In the year 2025, within Sansom-Park, located in the county of Tarrant, TX, the USDA loan ceiling is $329,300, whereas the FHA limit is set at $411,700 for a single-family dwelling.
Utilize the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates, determining the necessary income, credit, reserves, and documents for qualification. Through our advanced mortgage calculator, explore USDA, FHA, Conforming, and VA loans side by side, so you can determine which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $329,300 | 0% |
| FHA | $411,700 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to swiftly provide you with the best USDA or FHA loan, minimizing complications. Choose one of three initial methods that link you with compatible lenders and USDA loan programs.
A USDA home loan, guaranteed by the federal government's Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is allocated only to rural areas. In contrast to FHA loans which require a minimum down payment of 3.5%, USDA mortgages demand no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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