USDA and FHA Pro and Con in El-Cenizo, Webb County, TX

In 2025, USDA loan limit in El-Cenizo, county of Webb, TX is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in El-Cenizo, county of Webb, TX

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in El-Cenizo, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Tucson Federal Credit Union
  • 1160 N. Winstel Blvd, Tucson, AZ, 85716
  • In 1937 a group of teachers with a vision came together to form a financial cooperative that could better serve the financial needs of Tucson's school employees and their families. A year later, Tucson Teachers Federal Credit Union (TTFCU) was serving 38 members and had acquired assets of nearly $349.
  • H & F Financial Services LLC
  • 975 Swinnea Ridge Boulevard, Suite 2, Southaven, MS, 38671
  • Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
  • Volt Credit Union
  • 2624 West Republic Road, Springfield, MO, 65807
  • "Volt Credit Union (formerly Community Financial Credit Union) in Springfield, Missouri, has been making a difference in the lives of its members since 1935. We work with employee groups - small or large - to enhance their benefit packages with financial services that can help your employees build a secure financial future."
  • Foundation Credit Union
  • 1726 W Elfindale, Springfield, MO, 65807
  • Since 1933, ​Foundation Credit Union​ has been operating within the Springfield community. During our first 80 years, we were Springfield Teachers Credit Union, serving the employees of Springfield Public Schools. ​Throughout ​the 2000’s we began to grow, adding new counties eligible for membership each
  • Oakstar Bank
  • 1020 E Battlefield, Springfield, MO, 65807
  • OakStar has an engaging, inviting environment that feels less like banking and more like catching up with old friends. All of our guests are encouraged to enjoy a cup of coffee (the good stuff, we promise), a freshly baked cookie, and the opportunity to unwind. We believe that the community is at its best when its citizens thrive.
  • Travis Bell Home Loans
  • 3100 S. National, Suite 201, Springfield, MO, 65807
  • With nearly 20 years of helping thousands of new and existing homeowners in the mortgage industry, Travis finds himself ranked as one of the top Mortgage Bankers in Southwest Missouri. Travis continues to focus on his number one priority – the customer. Travis derives his business from local business partners such as Realtors.
  • Paddio
  • 1930 W Bennett St, Suite 100, Springfield, MO, 65807
  • Paddio Home Loans is brought to you by the same incredible team behind Veterans United Home Loans. A commitment to service has fueled our work with Veterans and military families nationwide the past 18 years. Now we’re excited to deliver those same high-quality customer experiences across the country to non-military homebuyers.
  • BluCurrent Credit Union
  • 1770 W Sunset, Springfield, MO, 65807
  • BluCurrent Credit Union is Springfield's largest credit union with over 22, 000 members, 4 branch locations, and over $260 million in assets. We provide access to more than 5, 000 shared branches through our unique CU Service Center affiliation, and nearly 30, 000 free Nationwide ATMs through our CO-OP Network membership.
  • Home Mortgage Group INC
  • 3608 S Campbell Avenue, Springfield, MO, 65807
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Legacy Bank & Trust Company
  • 3250 East Sunshine, Springfield, MO, 65804
  • Legacy Bank and Trust exists to serve as the financial leader in economic and community development by providing financial products and services in the largely underserved populations of Southcentral Missouri, and its employees and shareholders are committed to partnering financially with customers to ensure vital capital investment in these commun
  • Mercy Credit Union
  • 1444 E Sunshine, Springfield, MO, 65804
  • Mercy Credit Union is nonprofit savings and lending organization owned and operated by its members. It’s our pleasure to offer co-workers and their family members a local, convenient way to reach their financial goal – no matter how big or small. Membership is open to anyone affiliated with Mercy Health System. All employees.