USDA Vs. FHA your options comparison in Rosenberg, Fort Bend County, TX

In 2026, the USDA loan limit for Rosenberg, within Fort Bend county, TX, is $336,500. The FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's USDA vs. FHA rates, determining the income, credit, reserves, and documents you need to qualify. Our comprehensive mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side to decide the best program in for your financial needs.

Explore loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Rosenberg, County of Fort Bend, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Rosenberg, TX

Lendersa®'s goal is to quickly secure the best USDA or FHA loan for you without hassle. Choose one of three starting points to link you to lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

What Is a USDA Loan in TX?

A USDA home loan is guaranteed by the U.S. Department of Agriculture, known as a USDA rural development loan or USDA mortgage, available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Fargo Federal Employee Federal Credit Union
  • 657 2nd Avenue North, Room 450, Fargo, ND, 58102
  • FFE Federal Credit Union has been open since 1954. The credit union has assets totaling $4.93 Million and provides banking services to more than 500 members.

    The credit union is a not-for-profit, member-owned financial cooperative providing services to government employee members.

  • Fargo VA Federal Credit Union
  • 2101 North Elm Street, Fargo, ND, 58102
  • At Fargo VA Federal Credit Union, our members are our first priority. If you have questions or concerns, we want to know.

    We provide products and services that help the financial stability and economic growth for both our members and our community.

    As part of your community, we plan for the future to help individuals

  • American Federal Bank
  • 215 5th St N, Fargo, ND, 58102
  • At American Federal Bank, we know our clients and understand their farm and business operations. Our clients have confidence in the advice and solutions we offer to help them reach their goals. They know and trust that we will take care of them. Clients tell us they'd recommend American Federal in a heartbeat!

  • Brightleaf Mortgage LLC
  • 8678 Oakham Drive, Mechanicsville, VA, 23116
  • Brightleaf Mortgage, we take a consultative approach to the home loan process by customizing each transaction to help our customers achieve their home financial goals. Any loan officer can get you a loan. Our mission is to get you the right loan for your Richmond, Virginia home.Integrity is the cornerstone of Brightleaf Mortgage.

  • Northern Interstate Bank, National Association
  • 501 W. US Highway 2, Norway, MI, 49870
  • Northern Interstate Bank, N.A. is focused on making local decisions with the best interest of our communities and customers in mind.

    Northern Interstate Bank, N.A. has 8 branch offices and 13 ATM locations to conveniently satisfy your banking needs. Below is the contact information and hours of operation for each office.

  • Bay Port State Bank
  • 9840 Main Street, Bay Port, MI, 48720
  • Over 100 years ago, the Bay Port State Bank of W.H. Wallace and Company was established to serve the financial needs of the area. Bay Port State Bank is proud to be part of this growing community and looks forward to many more years of service. Bay Port State Bank Shall always be mindful of the need to increase shareholder value.

  • Ignite Funding
  • 2140 E Pebble Rd, Suite 160, Las Vegas, NV, 89123
  • Ignite Funding, an alternative investment company specializing in first trust deeds, connects investors seeking capital preservation, monthly income, transparency and diversification with commercial borrowers to ignite returns. This turn-key, fully collateralized professionally managed real estate investment vehicle provides a 10%-12% annualized re

  • Star Loan Centers & Las Vegas Gold Buyer
  • 9620 Las Vegas Blvd S, Suite E-1, Las Vegas, NV, 89123
  • At Star Loan Centers we realize that life happens and everyone needs extra cash here and there. With our Las Vegas payday loan it is very easy to qualify, no credit check, previous BK ok, your job is your credit. We offer Las Vegas payday loans from $100 to $2500, so apply now and get the cash you need today.

  • Urban Pointe Lending
  • 9480 S Eastern Ave, Las Vegas, NV, 89123
  • Urban Pointe Lending

    Smart mortgage solutions      

    Urban Pointe Lending supports homebuyers and investors with tailored home loans, fast pre-approvals, and transparent guidance from start to close. Build equity with confidence—reach out today to explore your best lending options.