USDA and FHA Pro and Con in Alamo, Hidalgo County, TX
For 2025, the USDA loan limit for single-family homes in Alamo, within the county of Hidalgo, TX, is $336,500. Meanwhile, the FHA loan limit is set at $472,030 for similar properties.
Employ the Lendersa® USDA loan calculator to analyze and contrast today's top USDA versus FHA rates. This tool helps ascertain the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator allows for a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding in the selection of the best option for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Alamo, County of Hidalgo, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Alamo, TX
Lendersa® is dedicated to linking you with the finest USDA or FHA loans available with ease and efficiency. Choose one of three pathways to connect with lenders offering USDA loan programs tailored to your needs.
The USDA home loan is a government-backed loan by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans offer a significant benefit by not requiring any down payment, making them an attractive alternative for qualified buyers.
These loans also feature the potential for lower interest rates and decreased mortgage insurance costs, which further enhance the affordability and accessibility of homeownership for those seeking to reside in rural communities.
Bardi & Associates Real Estate is not an ordinary Brokerage. It is a Real Estate Boutique Certified in Luxury Home Sales, as well as residential, investment, commercial and business opportunities. Jolyn and Blake have created a brand that is top notch in professionalism. Bardi & Associates Real Estate handles each client.
Pinnacle Lending and its staff of experienced and professional loan officers want you to know that we are committed to the highest levels of integrity and service to our clients, realtors and associates. It is our goal to provide our clients with the opportunity to secure the best loan at the best price for their particular needs.
Community Development Bank was founded in 1906 and purchased by three non-profit Community Development Corporations in 2001. A for-profit financial institution owned by non-profit Community Development Corporations is very unique and brings significant economic development resources to the communities we serve
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1st Call Mortgage LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
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Westmoreland Federal Savings is one of approximately 600 institutions nationwide that has chosen to remain an independent and community focused Mutual Savings Bank. We hold true to the original beliefs of thrift, conservatism and putting our depositors first. While we uphold tradition, we also realize the need.
VASCO Federal Credit Union was formed in 1967 by employees of the Vanadium Alloyed Steel Company in Latrobe. Today, we strive to serve the financial needs of the little guy. We serve over thirty employee groups in the Greater Latrobe area. We currently have nearly 2000 members and hold $24 million in assets.
On 1950, employees of Latrobe Electric Steel Company, now Carpenter Technology Corporation, obtained a federal charter from the National Credit Union Administration and began Lesco Federal Credit Union. The first "office" was in the treasurer's home, followed by a small garage office near the steel plant. On 1960, Lesco FCU moved to 6 Avenue D.
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Our philosophy is quite different from a bank, even though our services are similar. The Latrobe Area Hospital Federal Credit Union is a member-owned, not-for-profit organization. The purpose of our credit union is to improve the financial strength and stability of our members by affording them opportunities to achieve their financial goals.
