In 2025, the loan cap for a USDA loan in El-Cenizo, under Webb county in TX, is set at $285,000, while the FHA threshold for a single-family home is $356,362.
Take advantage of the Lendersa® USDA loan calculator to assess today's optimal USDA versus FHA rates, identifying the necessary income, credit score, reserves, and documents required to qualify. Our advanced mortgage calculator provides a side-by-side evaluation of USDA, FHA, Conforming, and VA options, assisting you in selecting the best program for your financial scenario in Alabama.
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $285,000 | 0% | |
| FHA | $356,362 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to ensure you swiftly receive the best USDA or FHA loan without complications. Choose from one of three pathways to engage with lenders and USDA loan options tailored to your needs.
A USDA home loan, sanctioned by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is offered only in rural locales. Unlike FHA loans necessitating at least a 3.5% down payment, the USDA mortgage requires no down payment, streamlining access for eligible applicants.
Enter your location to find out if it qualifies for USDA rural housing loan?
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