, investment property, or even in the need of a business loan.
Full service mortgage company offering application process including ordering credit report, title, appraisal, verification of employment, evaluation of debt to income ratio and proof of all required documents for loan approval. Initiate closing date and time and all necessary information between all parties for a successful Close.
Founded in Blacksburg in 1891, National Bank has been serving the citizens of Southwest Virginia for well over a century. With 25 full-service branch offices and $1.2 billion in assets, the bank has grown along with our region’s dynamic economy while staying true to its community banking roots.
FRM company and we represent your best interests, not the big banks. We’ve been in business for over 20 years and we thrive on providing our clients with an outstanding mortgage experience. With offices in Blacksburg, Marion, and Abingdon we serve clients throughout Virginia. We’ve built our business by being an advocate for our clients.
