USDA VS FHA in Rio-Bravo, Webb County, TX

In 2026, for Rio-Bravo situated in Webb county of TX, the USDA loan limit is $285,000. In comparison, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA vs. FHA rates. Determine the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side. This helps identify the best-suited loan program in for your specific financial needs.

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2026 Loan Limits & Downpayment Requirements in Rio-Bravo, County of Webb, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Rio-Bravo, TX

The goal at Lendersa® is to provide the ideal USDA or FHA loan quickly and without hassle. Select one of three starting strategies that match with lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in TX

The USDA home loan, guaranteed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. This loan is exclusively available for rural areas. Unlike FHA loans that demand a minimum 3.5% down payment, USDA mortgages require no down payment, making them an accessible option in eligible rural areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CASABELLA FINANCIAL SERVICES, LLC
  • 33 Wood Ave South, Iselin, NJ, 08830
  • At Casabella Financial Services, LLC. We are a full-service mortgage company based in Central New Jersey. We specialize in Home Purchase Loans and Refinance in New Jersey. Whether you are buying a home or refinancing in New Jersey, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

  • AMERICAN DOLLAR FUNDING
  • 894 Green Street, Iselin, NJ, 8830
  • We are a homegrown family business, with over 40 years of combined mortgage financing experience. Over the years, the majority of our business has come from referrals from our clients as well as professional Realtors in the area. As a result of our conservative loans, we are ranked in the Top Tier 1 Lending Status with lenders.

  • Picatinny Federal Credit Union
  • 100 Mineral Springs Drive, Dover, NJ, 07801
  • Founded as a one-branch credit union serving Picatinny Arsenal in 1939, we have continued to grow and evolve in tandem with the community we serve. In 2005, Picatinny was approved for a Community Charter, with membership now open to anyone who lives, works, worships or goes to school in Morris County, as well as their immediate families.

  • Numerica Credit Union
  • PO Box 4000, Spokane Valley, WA, 99037
  • Numerica Credit Union currently has more than 160, 000 members from Spokane, Northern Idaho, the Tri-Cities and Wenatchee Valley. We offer a full line of financial products and services, including mortgages and business products. Membership is open to anyone who lives or works in the State of Washington or the Idaho Panhandle.

  • Approved Credit Services, Inc NMLS #9604
  • 2572 Erie Blvd. East, Syracuse, NY, 13224
  • We are experts in locating the loan that fits your individual circumstances. We have extensive experience in financing manufactured and mobile homes since 1994. We pride ourselves upon finding the best loan for you in the shortest possible time, plus making the experience as hassle-free as possible.

  • Cronheim Mortgage
  • 205 Main Street, Chatham, NJ, 07928
  • Our firm is one of America’s largest privately owned national real estate investment bankers. As institutional advisors and mortgage servicers for 31 institutional investors we have the credibility and expertise to provide counsel on where to source the most competitive capital across the spectrum of real estate asset classes.

  • National Funding Services, LLC
  • 416 Smith St, Perth Amboy, NJ, 08861
  • Our mission is to open the field for all investors who may have yet to get a chance through traditional banking institutions to get funding for their business and commercial endeavors.


    In today's commercial lending market, traditional banks have a very narrow scope for approvals; we can expand the spectrum of lending guidelines by opening fund

  • United Poles Federal Credit Union
  • 412 New Brunswick Avenue, Perth Amboy, NJ, 08861
  • United Poles FCU is a full-service credit union profitably serving the financial needs of the Polish-American ethnic communities through highly-motivated and professional staff. We remain focused on growing the wealth of our members and remaining their primary financial partner through all their life stages.

  • FDU Federal Credit Union
  • 12 Main Street, Suite 4, Madison, NJ, 07940
  • FDU Federal Credit Union Founded in 1965, Fairleigh Dickinson University Federal Credit Union (FDU FCU) is a federally chartered credit union serving the University's students, faculty, and staff. Since then, many other local businesses and organizations have joined FDU FCU. As a non-profit, FDU FCU strives to support members in achieving.

  • Northfield Bank NJ
  • 581 Main Street, Suite 810, Woodbridge, NJ, 07095
  • We are a full service community bank serving metropolitan New York and New Jersey. Headquartered in Woodbridge, NJ, our team strives each day to uphold our mission to be the financial institution of choice to individuals and businesses by delivering innovative financial products and exceptional customer service.

  • Central Jersey Federal Credit Union
  • 380 Berry Street, Woodbridge, NJ, 07095
  • CJFCU is a not-for-profit financial cooperative, which means all earnings at the end of the year are returned to our members in the form of better, low-cost financial services. We help our members meet their financial goals by providing exceptional member service, along with quality financial products.