USDA Loan Vs. FHA loan pro & con for Canyon, Randall County, TX

In 2025, USDA loan limit in Canyon, county of Randall, TX is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Canyon, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(860) 513-5000 1642 miles Lender's profile and map Reviews Nutmeg State Financial Credit Union 500 Enterprise Drive, Suite 4A, Rocky Hill, CT, 06067 Nutmeg State Financial Credit Union is a values-driven organization committed to intentional actions and investments to “be the change” in our community. We believe prosperity for all people is possible when the people, businesses and municipalities that define a community are interconnected through meaningful social & economic relationships.
(855) 249-7627 1642 miles Lender's profile and map Reviews Advance Smart 2264 Silas Deane Highway, Rocky Hill, CT, 06067 Advance Smart offers multiple business financing options with one appication. SBA loans, secured loans, unsecured loans, merchant cash advances, bridge loans, commercial loans, lines of credit, factoring, hard money loans and purchase order financing. We have the best options such as pre-payment discounts, weekly, bi-weekly, monthly.
(860) 721-9501 1642 miles Lender's profile and map Reviews Connecticut Housing Finance Authority 999 West Street, Rocky Hill, CT, 06067 The Connecticut Housing Finance Authority (CHFA) was created in 1969 by the Connecticut Legislature as a self-supporting quasi-public housing agency charged with the purpose of expanding affordable housing opportunities for Connecticut’s low- and moderate-income families and individuals..
(860) 559-7577 1642 miles Lender's profile and map Reviews Noreast Mortgage Services 1092 Elm Street, Suite 203, Rocky Hill, CT, 06067 The Noreast Mortgage Services Team is your premier mortgage team located in Rocky Hill, Connecticut. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Rocky Hill area.
(860) 817-0294 1642 miles Lender's profile and map Reviews Empire Home Loans 1880 Silas Deane Highway, Rocky Hill, CT, 06067 Empire Home Loans is here to make the dream of home ownership become a reality. Our goal at Empire is to provide every client with a loan program that best fits their needs along with their short and long term goals. We offer Empire Home Loan Programs that fit a broad range of client needs
(860) 346-6614 1642 miles Lender's profile and map Reviews Seasons Federal Credit Union 524 South Main Street, Middletown, CT, 06457 In 1935, a group of educators from Middletown, CT, founded the future Seasons Federal Credit Union. Inspired by the credit union philosophy of “people helping people,” the teachers pooled their money together to provide low-cost loans.Through their joint efforts, Northern Middlesex School Employees Credit Union was chartered in December that year.
(860) 560-9036 1642 miles Lender's profile and map Reviews Metropolitan District Employees Credit Union 250 Murphy Road, Hartford, CT, 06114 The Metropolitan District Employees' Credit Union (MDECU) was founded for and by the employees of the MDC in 1955 to serve the financial needs of the MDC employees and their families. In the first quarter of 2004, the field of membership was extended as defined by the General State Statutes TO INCLUDE employees.
(860) 246-5236 1642 miles Lender's profile and map Reviews Hartford Firefighters Federal Credit Union 776 Maple Avenue, Hartford, CT, 06114 We are a cooperative, a group of people who’ve joined together to develop our own organization for checking, savings, and borrowing money. Each member has one vote, and for over almost 70 years– we have offered financial opportunities to Hartford firefighters active or retired and their families.
(860) 296-4379 1642 miles Lender's profile and map Reviews Franklin Trust Federal Credit Union 632 Franklin Avenue, Hartford, CT, 06114 Being a member of Franklin Trust Federal Credit Union allows you to access your banking needs any time of day, seven days a week . We offer a diverse array of traditional and online services to stay connected 24/7! Franklin Trust Federal Credit Union is now a Community-Chartered credit union.
(860) 722-8110 1642 miles Lender's profile and map Reviews Cencap Federal Credit Union 443 Franklin Avenue, Hartford, CT, 06114 Cencap Federal Credit Union is the new and improved Hartford Municipal Employees Federal Credit Union. Our ideals are the same as when we started in 1950, but our vision for the future and services we offer demanded we keep up with the times. We have been working hard to help our members fulfill their hopes, dreams and become financially secure.
(860) 522-0899 1643 miles Lender's profile and map Reviews Police Credit Union of CT 253 High Street, Hartford, CT, 06103 We do what banks do, but with better rates & lower fees. Open to ALL Law enforcement in the State of Connecticut. Skilled employees giving great services. We hope to become a statewide police credit union, serving all law enforcement in the state.All police departments are invited to partner with us as to provide police-oriented financial services.