FHA Vs. USDA loan program for Hereford, Deaf Smith County, Texas

In 2026, the USDA loan limit for Hereford, located in Deaf Smith, TX, is $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates and to determine the necessary income, credit, reserves, and documents for qualifying. Our advanced mortgage calculator shows side-by-side comparisons of USDA, FHA, Conforming, and VA options, facilitating your decision on the best program in for your financial situation.

Discover USDA and FHA Loan Options in Hereford, TX

Lendersa® aims to connect you swiftly with the best USDA or FHA loans without hassle. Choose from one of three starting points that will pair you with suitable lenders and USDA loan programs.

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What is a USDA Loan in TX?

The USDA home loan, guaranteed by the Department of Agriculture—also known as the USDA rural development loan or USDA mortgage—is only available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.

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503-647-2400 Lender's profile and map Reviews PierPoint Mortgage Portland, OR 3300 NW 185th Ave, Portland, OR, 97229 PierPoint Mortgage is a full-service mortgage company in Portland. We at PierPoint Mortgage pride ourselves on providing fast and friendly service to our clients. We have a wide range of resources to ensure that your home loan is processed as quickly as possible. We provide the most competitive rates.
(503) 643-1335 Lender's profile and map Reviews Sunset Science Park Federal Credit Union 1100 NW Murray Road, Suite 200, Portland, OR, 97229 Sunset Science Park Federal Credit Union (SSPFCU) was chartered in 1960 by 8 people from Electro Scientific Industries (ESI). In 1977 the credit union’s field of membership was expanded to allow all employees located on Science Park Drive to join. Sunset Credit Union is governed by a Volunteer Board of Directors.
(503) 297-9900 Lender's profile and map Reviews Mortgage Advocates Inc 12670 Northwest Barnes Road, Suite 102, Portland, OR, 97229 Mortgage Advocates Inc professional mortgage specialist, and I'm committed to being personal and intentional with you, the client. I fill out applications with you as opposed to leaving you to complete online forms by yourself and Because I gain business by referral, we have the same goal your happiness.
(503) 380-1100 Lender's profile and map Reviews Trinity Capital Funding LLC 830 NW 118th Ave., Portland, OR, 97229 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(503) 690-3088 Lender's profile and map Reviews MORTGAGE EXPERTS, INC 15188 NW Central Dr, Suite 217, Portland, OR, 97229 At Mortgage Experts, customers come first. Fast answers are a call away. Brokers are available. What is your biggest asset? For most Americans it's your home. What is your largest liability? For most Americans it your mortgage. If your answer was your home & mortgage? Then who your Mortgage Broker is becomes critical to your financial prosperity.
(800) 584-0015 Lender's profile and map Reviews Axiom Bank 508 10th Street East, Palmetto, FL, 34221 Axiom Bank, a nationally chartered bank headquartered in Central Florida, serving the financial needs of its customers through a wide range of banking solutions and a commitment to exceptional service. The bank has a rich history dating back to 1963. By definition, “axiom” means “a universally recognized truth.
(941) 809-6571 Lender's profile and map Reviews Colonial Mortgage Corp of Sarasota 414 7th Street West, Suite B, Palmetto, FL, 34221 Colonial Mortgage Corp. is dedicated to providing Florida and North Carolina residents with affordable mortgage products and quality dependable service. Our staff consists of mortgage professionals who strive to provide the highest level of customer services to their clients. With over 75 years combined financial and mortgage-related experience.
813 309 5626 Lender's profile and map Reviews MCL Funding 10225 Highland Park Pl, Palmetto, FL, 34221 At MCL FUNDING, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream.We at MCL FUNDING believe in working hard to get the job done.
(813) 679-9947 Lender's profile and map Reviews Newton Financial Home Loans 3115 Indigo Place, Seffner, FL, 33584 Newton Financial Home Loans is a locally owned mortgage brokerage firm. Mrs. Newton has worked in the banking and finance industry since 2002. You can rely on her knowledge and expertise to find a new home loan that meets your needs and fit your budget. It is important that your lender know your market.
4125514976 Lender's profile and map Reviews Defeo Capital Consulting LLC 1251 Gallupe Dr, Pittsburgh, PA, 15226 We're the best in our field, and it's all thanks to the incredible relationships we've formed with our clients. Unlike our competitors, we're invested in developing a personal connection with each and every one of our customers, by providing quality service and being available to you 24/7.