In 2025, the USDA loan limit for Laredo, in Webb County, TX, is $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.
Employ the Lendersa® USDA loan calculator to weigh today's top USDA and FHA rates, determining the necessary income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA programs, helping you choose the most suitable option for your financial circumstances in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to efficiently secure the best USDA or FHA loan for you, hassle-free. Choose one of three entry points that link you to compatible lenders and USDA loan options.
A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available solely in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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