USDA Vs. FHA Pro and Con comparison in Rio-Bravo, Webb County, TX

In 2025, for Rio-Bravo situated in Webb county of TX, the USDA loan limit is $285,000. In comparison, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA vs. FHA rates. Determine the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side. This helps identify the best-suited loan program in for your specific financial needs.

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2025 Loan Limits & Downpayment Requirements in Rio-Bravo, County of Webb, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Rio-Bravo, TX

The goal at Lendersa® is to provide the ideal USDA or FHA loan quickly and without hassle. Select one of three starting strategies that match with lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in TX

The USDA home loan, guaranteed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. This loan is exclusively available for rural areas. Unlike FHA loans that demand a minimum 3.5% down payment, USDA mortgages require no down payment, making them an accessible option in eligible rural areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



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