USDA Vs. FHA Pro and Con comparison in Stephenville, Erath County, TX
In 2026, the USDA loan limit for a single-family home within Stephenville, county of Erath, TX, is $336,500. Meanwhile, the FHA loan sets a limit at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's most competitive USDA and FHA rates. This tool also helps you determine the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in deciding which program in caters best to your financial needs.
2026 Loan Limits with Down Payment Requirements in Stephenville, County of Erath, TX
Type of Loan
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Stephenville, TX
Lendersa® strives to connect you quickly and smoothly to the most suitable USDA or FHA loan programs. Select one of three starting points to pair with lenders and explore USDA loan offerings.
A USDA home loan, secured by the U.S. Department of Agriculture, also referred to as a USDA Rural Development loan or USDA mortgage, is intended solely for rural areas. Unlike FHA loans, which demand a down payment of at least 3.5%, USDA loans do not require any down payment, offering substantial benefits to eligible rural homebuyers.
SJP Federal Credit Union was established in 1939 and is now one of the fastest growing, industry leading credit unions in Western New York. At SJP Federal Credit Union, people truly are worth more than money and SJP Federal Credit Union Specialties in Auto Loans, Boat & RV Loans, Member Business Loans, and CDs, IRAs, & Money Market Accounts
Morton Lane Federal Credit Union is committed to serving its members' financial needs by providing the ultimate in banking convenience, excellent member service, convenient branch locations, competitive savings and loan programs and much more. We offer convenient 24 hour access to your accounts
The Kenmore Teachers Federal Credit Union is celebrating our 83rd anniversary. What an honor to serve our members for so many years! During these years, we have progressed from a simple savings and loan credit union to one that provides a full spectrum of financial services the Credit Union was organized in 1935
4100 E Virginia Beach Boulevard, Norfolk, VA, 23502
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Tri county Federal Credit is owned by its members and run by a board of directors you elect. You can be confident that your financial privacy is a top priority of this credit union. We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal financial information.
Patriot NTNL Mortgage Corporation began its journey as a Mortgage Broker and Home Improvement Finance Company in June 1993 and has successfully served thousands of customers in the Maryland, Virginia, and Washington DC areas. Patriot NTNL Mortgage Corporation has always had the belief that our customer is top priority.
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1612 Centerville Turnpike, Suite 307, Virginia Beach, VA, 23464
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In November of 1980 a small group of motivated employees met in the Town of Cheektowga Police Department’s pistol range room. These individuals laid the foundation for the soon to be chartered Town of Cheektowaga Employee’s Federal Credit Union. Among the members who attended and cooperated in the formation of the credit union were David J. Kulik,
