USDA Vs. FHA Pro and Con comparison in Zapata, Zapata County, TX
In 2025, the USDA loan limit for Zapata, located within Zapata county, TX, stands at $336,500. The FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to check today's leading USDA versus FHA rates. Find out the necessary income, credit score, reserves, and required documents to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, enabling you to decide which program in aligns best with your financial needs.
2025 Loan Limits and Down Payment Requirements in Zapata, Zapata County, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Zapata, TX
The aim of Lendersa® is to quickly and conveniently help you secure the best possible USDA or FHA loan. You can select from three starting points, each leading to matched lenders and USDA loan programs.
The USDA home loan is backed by the government's Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage. It is only accessible in rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, the USDA mortgage loan does not demand any down payment, making it an attractive option for qualifying applicants.
Opendoor Loan Servicing is a bonded and state licensed residential loan servicing company. We are the bridge between the lender and the borrower. We save time for the lender by fully managing each portfolio while providing excellent customer service to the borrowers. Customer service is excellent in Opendoor Loan Servicing.
Nuwave lending provides financing for homes. We offer loan programs for conventional, FHA, VA, Jumbo, Self-Employed Borrowers, Bank Statement Loans, and Investment Property loans and also NuWave is dedicated to providing a fast, transparent digital mortgage experience backed by superior customer support.
At Financial Consultants Network LLC, our expertise as premier Mortgage Advisors and Planners sets us apart. We specialize in integrating mortgage solutions with your long-term financial goals, emphasizing a personal approach due to our 100% referral-based business model. Whether acquiring a primary, investment, or commercial property, we craft tai
We began working with more and more veterans & became aware that there was a new feeling around the office. My team & I began to notice an influx of meaning & purpose behind our actions. It was not just helping someone refinance or purchase their home, but was helping someone who has already helped keep us & our family safe.
TexasLending.com is a family-owned business based in Dallas, Texas. Since 2001, TexasLending.com CEO Kevin Miller has guided customer service, company growth, and expertise in mortgage with three principles integrity, dignity, and expertise. Whether client, vendor, or employee, everybody who does business with TexasLending.com.
5001 Spring Valley Road, Suite 500W, Dallas, TX, 75244
Josh Quinn - NMLS# 176904. Whether you’re ready to purchase your home or refinance, I’m here to help guide you through the process. I offer smart, affordable loan options to help you achieve your goals. I work with everyone from first time buyers to seasoned investors. I have over 10 years of mortgage origination experience.
Since 1875, American National Bank of Texas (ANBTX) has been a community bank deeply involved with local business owners, possessing a clear understanding of their challenges, goals, and financial needs. We strive to build lifelong relationships by listening first and then building an integrated product and services mix from our portfolio.
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Millennium Mortgage Services has been committed to providing our customers with the highest quality of service and the lowest mortgage rate loans available in the Texas mortgage industry. Our High Service Standards and Commitment to Quality assure you that you will receive, prompt loan determination, full program disclosures.
