USDA Loan Vs. FHA loan for Laredo, TX 2026

In 2026, the USDA loan limit for Laredo, in Webb County, TX, is $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.

Employ the Lendersa® USDA loan calculator to weigh today's top USDA and FHA rates, determining the necessary income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA programs, helping you choose the most suitable option for your financial circumstances in .

Options for USDA and FHA Loans in Laredo, TX

The aim of Lendersa® is to efficiently secure the best USDA or FHA loan for you, hassle-free. Choose one of three entry points that link you to compatible lenders and USDA loan options.

Lendersa USDA loan request and matching results

What is a USDA Loan in TX?

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available solely in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment at all.

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(833) 734-2545 Lender's profile and map Reviews Regal Home Lending 25882 Orchard Lake Rd L-11, Farmington, MI, 48336 Regal Home Lending was founded on the principals of hard work, honesty, and integrity; the three things no one can ever take away from a great mortgage broker. Regal Home Lending specializes in thinking outside the box. Every client is treated with white glove service to make the dream of owning a home, become a reality.
(715) 365-4800 Lender's profile and map Reviews Ripco Credit Union 121 Sutliff Ave., Rhinelander, WI, 54501 Ripco Credit Union is a not-for-profit, state chartered financial institution in Rhinelander, Wisconsin. Ripco was organized in 1932 to promote thrift and provide financial services to its members. Ripco Credit Union is a member of the National Credit Union Association and the Wisconsin Credit Union League
(540) 474-2430 Lender's profile and map Reviews The Blue Grass Valley Bank 2583 Blue Grass Valley Road, Blue Grass, VA, 24413 With locations in Blue Grass and Monterey, Virginia, we have been serving our neighbors in Highland County, Virginia, and Pendleton County, West Virginia, as well as surrounding counties, since 1915. We take pride in providing our customers with a level of sincerity and service unlike any other.
(810) 629-2263 Lender's profile and map Reviews The State Bank 175 N. Leroy St, Fenton, MI, 48430 Our mission is to remain an independent community bank by offering the most flexible and comprehensive financial solutions delivered by our team of top performing professionals who go to work every day with the goal of helping families, businesses, and our communities find their better state.
(833) 244-2221 Lender's profile and map Reviews Fountain Stone Home Loans 12311 Foley Rd, Fenton, MI, 48430 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(810) 936-8366 Lender's profile and map Reviews Lightning Home Loans 2325 W Shiawassee Ave, Fenton, MI, 48430 Lightning Home Loans is determined to achieve excellence in the mortgage origination industry and we have built a team to best service your needs. From start to finish our team goes above and beyond making sure that you understand every part of the process. We understand that the most critical decision for you as a borrower is to choose a team.
(800) 499-9292 Lender's profile and map Reviews Star Mortgage of America, Inc. 415 Rounds Dr, Suite B, Fenton, MI, 48430 Star Mortgage can be counted on to present all the programs with an emphasis on the lowest fixed rate and the lowest cost mortgages. Our Company is dedicated to the Mortgage Process, whether you are a First Time Homebuyer or a family looking to refinance. We offer mortgages of all types. We can help get you the home of your dreams!
(248) 840-8450 Lender's profile and map Reviews Dream Mortgage LLC 9031 Green Hickory Ln At, Fenton, MI, 48430 We are a full-service mortgage company based in Fenton, Michigan. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks.
(330) 866-9392 Lender's profile and map Reviews The Bank of Magnolia Company 122 North Main Street, Magnolia, OH, 44643 In 1899 the three sons of William H. Greer opened the doors of a bank at 122 North Main Street in Magnolia. The original name was William H. Greer’s Sons, but in 1910 the bank was incorporated as The Bank of Magnolia Company. The Bank of Magnolia has grown over the past century, currently operating offices in Magnolia, East Sparta and Canton.
(208) 788-8800 Lender's profile and map Reviews MORTGAGE SOLUTIONS 321 N Main St., Bellevue, ID, 83313 Mortgage Solutions delivers quick and precise mortgage loans to homebuyers and homeowners that will best suit their personal financial portfolios. Offered loan products include Conventional and Jumbo/High Balance, Construction Loans, FHA, USDA, and VA. Mortgage Solutions manages the process for you by applying for loans with different lenders,
(701) 748-2233 Lender's profile and map Reviews Union State Bank of Hazen 209 Central Avenue NW, Hazen, ND, 58545 Union State Bank is a locally operated financial institution that offers a variety of services including, Checking, Savings, Mobile Banking, and Agricultural Commercial Banking. We strive to inspire our customers to make their financial dreams come true and Union State Bank of Hazen is a community-oriented, relationship-driven financial institution
(919) 734-8224 Lender's profile and map Reviews NC Community Credit Union 2401 E Ash St, Goldsboro, NC, 27534 NC Community Credit Union has provided quality financial services to help members achieve their financial goals. Your Community Credit Union is committed to serving individuals, businesses, and other organizations who live, work, worship, or attend school in Wayne County. As a credit union member, you’re also the owner!