USDA Vs. FHA Pro and Con comparison in Stephenville, Erath County, TX
In 2025, the USDA loan limit for a single-family home within Stephenville, county of Erath, TX, is $336,500. Meanwhile, the FHA loan sets a limit at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's most competitive USDA and FHA rates. This tool also helps you determine the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in deciding which program in caters best to your financial needs.
2025 Loan Limits with Down Payment Requirements in Stephenville, County of Erath, TX
Type of Loan
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Stephenville, TX
Lendersa® strives to connect you quickly and smoothly to the most suitable USDA or FHA loan programs. Select one of three starting points to pair with lenders and explore USDA loan offerings.
A USDA home loan, secured by the U.S. Department of Agriculture, also referred to as a USDA Rural Development loan or USDA mortgage, is intended solely for rural areas. Unlike FHA loans, which demand a down payment of at least 3.5%, USDA loans do not require any down payment, offering substantial benefits to eligible rural homebuyers.
12200 E Briarwood Ave, Unit 280, Colorado Springs, CO, 80112
Our mortgage experts have over 20 years experience in the Colorado market. We give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify.
384 Inverness Parkway, Suite 200, Englewood, CO, 80112
K2 Lending has elevated the mortgage lending industry using more than 50 years of combined experience. As lending veterans who are driven by a genuine passion for helping our clients, we treat everyone like family. We’re honored to be the go-to team for discerning homebuyers and real estate professionals, when you need..
9034 East Easter Place, Suite 103, Centennial, CO, 80112
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
7400 East Arapahoe Road, Suite 109, Englewood, CO, 80112
We continually serve our clients to the best of our abilities, giving them the respectc and effort required to earn their business and receive the recommendations by offering them a variety of products, knowledge with transparency in the process and leaving them with the assurance that we are grateful for the opportunity.
9200 E Mineral Ave, Suite 100, Centennial, CO, 80112
REIA, we think differently everything we do, we believe in challenging the industry norms. We believe Real Estate is the best way for average Americans to take control of their financial future. Whether you are buying a primary residence, a second home, an investment property, or a commercial building, there are so many ways to build wealth.
8310 S Valley Highway, Suite 300, Englewood, CO, 80112
The MortgageMint specializes in Jumbo Loans for clientele seeking non-conforming loan sizes over $625, 000 and up to $3, 000, 000. We offer jumbo loans with as little as 10% down payment. Our Colorado Jumbo Rates consistently beat the national average. and also Our Mortgage Rate Quotes / Estimates will provide you with the best rate.
6860 South Yosemite Court, Suite 2000, Centennial, CO, 80112
One Source Lending are a Wholesale Mortgage Broker for the Purchase or Refinance of your Home. We are happy to provide a free comparison on any current quote you have with any other lender. We want you to know if your getting the best rate and lowest costs on typically the biggest transaction anyone makes in LIFE
9155 East Nichols Avenue, Suite 150, Centennial, CO, 80112
The Horn Funding Corp is a local & family owned Colorado based Mortgage Lender. Structured to be agile and qualitative, The
Horn Funding Corp is the Non-Big Bank solution for people seeking mortgage financing. The employees of The Horn
Funding Corp share the value system and strive to meet the needs and goals of ALL potential clients.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7200 E Dry Creek Rd, Suite G103, Centennial, CO, 80112
The Loan Pros are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
6 Inverness Court East, Suite 123, Englewood, CO, 80112
"We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. We pride ourselves on the following:
We Do What's Right For You 100% of the Time. Our customers save money and close their loans quickly"
