USDA Loan Vs. FHA loan for Canyon, TX 2025

In 2025, USDA loan limit in Canyon, county of Randall, TX is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Canyon, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(901) 680-7995 Lender's profile and map Reviews LG&W Federal Credit Union 1616 Whitten Road, Memphis, TN, 38134 L G & W Federal Credit Union is dedicated to serving and supporting the MLGW family with the financial products and services they want and need. Our friendly and knowledgeable staff has just one goal-to serve you! Unlike some larger financial institutions, we see you as a unique person, not just another account number.
(901) 277-8124 Lender's profile and map Reviews Hometown Captial Group 2860 Bartlett Rd, Suite 6, Bartlett, TN, 38134 Hometown Captial Group mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(314) 993-4333 Lender's profile and map Reviews Triad Bank, National Association 10375 Clayton Road, Saint Louis, MO, 63131 Triad Bank is a full service financial institution established in 2005 with a mission to provide a wide range of commercial and personal banking services to closely held businesses, their owners and families. Our relationship-based approach gives our valued clients the comfort of knowing all of their banking needs will be satisfied.
(314) 506-5544 Lender's profile and map Reviews Cass Commercial Bank 12412 Powerscourt Drive, Des Peres, MO, 63131 Cass Commercial Bank, founded in 1906, is a niche-focused bank delivering personal service and an array of banking products. We focus on three primary markets: privately-held companies in the greater St. Louis and southern California regions, faith-based organizations and restaurant franchise owners.
(662) 563-9311 Lender's profile and map Reviews First Security Bank MS 295 Highway 6 West, Batesville, MS, 38606 We are ONE with the people we serve. For more than a half century, your cares have been our concerns. Your needs, our priorities. At First Security Bank, our growth remains rooted in being the ONE bank that can relate to everyone, with products and services that are number ONE. See what we can do together, as ONE.
(314) 394-2790 Lender's profile and map Reviews LutheranFCU 10733 Sunset Office Drive, Suite 406, Saint Louis, MO, 63127 We have all the products you would expect of large financial institutions, and the personal service you want. And whether you are opening LCMS organization or personal accounts, you will find accounts with no maintenance or annual fees, exceptional online access, remote deposit capability, and for personal loans, excellent rates.
(314) 497-9646 Lender's profile and map Reviews IMS Mortgage Services LLC 3636 S Geyer Rd, Saint Louis, MO, 63127 At IMS Mortgage Services, we are committed to our values of service, empowerment & accountability. These values are not only for our customers, but for each other as well. We are the best mortgage professionals in the industry bar none.We do things faster & less expensive than our competition & quite frankly, we simply do what others only promise.
(314) 722-2330 Lender's profile and map Reviews Essex Residential Mortgage LLC 3770 S. Lindbergh Blvd, Suite 101, St. Louis, MO, 63127 We're committed to helping you find the right mortgage product for your needs. Every borrower, and every loan is different. We're small enough to have the flexibility needed to get your loan closed, but large enough to offer a wide variety of loan programs and customized options to meet all your needs.
(662) 562-9671 Lender's profile and map Reviews Mississippi Land Bank 5509 Hwy 51, North Senatobia, MS, 38668 For over 100 years, Mississippi Land Bank has been one of the premier lenders for land in the northern 32 counties of Mississippi. From a homesite with a few acres to an agriculture or hunting property with a few thousand acres – we offer long-term financing for land purchases and refinancing.
(662) 562-8201 Lender's profile and map Reviews Sycamore Bank 301 East Main, Senatobia, MS, 38668 It all started in 1900, when a group of 35 local businessmen and farmers established Senatobia Bank as a home owned, community bank dedicated to providing banking services in a friendly and effective manner. We have stayed a community bank throughout all these years; even today, most of the shareholders of our holding company.
3142460283 Lender's profile and map Reviews ARTIS COMMERCIAL CAPITAL LLC 177 Cedar Bridge Ct, St. Louis, MO, 63141 Unlock your potential with ARTIS COMMERCIAL CAPITAL LLC, a premier direct lender and broker/advisor specializing in Ground Up Construction, Fix and Flip, and DSCR loans. Collaborate with us and gain access to over 1,000 capital providers, including FDIC banks and SBA 7a programs that close in 30 days, ensuring the lowest rates for your project. Let