FHA Vs. USDA loan program for Coleman, Coleman County, Texas

For the current year, 2025, the USDA loan limit set for Coleman in Coleman county of TX is $336,500. In comparison, the FHA limit designated for a single-family home is $472,030. These numbers play a vital role for those considering home purchases, helping them understand the maximum loan they can expect for properties in these areas.

Use the Lendersa® USDA loan calculator to effectively compare today's top USDA versus FHA rates. This tool allows you to determine the required income, credit score, reserves, and necessary documents you need to qualify for a particular loan. With our sophisticated mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side. Doing so helps you decide which program in aligns best with your specific financial situation. Thorough comparisons like these equip you with the knowledge required to make informed home loan decisions, tailored to your individual financial goals and needs.

Variety of USDA and FHA Loan Options in Coleman, TX

Lendersa® is committed to helping you find the top USDA or FHA loan quickly and without hassle. Choose from one of three paths that will effectively match you to lenders and USDA loan programs that fit your needs.

Depiction of Lendersa USDA loan requests and matching results

What Defines a USDA Loan in TX?

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture. Available exclusively in rural neighborhoods, unlike FHA loans that demand at least a 3.5% down payment, the USDA mortgage does not require any down payment. This feature makes it highly appealing to eligible buyers seeking homes in rural settings.

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(956) 616-4203 Lender's profile and map Reviews La Cross Mortgage, LLC 213 W Expy 83, Suite D, Pharr, TX, 78577 La Cross Mortgage, LLC is a fast-growing mortgage company serving the Rio Grande Valley. Located in McAllen, we strive to provide fast and excellent service to home buyers throughout the South Texas region. Our team is dedicated to helping prospective buyers start better lives in better homes with the help of a better mortgage.
(956) 464-4431 Lender's profile and map Reviews Cayetano Development, LLC 11410 N. FM 493, Donna, TX, 78537 Cayetano is a privately held real estate company focused on the development of affordable single-family communities. It is Headquartered in Austin, Texas. Cayetano has been involved in the real estate development, mortgage origination and mortgage servicing business in Texas for over 30 years.
(620) 488-2211 Lender's profile and map Reviews The Valley State Bank 502 North Merchant Street, Belle Plaine, KS, 67013 The Valley State Bank is a community bank that has operated under the same name since it was founded in 1897. Since establishment, the financial institution has grown and opened branch locations in Derby, KS and Wichita, KS. Valley State Bank has been accorded the special recognition of Blue Ribbon Bank
(956) 682-2265 Lender's profile and map Reviews Texas Regional Bank 2019 South 77 Sunshine Strip, Harlingen, TX, 78550 The idea for Texas Regional Bank emerged in 2008 when four businessmen recognized the community banking void in their local region caused by the consolidation of privately-held community and regional banks. Over the years, locally-owned banks had decreased, reducing the banking choices in many parts of Texas.
(956) 423-5792 Lender's profile and map Reviews Rio Grande Valley Credit Union 1221 Morgan Boulevard, Harlingen, TX, 78550 Rio Grande Valley Credit Union has been open since 1954. The credit union has assets totaling $152.34 Million and provides banking services to more than 17, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(956) 428-4100 Lender's profile and map Reviews First Community Bank TX 806 S. 77 Sunshine Strip, Harlingen, TX, 78550 First Community Bank was originally chartered as the First National Bank of San Benito on September 27, 1979 and opened for business on October 3rd of that year in San Benito, Texas. The bank’s roots are evident in its ownership, represented by local businesspeople with a strong family heritage in the Rio Grande Valley.
(956) 368-5094 Lender's profile and map Reviews Vetted Notes, LLC 1210 East Tyler, Harlingen, TX, 78550 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(915) 843-8328 Lender's profile and map Reviews TFCU-ElPaso 12020 Rojas Drive, El Paso, TX, 79936 Established in 1936, El Paso Area’s Teachers Federal Credit Union began as a credit union that provided the area’s teachers and their families with quality financial products and services.Today, TFCU has expanded their charter to everyone in El Paso County! We’re stronger than ever with more than 57, 000 members and over $607 million in assets.