USDA Loan Vs. FHA loan for Stephenville, TX [ best of 2023]

In 2025, USDA loan limit in Stephenville, county of Erath, TX is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Stephenville, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(617) 495-4460 1637 miles Lender's profile and map Reviews Harvard University Employees Credit Union PO Box 382609, Cambridge, MA, 02238 Harvard University Employees Credit Union is a not-for-profit financial institution, founded in 1939 by employees and serving all Harvard affiliates and teaching hospitals, including faculty, students, alumni, post-docs, fellows, and more. Harvard affiliates and their family are eligible to join.
(425) 221-8660 1637 miles Lender's profile and map Reviews Flynn Family Lending 6947 Coal Creek Pkwy SE, Suite 177, Newcastle, WA, 98059 We are a family business with nearly 20 years experience providing private money loans to clients throughout the Pacific Northwest. We specialize in short-term and intermediate loans ranging from $25,000 to $1M+. Our business and commercial loans are asset-based making the qualification process fast and easy.
(253) 355-3511 1638 miles Lender's profile and map Reviews Soundview Lending Group, LLC 10605 SE 240th St, Suite 544, Kent, WA, 98031 "Soundview Lending Group helps small and mid-size businesses obtain the capital needed for their business. We have built trusted relationships with alternative lenders who are ready to provide funding. Yes! You have options. Additionally, we offer consultation services to small and mid-size businesses."
(617) 591-6710 1638 miles Lender's profile and map Reviews Health Alliance FCU 230 Highland Avenue, Somerville, MA, 02143 The Health Alliance Federal Credit Union (HACU) began as the Somerville Hospital Employees Federal Credit Union. Our first President, Jim Mahoney and the Board of Directors had a vision to provide a cooperative means of savings and lending to the employees of the Somerville Hospital. Each member purchased shares and thus began the credit union in S
(617) 625-8411 1638 miles Lender's profile and map Reviews Somerville School Employees Federal Credit Union 100 Highland Avenue, Somerville, MA, 02143 Somerville School Employees Federal Credit Union is limited to the select employee group composed solely of individual employees of the city of Somerville, Massachusetts, who are paid from the payroll of the city of Somerville, Massachusetts and who work for the Somerville School Department.
(617) 547-3144 1638 miles Lender's profile and map Reviews Naveo Credit Union 493 Somerville Ave, Somerville, MA, 02143 Naveo is a local not-for-profit community financial institution focused on serving its members/owners. Our mission is to assist our members with their financial needs by providing them with products and services they need in a friendly, inviting environment. As stated in our motto of “Saving Together to Lend to Each Other, ” we take member deposits
(781) 905-1500 1638 miles Lender's profile and map Reviews Members Plus Credit Union 29 High Street, Medford, MA, 02155 Members Plus Credit Union is a community-chartered credit union owned by over 14, 000 members with branches in Medford, Dorchester, Everett, Norwood and Plymouth. The Credit Union, like all credit unions, is a not-for-profit cooperative. It is owned, managed and operated by members. Our mission is to provide quality, innovative, competitive,
(253) 272-2161 1638 miles Lender's profile and map Reviews Tacoma Longshoremen Credit Union 3602 Alexander Avenue, Tacoma, WA, 98424 The Tacoma Longshoremen Credit Union is a member-owned financial institution whose purpose is to meet its member's financial needs and promote the financial well-being of its members by providing them with financial services in a friendly and considerate manner. and The Tacoma Longshoremen Credit Union is a not for profit.
+12254439259 1638 miles Lender's profile and map Reviews Edward Voccola & Co. LLC 75, Arlington Street, Suite 500 Boston, MA 02116, Boston, MA, 02116 Edward Voccola & Co. LLC – Commercial Real Estate Financing Commercial & Project Finance, Joint Venture Lending, Construction, Hotels, 100% Bond & Equity Financing, US & Worldwide We offer the following kinds of loans; * Personal Loans (Unsecured Loan), * Business Loans (Unsecured Loan), * Commercial Real Estate Loans, * Construction Loans, *
(844) 823-8637 1638 miles Lender's profile and map Reviews UC Funds 745 Boylston Street, Boston, MA, 02116 UC Funds is a national balance sheet provider of both debt and equity capital solutions that has provided over $3 billion dollars of capital solutions since 2010. UC Funds provides quick, reliable and customized financial solutions throughout the entire capital stack, including joint venture equity.
(800) 284-5989 1638 miles Lender's profile and map Reviews Northeast Bank 200 Berkeley Street, 17th Floor, Boston, MA, 02116 Northeast Bank (NASDAQ: NBN) is a full-service bank headquartered in Portland, Maine. We are both an experienced, balance sheet lender offering speed, certainty of execution and creativity to structure loan originations and acquisitions nationally, and a full-service bank serving customers in Western, Central, and Southern Maine