USDA Vs. FHA Pro and Con comparison in Sansom-Park, Tarrant County, TX

In the year 2025, within Sansom-Park, located in the county of Tarrant, TX, the USDA loan ceiling is $329,300, whereas the FHA limit is set at $411,700 for a single-family dwelling.

Utilize the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates, determining the necessary income, credit, reserves, and documents for qualification. Through our advanced mortgage calculator, explore USDA, FHA, Conforming, and VA loans side by side, so you can determine which program in appropriately fits your financial needs.

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2025 Loan Limits and Down Payment Requirements in Sansom-Park, Tarrant, TX

Loan Type Loan Limit Down Payment
USDA $329,300 0%
FHA $411,700 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Sansom-Park, TX

Lendersa® aims to swiftly provide you with the best USDA or FHA loan, minimizing complications. Choose one of three initial methods that link you with compatible lenders and USDA loan programs.

Illustration of Lendersa USDA loan requests and matching results

Understanding USDA Loans in TX

A USDA home loan, guaranteed by the federal government's Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is allocated only to rural areas. In contrast to FHA loans which require a minimum down payment of 3.5%, USDA mortgages demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Tiana Ochoa Mortgages
  • 4614 East Freeway, Houston, TX, 77020
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We’ve been helping customers afford the home of their dreams for many years and we love what we do.
  • Country Home Loans
  • 200 N Main St, Seiling, OK, 73663
  • Country Home Loans, Inc you will find caring, highly trained mortgage professionals who dedicate themselves to insuring your home financing experience is both tailored to fit your individual needs and benefit you. We have several offices that service our clients throughout the Great State of Oklahoma.
  • Oklahoma Mortgage Group
  • 6666 S Sheridan Rd Ste 102, Tulsa, OK, 74133
  • Our team believes in a tailored approach, ensuring each client gets a solution that fits just right. We're not just lenders; we're problem solvers, specializing in navigating credit challenges and always finding a path to 'yes'. Our unwavering commitment guarantees timely closings with highly competitive rates. With us, you're not merely securing a
  • SCISSORTAIL FINANCIAL
  • 10827 S. Memorial Dr, Suite C, Tulsa, OK, 74133
  • Scissortail Financial and Greg Freeman provided one of the best home buying experiences a family could have. We were pretty specific with what we were looking for with little knowledge of how to find it. We set up a meeting with Greg as our first step to buying our home with every intention.
  • Advantage One Mortgage
  • 8556 E 101st St, Suite B, Tulsa, OK, 74133
  • At Advantage One Mortgage, where we specialize in residential mortgages. At Advantage One Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • TTCU Federal Credit Union
  • 9815 E. 81st St, Tulsa, OK, 74133
  • Established in 1934, TTCU Federal Credit Union is a $2.1 billion financial institution with a full complement of depository, lending and financial advisory services.TTCU is the second-largest credit union in Oklahoma with 18 branch locations. You may be one of over almost a million people in Oklahoma eligible to join TTCU.
  • Saint Francis Federal Credit Union
  • 6600 South Yale Avenue, Suite 101, Tulsa, OK, 74136
  • Saint Francis Federal Credit Union was founded in 1969 to serve the employees, staff physicians, and volunteers of Saint Francis Hospital. Over the years other select employee groups including healthcare related and non-health care related companies have been added to the field of membership.
  • Energy One Federal Credit Union
  • 6100 S Yale Avenue, Suite 100, Tulsa, OK, 74136
  • Energy One FCU is a not-for-profit organization invested in the in the mission to helping their members 'Catch their Dreams'. Built on traditional values and offering a full range of financial products and services for individuals, families and businesses. Though we are hold true to the personal feel of credit union banking.
  • ZFG Mortgage
  • 6670 S. Lewis Ave, Suite 200, Tulsa, OK, 74136
  • ZFG Mortgage headquartered in Tulsa Oklahoma is commonly recognized as the states premier mortgage lender. ZFG offers FHA, USDA, Conventional and Non-conventional home mortgage loans. Our loan officers have 33 years of mortgage lending experience with wholesale mortgage banks & mortgage lenders and are licensed to close home loans.
  • AMC Mortgage
  • 7211 S Yale Avenue, Tulsa, OK, 74136
  • AMC’s focus is on creating the very best experience for our clients and our employees during the process of obtaining a home mortgage. As a team, we are committed to creating a referable experience for our clients and referral partners. We place the highest value on our internal and external relationships and are grateful for the reputation.
  • Texas Top Mortgage
  • 2525 Robinhood, Suite 1100, Houston, TX, 77005
  • We are a full service mortgage company serving the state of Texas. We specialize in all residential and commercial loans! Whether you are buying a home or refinancing, we can help you and we specialized in Conventional | FHA | VA | USDA | Jumbo | Construction, Cash Out | Streamline | Conventional | HARP | Reverse Mortgage | Commercial | and more