USDA VS FHA in Rio-Bravo, Webb County, TX

In 2026, for Rio-Bravo situated in Webb county of TX, the USDA loan limit is $285,000. In comparison, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA vs. FHA rates. Determine the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side. This helps identify the best-suited loan program in for your specific financial needs.

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2026 Loan Limits & Downpayment Requirements in Rio-Bravo, County of Webb, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Rio-Bravo, TX

The goal at Lendersa® is to provide the ideal USDA or FHA loan quickly and without hassle. Select one of three starting strategies that match with lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in TX

The USDA home loan, guaranteed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. This loan is exclusively available for rural areas. Unlike FHA loans that demand a minimum 3.5% down payment, USDA mortgages require no down payment, making them an accessible option in eligible rural areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Kane Mortgage, Inc
  • 4755 Linglestown Road, Suite 205, Harrisburg, PA, 17112
  • Kane Mortgage, Inc. was founded in 2002 by Kane Smeltz. From the humble beginnings where Kane handled all of the various aspects of loan origination to loan closing himself, KMI has grown to a staff of nine. The KMI staff includes the Owner, four Mortgage Originators, two Processors, a Human Resource Manager and a Client Relations Specialist.

  • Montana Family Mortgage
  • 2825 Stockyard Rd j5, Missoula, MT, 59808
  • At Montana Family Mortgage. We are a full-service mortgage company based in Missoula, MT. We specialize in Conventional, VA Loans, Rural Development, FHA in Missoula and throughout Montana! Whether you are buying a home or refinancing , we can help you realize your dream of home ownership!

  • TRI COUNTY FEDERAL CREDIT UNION
  • 30 School Street, Delevan, NY, 14042
  • Tri county Federal Credit is owned by its members and run by a board of directors you elect.
    You can be confident that your financial privacy is a top priority of this credit union. We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal financial information.

  • Kaleida Health Federal Credit Union
  • 100 High Street, D1-588, Buffalo, NY, 14203
  • Founded in 1975, we are a not-for-profit organization owned by members your credit union, your moneyKaleida Health FCU is a member based credit union. For more information about how to join please visit our website, call or visit one of our branches. We are located inside of Buffalo General and Millard Fillmore Suburban Hospitals. Thank you

  • Bank of Buffalo
  • 535 Washington Street, Buffalo, NY, 14203
  • CNB Financial Corporation is a leader in providing integrated financial solutions, which create value for both consumers and businesses. These solutions encompass deposit accounts, private banking, real estate, commercial, industrial, residential and consumer loans and lines of credit

  • Hunt Mortgage Corporation
  • 403 Main Street, Suite 210, Buffalo, NY, 14203
  • HUNT Mortgage, we pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers.

    Our customers save money and close their loans quickly because we employ the most advanced digital technology available."

  • IRS Buffalo Federal Credit Union
  • 130 South Elmwood Avenue, Room 147, Buffalo, NY, 14202
  • The IRS Buffalo Federal Credit Union is a not-for-profit member owned and operated financial institution established to meet the needs of its members and members of their families.

    The IRS Buffalo Federal Credit Union received its charter on February 1, 1957, thanks to some determined IRS employees

  • BUFFALO POLICE FEDERAL CREDIT UNION
  • 68 Court Street, Suite 180, Buffalo, NY, 14202
  • The Buffalo Police Federal Credit Union was founded on March 26, 1936. We are proud to serve the dedicated employees of the Buffalo Police and Fire Department. Our earnings are passed on to the membership in the form of better rates, costs, and services. and also The Buffalo Police Federal Credit Union strives to provide quality financial services

  • Local 41 IBEW FCU
  • 3564 California Road, Orchard Park, NY, 14127
  • Local 41 IBEW FCU was federally chartered by the National Credit Union Administration in 1976 as a benefit for the members of Local #41 IBEW Union and their immediate family members. If you are a member or employee of Local 41 IBEW - you, your spouse, children and immediate family members are eligible to join the Credit Union

  • Great Erie Federal Credit Union
  • 4000 N Buffalo Road, Orchard Park, NY, 14127
  • Great Erie FCU is a not-for-profit, cooperative financial institution; our goal is to help our members succeed and increase their financial strength The year was 1952. The place was at the Orchard Park High School. Several employees were gathered, earnestly discussing ways to help school employees

  • Mid Penn Bank
  • 349 Union Street, Millersburg, PA, 17061
  • Mid Penn Bank, subsidiary of Mid Penn Bancorp, Inc., has been serving Central Pennsylvania since 1868. Headquartered in Millersburg, Pa., Mid Penn Bank has retail locations throughout Cumberland, Dauphin, Lancaster, Luzerne, Northumberland and Schuylkill Counties. Mid Penn is a full-service financial institution offering deposit products, mortgage.