USDA Vs. FHA your options comparison in Medina, Zapata County, TX

In 2026, the USDA loan limit for Medina in Zapata, TX is $336,500, and for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates and determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side-by-side, aiding you in selecting the best program for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Medina, Zapata, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Medina, TX

At Lendersa®, our mission is to secure you the best USDA or FHA loan quickly and with ease. Choose one of three starting paths to get matched with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Is a USDA Loan in TX?

A USDA home loan, supported by the Department of Agriculture, is known as a USDA rural development loan or USDA mortgage, and is exclusive to rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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