USDA Vs. FHA your options comparison in Coleman, Coleman County, TX
For the current year, 2025, the USDA loan limit set for Coleman in Coleman county of TX is $336,500. In comparison, the FHA limit designated for a single-family home is $472,030. These numbers play a vital role for those considering home purchases, helping them understand the maximum loan they can expect for properties in these areas.
Use the Lendersa® USDA loan calculator to effectively compare today's top USDA versus FHA rates. This tool allows you to determine the required income, credit score, reserves, and necessary documents you need to qualify for a particular loan. With our sophisticated mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side. Doing so helps you decide which program in aligns best with your specific financial situation. Thorough comparisons like these equip you with the knowledge required to make informed home loan decisions, tailored to your individual financial goals and needs.
Loan Limits and Downpayment Requirements for 2025 in Coleman, County of Coleman, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
These limits are indicative of both the economic landscape and policy guidelines aimed at supporting buyers in making wise, financially sound choices about homeownership, aligning with their long-term financial strategies and aspirations.
Variety of USDA and FHA Loan Options in Coleman, TX
Lendersa® is committed to helping you find the top USDA or FHA loan quickly and without hassle. Choose from one of three paths that will effectively match you to lenders and USDA loan programs that fit your needs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture. Available exclusively in rural neighborhoods, unlike FHA loans that demand at least a 3.5% down payment, the USDA mortgage does not require any down payment. This feature makes it highly appealing to eligible buyers seeking homes in rural settings.
66 West Springer Drive, Suite 202, Highlands Ranch, CO, 80129
Desert Mounatin Financial was founded with the core principals of Transparency, Independence and Accountibilty. We're a multi-state Mortgage Broker providing our valued clients with the lowest rate and fee structure in the industry. We pledge to help our Clients and Referral Partners overcome the traditional roadblocks.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. It's your loan...your way! Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
640 Plaza Drive, Suite 120, Highlands Ranch, CO, 80129
Mortgage365 is dedicated on unlocking the full power and potential of the Microsoft Cloud and making it Mortgage Aware for lenders looking to create BETTER, SMARTER, FASTER loan experiences. We harness the latest technology to reverse the cycle of rising costs and falling productivity and simply put; do MORE with LESS.
our goal is to provide you with superior mortgage advice, professional service, along with low interest rates. Our skilled, knowledgeable Loan Advisors guide you through the process of selecting the right mortgage that best fits your goals & objectives, with no surprises and no hidden fees.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Farmers Bank and Trust has provided financial services to the community members, businesses, and farmers throughout Mississippi County and the surrounding region since 1908. Though the world looks a lot different now than it did in the early 1900s, the values we were founded on still guide us every day.
LOGAN FINANCE CORP is Industry Leading Investor For Correspondent Lenders.70 Years Ago Max Logan Founded Logan Real Estate For The Purpose Of Helping Young Families & Military Men Returning From World War II Achieve The Dream Of Owning A Home.Realizing The Need For High Quality, Low Cost Homes Logan Began Blytheville's First Housing Subdivision.
Columbine Federal Credit Union, we want to give you the service & products you will appreciate. All credit unions are member-owned, not-for-profit financial cooperatives. Our not-for-profit status allows us to offer better savings rates, lower loan rates & lower fees. Once you become a member of Columbine, you are also an owner of the credit union.
