USDA Vs. FHA your options comparison in Rosenberg, Fort Bend County, TX

In 2026, the USDA loan limit for Rosenberg, within Fort Bend county, TX, is $336,500. The FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's USDA vs. FHA rates, determining the income, credit, reserves, and documents you need to qualify. Our comprehensive mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side to decide the best program in for your financial needs.

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2026 Loan Limits and Downpayment Requirements in Rosenberg, County of Fort Bend, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Rosenberg, TX

Lendersa®'s goal is to quickly secure the best USDA or FHA loan for you without hassle. Choose one of three starting points to link you to lenders and explore USDA loan programs.

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What Is a USDA Loan in TX?

A USDA home loan is guaranteed by the U.S. Department of Agriculture, known as a USDA rural development loan or USDA mortgage, available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Cedar Point Federal Credit Union
  • 22745 Maple Road, Lexington Park, MD, 20653
  • Cedar Point Federal Credit Union (CPFCU) is organized to serve people who live, work, worship, go to school and do business in St. Mary’s, Calvert, and Charles counties. As a community-based financial institution owned and operated by our members, our purpose is to provide financial advice.

  • Vantage Loans Finance Corp
  • 10610 Rhode Island Avenue, Beltsville, MD, 20705
  • Vantage Loans Finance Corp. is a mortgage lender in Beltsville, Maryland that is spearheaded by professionals who have been in the loaning industry for more than 25 years. We believe that homeownership is a privilege that everyone should enjoy. Hence, we work to ensure that all our clients can avail.

  • Gateway Mortgage Solutions
  • 15320 Spencerville Ct, Suite 201, Burtonsville, MD, 20866
  • We have assembled an experienced and talented team, which quite frankly, gives us an almost unfair advantage over other mortgage companies. Our team continually works to stay fresh in the industry-investing the necessary time to break down each minute step of the mortgage financing process, attending educational events and seminars.

  • Advantage Star Mortgage Corp
  • 14861 Meriwether Dr, Glenelg, MD, 21737
  • Advantage Star Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. and We offer a wide range of loan programs including: 30yr mortgage Conventional, Jumbo, VA and more

  • NFG #2 Federal Credit Union
  • 1303 Pennsylvania Avenue West, Warren, PA, 16365
  • Our Credit Union started as Pennsylvania Gas Company #2 (P.G.C. #2) in 1954. It became NFG#2 Federal Credit Union in 1974. Over the years the Credit Union has evolved from the first floor of a residential home on Cedar Street in Warren, PA to what is now our own building at 1303 Pennsylvania Avenue West, where the old West End Fire Hall was.

  • Kinzua Federal Credit Union
  • 213 West Third Avenue, Suite 208, Warren, PA, 16365
  • Kinzua Federal Credit Union (formerly known as NFO Irvine FCU) has been open since 1956. The credit union has assets totaling $12.81 Million and provides banking services to more than 2, 000 members as of March 2022.

    The credit union serves multiple member groups, but primarily serves fabricated metals employees.

  • Northwest Consumer Discount Company
  • PO Box 128, Warren, PA, 16365
  • Founded in 1896, we’ve been around 120 years. That type of longevity proves that we’re a trusted institution with a history of award-winning customer service. We offer products and services to fit your diverse banking needs. From checking and savings accounts to business loans and retirement accounts, we think you’ll like what we have to offer.

  • Prince George's Community Federal Credit Union
  • 15201 Hall Road, Bowie, MD, 20721
  • Prince George’s Community FCU is one of Prince George's County best kept secrets. Founded in 1967 to provide financial services to Prince George’s County employees, this organization has grown to a community-based institution serving over 16, 000 members. We are currently over $160 million in assets and welcome anyone who lives, works.

  • The Mortgage Mall Inc
  • 804 Jennings Mill Drive, Bowie, MD, 20721
  • The Mortgage Mall, Inc. was established with the vision of our clients enjoying the benefits of having a broad array of mortgages and lending services under one roof. The business model ensures that each financial professional can engage in an open dialogue to access the exact needs of each client