USDA Loan Vs. FHA loan pro & con River-Oaks, Tarrant County, TX

For 2025, the USDA loan cap in River-Oaks, county Tarrant, TX, is $329,300, while the FHA limit for a single-family home is $411,700.

Utilize the Lendersa® USDA loan calculator to analyze today’s best rates between USDA and FHA. Understand the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA options side by side, aiding in selecting the optimal loan program in for your financial needs.

Explore USDA and FHA Loan Options in River-Oaks, TX

Lendersa® strives to get you the ideal USDA or FHA loan swiftly and without complications. Choose from one of three pathways to connect with lenders and discover USDA loan programs.

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Understanding USDA Loans in TX

The USDA home loan, backed by the federal Department of Agriculture, also known as the USDA rural development loan or simply USDA mortgage, is exclusively for rural areas. Whereas FHA loans require at least a 3.5% down payment, USDA loans need no down payment, offering easier access to homeownership in eligible rural neighborhoods.

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(712) 277-6671 Lender's profile and map Reviews Security National Bank 601 Pierce Street, Sioux City, IA, 51101 Security National Bank was chartered in 1884 in Sioux City, Iowa, founded on the time-tested principles of integrity, honor, open-mindedness, efficiency, good humor, respect, duty and human connection These principles served as guideposts that enabled SNB to withstand the economic panic of the late 1800s, the Great Depression.
(309) 734-2265 Lender's profile and map Reviews Midwest BankCentre 200 E Broadway, Monmouth, IL, 61462 Midwest Bank is proud to be a locally-owned, community bank. Our employees understand that the foundation of our business is built on the relationships we have with our customers. We serve the communities with courtesy, professionalism and integrity; our customers are our neighbors, friends and family.
(309) 734-5131 Lender's profile and map Reviews Community National Bank 311 N Main St, Monmouth, IL, 61462 Community National Bank in Monmouth is a Locally Owned Bank providing friendly and personalized service to the people and businesses in Monmouth, Illinois and the surrounding area. In January 1964 the community of Monmouth was shocked to learn that control of the Second National Bank had changed and the bank was being voluntarily liquidated.
(256) 437-2107 Lender's profile and map Reviews First Jackson Bank, Inc. 43243 Us Highway 72, Stevenson, AL, 35772 Our banking services fit the growing needs of you, your family, and your business. With six convenient offices in northeastern Alabama and southeastern Tennessee, First Jackson Bank takes great pride in our checking/savings accounts, CDs and IRAs, personal and commercial loans, debit cards, 24-hour ATM network, telephone/online banking, bill pay.
(931) 728-1975 Lender's profile and map Reviews Coffee County Bank 2070 Hillsboro Blvd, Manchester, TN, 37355 Coffee County Bank has been committed to serving the personal & business financial needs within our community. Today, we continue to present exceptional customer service & products designed to suit every customer's needs. By knowing our customers & providing innovative banking tools, we find solutions to achieve their goals & fulfill their dreams.
(931) 728-3381 Lender's profile and map Reviews Peoples Bank & Trust Company 1203 Hillsboro Blvd, Manchester, TN, 37355 Peoples Bank and Trust Company is proud of its heritage of providing a complete line of traditional banking services. Operating hand-in-hand with the commitment to convenience is the Bank's emphasis on efficiency and personal attention and also The first organizational meeting of Peoples Bank and Trust Company was held October 5, 1906.
(931) 728-1975 Lender's profile and map Reviews Stone Fort Mortgage 101 W Main St, Suite B, Manchester, TN, 37355 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(605) 232-6060 Lender's profile and map Reviews Security National Bank of South Dakota 325 Dakota Dunes Blvd, North Sioux City, SD, 57049 Security National Bank of South Dakota is a subsidiary of Security National Corporation, which was chartered in 1884 in Sioux City, Iowa, and founded on the time-tested principles of integrity, honor, open-mindedness, efficiency, good humor, respect, duty and human connection. These principles served as guideposts that enabled SNB to
(712) 252-4368 Lender's profile and map Reviews Telco Triad Community Credit Union 1420 Tri View Ave, Sioux City, IA, 51103 Telco Triad Community Credit Union has been serving the financial needs of its members since it was established as Sioux City District Telco Credit Union in 1945 by the employees of the Northwestern Bell Telephone Company. In the late 1970's, Sioux City District began to expand by merging credit unions
(334) 566-4000 Lender's profile and map Reviews Troy Bank & Trust 1000 Hwy 231 South, Troy, AL, 36081 Troy Bank & Trust was organized September 5, 1906, with capital stock of $50, 000.00. Among the organizers and first directors were: Charles Henderson, W.C. Windham, and W.C. Black. The bank was first located on North Three Notch Street but moved in 1908 to 70 West Court Square. In 1926
(217) 424-9400 Lender's profile and map Reviews Land of Lincoln Credit Union 4850 E Prosperity Place, Decatur, IL, 62521 Land of Lincoln Credit Union was founded in 1947. As a full-service financial institution, LLCU serves over 30, 000 members. Membership in LLCU is open to anyone who lives or works in 26 Illinois counties and their immediate family members. Land of Lincoln Credit Union offers 12 convenient locations in 8 cities to best serve