As of 2025, the USDA loan limit set for Early, in Brown county, TX, is $336,500. In comparison, the FHA limit for a single-family property is $472,030.
Utilize Lendersa® USDA loan calculator to evaluate current top USDA vs. FHA rates, determining the required income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options to assist in selecting the best program for your financial situation in Alabama.
Browse loan offers from a variety of 100 lenders
| Type of Loan | Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to secure for you the best USDA or FHA loans rapidly and with ease. Select one of three methods to connect with matching lenders and USDA loan programs.
A USDA home loan, sponsored by the Department of Agriculture—known as a USDA rural development loan or mortgage—is exclusively available in rural regions. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA mortgages require no down payment at all, making them an appealing option for eligible buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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