USDA Vs. FHA your options comparison in South-Alamo, Hidalgo County, TX
In 2025, the USDA loan limit for South-Alamo, within Hidalgo county, TX, is $285,000. Meanwhile, for single-family homes, the FHA limit is $356,362.
Employ the Lendersa® USDA loan calculator to compare today’s top rates for USDA against FHA loans, and determine what income, credit, reserves, and documentation are required to qualify. Our state-of-the-art mortgage calculator displays side-by-side comparisons of USDA, FHA, Conforming, and VA loans to help you decide which program in fits your unique financial situation most effectively.
2025 Loan Limits and Downpayment Requirements in South-Alamo, County of Hidalgo, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in South-Alamo, TX
The central aim of Lendersa® is to quickly secure the best possible USDA or FHA loan for you, without unnecessary delay or hassle. Choose one of three pathways that lead to lender matches and appropriate USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusively available for rural neighborhoods. While FHA loans necessitate a minimum of 3.5% down payment, the USDA mortgage requires no down payment whatsoever.
Auburn University Credit Union is here to help you navigate life's milestones. From education expenses, auto loans, vacations, home purchases, AU Credit Unions is built around where you live, work, study & play. We're locally owned for our local neighbors. We’re always on your team because we understand the importance of being stronger together.
We are available to meet with you in office, any time you like. It isn’t unusual to find our originators, meeting with borrowers and realtors early in the morning, early evening, or even on Saturday or Sunday. We do hope that you give us a call, stop in and see us, r take advantage of this great website and fill out an application online!
In 1903 a group of far-sighted businessmen, led by J. Fall Roberson, Sr., joined forces to form a bank to serve the future businesses and citizens of Pell City and St. Clair County. One hundred and sixteen years and four generations of independent banking experience later, UnionState continues to grow and serve a broad community with twelve banking
McClave State Bank is proud to be an independent, locally owned bank which has served the McClave community and surrounding area for over 100 years. We take great pride in the friendly, personal service we provide to our customers, as well as our ability to provide a broad range of financial services to help you achieve your financial goals.
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