USDA Vs. FHA your options comparison in Brownwood, Brown County, TX
In the year 2025, the USDA loan limit in Brownwood, located in Brown county, TX, is $336,500, whereas the FHA loan limit for a single-family dwelling is $472,030.
Make use of Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today. Also, ascertain the necessary income, creditworthiness, reserves, and documentation required for qualification. Our innovative mortgage calculator lets you compare the USDA, FHA, Conforming, and VA loans side by side, enabling you to decide which option in suits your financial situation best.
2025 Loan Limits and Down Payment Needs in Brownwood, Brown, TX
Loan Category
Maximum Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Navigating USDA and FHA Loan Choices in Brownwood, TX
The goal of Lendersa® is to connect you swiftly with an ideal USDA or FHA loan without unnecessary stress. Start with one of three potential paths that guide you toward lenders and USDA loan schemes.
A USDA home loan is backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. This type of loan is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, a USDA loan requires no down payment, making it especially appealing for eligible rural homebuyers.
The Bank of Commerce and Trust Company, formerly known as the National Bank of Commerce, can trace its roots to the oldest bank in Wellington, the Woods Bank. In October of 1873 Mr. John J. Woods opened the Woods Bank at the southwest corner of Washington and 7th Streets in a frame building. For several years,
The Citizens State Bank is a branch office of The Citizens State Bank. They provide the following services: Full Service Office Location and are located at 601 S. Main Street in Hugoton Kansas.
Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
Priority Bank is a local financial services institution that has served Ozark and Northwest Arkansas with quality service and professionalism since 1993.Priority Bank is incorporated in the state of Arkansas and is a federally chartered Savings Bank located in Fayetteville, Arkansas. It is regulated by the Office of the Comptroller of the Currency
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Diamond Lakes Federal Credit Union is a full service financial institution ready to serve you as a member, not just as a customer! We are a not-for-profit financial cooperative owned by the folks that save and borrow money at Diamond Lakes. Profits are returned to members in the form of lower rates on loans, less fees
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Our Mission is to be remarkable in the way we affect and improve the lives of our members and our community, by providing a Legendary Experience beyond every expectation. Our Vision is to make the biggest impact on our community’s well-being and be the leading provider of the best financial solutions for our member’s lives.
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We may be small, but we’re doing big things. Come see for yourself.
502 North Merchant Street, Belle Plaine, KS, 67013
The Valley State Bank is a community bank that has operated under the same name since it was founded in 1897. Since establishment, the financial institution has grown and opened branch locations in Derby, KS and Wichita, KS.
Valley State Bank has been accorded the special recognition of Blue Ribbon Bank