USDA Loan Vs. FHA loan for South-Alamo, TX 2026

In 2026, the USDA loan limit for South-Alamo, within Hidalgo county, TX, is $285,000. Meanwhile, for single-family homes, the FHA limit is $356,362.

Employ the Lendersa® USDA loan calculator to compare today’s top rates for USDA against FHA loans, and determine what income, credit, reserves, and documentation are required to qualify. Our state-of-the-art mortgage calculator displays side-by-side comparisons of USDA, FHA, Conforming, and VA loans to help you decide which program in fits your unique financial situation most effectively.

Exploring USDA and FHA Loan Options in South-Alamo, TX

The central aim of Lendersa® is to quickly secure the best possible USDA or FHA loan for you, without unnecessary delay or hassle. Choose one of three pathways that lead to lender matches and appropriate USDA loan programs.

Visual of Lendersa USDA loan request and matching results

What is the USDA Loan in TX?

A USDA home loan, guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is exclusively available for rural neighborhoods. While FHA loans necessitate a minimum of 3.5% down payment, the USDA mortgage requires no down payment whatsoever.

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(213) 482-2040 Lender's profile and map Reviews Episcopal Federal Credit Union 840 Echo Park Ave, Los Angeles, CA, 90026 The Episcopal Community Federal Credit Union is an Economic Justice Ministry within the Diocese of Los Angeles The Episcopal Community Federal Credit Union is a very diverse credit union with 40 percent of its membership being Hispanic, 30 percent African American, 20 percent Caucasian.
(213) 989-0909 Lender's profile and map Reviews Real Estate Plus + 701 N. Alvarado Street, 2nd Floor, Los Angeles, CA, 90026 We believe in becoming a responsible corporate business partner while providing sellers, buyers, and corporate clients our services with efficiency, technology, and communication. Assuring all clientele that our knowledge and integrity can be trusted to receive the expected results for success.
(213) 989-0990 Lender's profile and map Reviews Carbarr Funding 701 North Alvarado Street, 2nd Floor, Los Angeles, CA, 90026 Carbarr Funding is a California based brokerage approved in accordance to the Frank & Dodd act under the auspices of the California Department of Real Estate and dully registered with the Nationwide Licensing Registry System. The company specializes in mortgage lending catering diverse financing options for today's complex real estate market.
(323) 819-5911 Lender's profile and map Reviews Molina Financial Services Inc. 1382 W. Sunset Boulevard, Los Angeles, CA, 90026 Molina Financial Services specializes in helping our clients reach their Real Estate Financing objectives. We have helped countless families purchase their first home by matching their personal financial goals with the best loan programs. We have also helped countless investors finance their real estate investment projects
(320) 235-5900 Lender's profile and map Reviews Lake Region Bank 1690 1st St. S., Willmar, MN, 56201 Bankers. Neighbors. Minnesotans. Lake Region Bank has been your neighbor since 1915. We live and work in your community, and you’ll see us at many of your neighborhood events. Our success has always been tied to the success of local families and businesses. From personal banking and insurance to business banking and wealth management services,
(320) 231-3777 Lender's profile and map Reviews Midwest Mortgage 629 1st Street S, Willmar, MN, 56201 Midwest Mortgage has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals and individual homebuyers throughout Minnesota. We’re a full-service mortgage broker offering expertise in every area of mortgage lending.
(419) 294-2351 Lender's profile and map Reviews The First Citizens National Bank of Upper Sandusky 100 N Sandusky Ave, Upper Sandusky, OH, 43351 During the period of the 1860's, President Lincoln with the aid of the Congress and armed forces strove to preserve the union. To finance the War Between the States and lay a sound foundation to the economic future of the nation, Congress enacted the National Bank Act in 1863, which provided for the national chartering of banking institutions.
(419) 599-1065 Lender's profile and map Reviews The Henry County Bank 122 East Washington Street, Napoleon, OH, 43545 The Henry County Bank is more than the buildings that you see here and in the community. We are your neighbors, your friends, and advisors to all of your financial needs. You can rely on us for the service that you have come to expect at The Henry County Bank - and may have missed at other banks and institutions.