USDA and FHA Pro and Con in El-Cenizo, Webb County, TX
In 2025, the loan cap for a USDA loan in El-Cenizo, under Webb county in TX, is set at $285,000, while the FHA threshold for a single-family home is $356,362.
Take advantage of the Lendersa® USDA loan calculator to assess today's optimal USDA versus FHA rates, identifying the necessary income, credit score, reserves, and documents required to qualify. Our advanced mortgage calculator provides a side-by-side evaluation of USDA, FHA, Conforming, and VA options, assisting you in selecting the best program for your financial scenario in Alabama.
2025 Loan Limits and Down Payment Requirements in El-Cenizo, Webb, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Opportunities for USDA and FHA Loans in El-Cenizo, TX
The aim of Lendersa® is to ensure you swiftly receive the best USDA or FHA loan without complications. Choose from one of three pathways to engage with lenders and USDA loan options tailored to your needs.
A USDA home loan, sanctioned by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is offered only in rural locales. Unlike FHA loans necessitating at least a 3.5% down payment, the USDA mortgage requires no down payment, streamlining access for eligible applicants.
482 North Rosemead Boulevard, Suite 105, Pasadena, CA, 91107
Key Financial Services is a firm believer in customer service, and we make sure all our clients have our full attention with a clear understanding of the entire mortgage process. Here at Key Financial Services, we have a professional, experienced and friendly staff working behind the scenes to secure your loan.
Crown Point Realty Capital is a full service real estate firm specializing in real estate & business finance. Our professionals bring extensive experience from various sectors of the real estate industry including real estate brokerage, finance, leasing, construction & development. This blend of knowledge offers our clients a unique perspective.
First National Bank is a local, family-owned and managed bank that has been proudly serving southern Minnesota since 1874. We strive to meet the growing needs of our customers while developing and maintaining the personal aspects of service that is synonymous with community banking.
First Financial was established by educators to exclusively serve the unique financial needs of California’s educational community. It’s a role we take seriously—a mission to which we are just as committed to today as we were in 1933. Additionally, our Board of Directors consists solely of active and retired educators.
6730 Florence Avenue Suite 101, BELL GARDENS, CA, 90201
RGC Capital Inc is a commercial and private money lending firm providing alternative financing for non-bankable clients. Our nationwide lending platform allows financing for residential investment properties and all types of commercial assets.
With over 35 years of lending experience and over 3000 closed transactions, we have earned a successful
In 2007, one of the toughest times in the Real Estate industry, Rene Luna became a Real Estate Agent. By 2009 Rene had become a Real Estate Broker and had gained much experience both in real estate and in financing. During this time Rene was able to build the skills needed to negotiate for my clients best interests.
At VA Desert Pacific Federal Credit Union, we have a passion for serving others and we take pride in doing it well. Since 1947, we have provided steadfast financial service to the hardworking people who make a difference in the lives of men and women who served our country. and also Providing steadfast financial service and education enabling VA.
2360 Huntington Drive, Suite 308, San Marino, CA, 91108
"Valhalla Home Loans are an online mortgage lender. We are not lead generators for other lenders.
We use real-time mortgage quotes, up-front access to closing cost details, online applications, electronic document processing and e-signatures to make the mortgage process fast, easy and transparent"
1613 Chelsea Road, Suite 325, San Marino, CA, 91108
"iEccentric Realty and Mortgage offers a wide variety of loan programs ranging from the government VA & FHA loans to the conventional fixed program, ARM program, and Jumbo loans. The primary loan programs which we promote are the following:
10, 15, 20, and 30 Year Fixed Programs (We also exclusively offer 8,12, 22, and 27 Fixed Programs)"
2920 Huntington Drive, Suite 100, San Marino, CA, 91108
Emory Financial is a mortgage brokerage business that will take you through every step of the mortgage process. We take the time to understand your needs and goals before selecting the best program for you at the best available rate. Whether you're buying a new home, refinancing, consolidating debt
Teachers Credit Union is a not-for-profit member owned organization. Our goal is to provide the best possible financial services to our members at competitive rates and to maintain the credit union’s long-term financial stability. Teachers Credit Union has been open since 1934. The credit union has assets totaling $30.71 Million.
