FHA Vs. USDA loan program for Canyon, Randall County, Texas

In 2025, USDA loan limit in Canyon, county of Randall, TX is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Canyon, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(808) 327-0404 3433 miles Lender's profile and map Reviews APEX Mortgage LLC 76-6225 Kuakini Hwy C106, Kailua Kona, HI, 96740 APEX Mortgage LLC (NMLS 217406) originates mortgage loans thru their owner and licensed Mortgage Loan Originator, Barbara A Welsh (NMLS 224003). Barbara has been assisting Big Island property owners with loans for the purchase, refinance, construction and reverse mortgage needs for the past 28 years.
(800) 711-2847 3434 miles Lender's profile and map Reviews Avis Mortgage, Inc 256 Papalaua, Lahaina, HI, 96761 Whether you are in need of new financing or a refinance on your existing property; whatever your mortgage loan needs, and anywhere they may be, (including the communities of Maui any of our other service areas), Avis Mortgage can assist you by providing you with our top-notch service and expertise.
(808) 661-8886 3434 miles Lender's profile and map Reviews First Hawaiian Mortgage 910 Honoapiilani Hwy, Suite 2, Lahaina, HI, 96761 At First Hawaiian Mortgage. We are located in Lahaina, Maui but service the entire State of Hawaii. First Hawaiian Mortgage is a correspondent lender offering Fannie Mae, Freddie Mac, FHA, VA, USDA products and we have aligned ourselves with portfolio lenders so we can offer a full range of loan products
(808) 553-5328 3443 miles Lender's profile and map Reviews The Molokai Community Federal Credit Union 135 Puali Place, Kaunakakai, HI, 96748 Aloha, The Molokai Community Federal Credit Union is a member owned Financial Cooperative Credit with over 3,900 members providing financial products and services since 1951. Whether you need help financing a new car, establishing credit, setting up an IRA, or just opening a new share draft account, your Credit Union can help you
(808) 565-6522 3454 miles Lender's profile and map Reviews Lana’i Federal Credit Union 816 Ilima Avenue, Lanai City, HI, 96763 Established in 1938, the Lāna’i Federal Credit Union, originally known as HAPCO Lāna’i Federal Credit Union, was organized to serve the employees of the Hawaiian Pineapple Company, on the island of Lāna’i, Hawaii. Lāna’i was once the largest pineapple plantation, producing 90% of the world’s pineapple during the 1950s – 1970s.
(808) 254-3566 3482 miles Lender's profile and map Reviews Ko'olau Federal Credit Union 1005 Keolu Drive, Kailua, HI, 96734 Ko'olau Federal Credit Union is located in Honolulu County of Hawaii state. On the street of Mokapu Road and street number is 6699. To communicate or ask something with the place, the Phone number is (808) 254-3566. The coordinates that you can use in navigation applications to get to find Ko'olau Federal Credit Union
(808) 261-7703 3482 miles Lender's profile and map Reviews HG Mortgage 354 Uluniu Street, Suite 402, Kailua, HI, 96734 The HG Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(808) 237-5500 3482 miles Lender's profile and map Reviews Mahi Loans 970 North Kalaheo Ave, Suite C313, Kailua, HI, 96734 We have built a strong reputation as an outstanding mortgage lending firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We’re a full service mortgage lender with experienced staff offering expertise in every area of mortgage lending
(808) 263-6363 3482 miles Lender's profile and map Reviews Imperial Mortgage LLC 1005 Keolu Drive, Kailua, HI, 96734 Our mission is to serve our customers with honesty integrity and competence. We pride ourselves in providing superior customer service and creating satisfied customers. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs based on their individual circumstances.
(808) 461-3933 3482 miles Lender's profile and map Reviews Paradise Home Mortgage LLC 730 Kumukahi Pl, Honolulu, HI, 96825 Paradise Home Mortgage LLC we help you take full advantage of multiple lenders competing for your business to negotiate the lowest rate at the lowest cost which can save you tens of thousands of dollars in interest & fees! Due to the fact that we represent a large number of clients,we are able to offer wholesale pricing that is often not available.
(808) 988-6622 3482 miles Lender's profile and map Reviews Hawaii Mortgage Company Inc 443 Portlock Road, Honolulu, HI, 96825 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.