USDA Vs. FHA your options comparison in Rosenberg, Fort Bend County, TX

In 2025, USDA loan limit in Rosenberg, county of Fort Bend, TX is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Rosenberg, county of Fort Bend, TX

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Rosenberg, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • All4You Federal Credit Union
  • 2320 N Dupont Hwy, New Castle, DE, 19720
  • All4You FCU is a not-for-profit, existing exclusively to provide members with financial products at the lowest cost possible with excellent, personalized service. All earnings are returned to members through lower rates, higher dividends and fewer fees. Our field of membership extends to anyone who lives, works, worships or attends school.
  • Colonial Services Group Inc
  • 3939 Tweedy Boulevard, South Gate, CA, 90280
  • Amalia Rosenblum and Gary A Baker have over 50years combined experience assisting clients with their most important financial needs. Together they have formed and continue to manage Colonial Services Group, Inc. This company has the resources to assist you with all of your Real Estate, Insurance, and Financial needs at a very affordable cost.
  • Gilbert Realty and Investments
  • 13440 Paramount Boulevard, Suite C, South Gate, CA, 90280
  • Gilbert Realty and Investments Real Estate Mortgage Broker since 1984. We specialist in First time home buyer programs, FHA, VA, conventional and 100 % financing available for borrowers with fico scores 640 or higher, We also offer low down payment programs for first time buyers with fico scores as low as 500.
  • Bustamante jr Ronald Gerardo
  • 10533 San Juan Avenue, South Gate, CA, 90280
  • It is my job to either find that perfect home for you and your family, or to help you sell your current home quickly, smoothly and at market value or above. To accomplish those goals I need to first understand your dreams and goals. Next I need to develop the right marketing plan if you are selling your home
  • District #6 Federal Credit Unio
  • 107 Broadway, Hornell, NY, 14843
  • The Credit Union was established on February 24, 1936 as District #6 New York State Highway Employees and was located at 30 West Main Street in Hornell. Membership was primarily made up of NYS Department of Transportation employees that worked in Region 6 (Steuben, Allegany, Chemung, Schuyler and Yates Counties)
  • DELAWARE VALLEY FINANCIAL MORTGAGE, LLC
  • 402 Bayard Road, Suite 100, Kennett Square, PA, 19348
  • Delaware Valley Financial Mortgage serves clients in Pennsylvania who wish to secure dependable, timely mortgages from a trusted local source. Over the years, the need for personal customer support has increased as online national mortgage companies offer little one-on-one help. Founded in 2004
  • Brandywine Lending, Inc.
  • 415 Anvil Drive, Kennett Square, PA, 19348
  • Brandywine Lending, Inc, a full-service mortgage broker specializing in residential and refinance loans. A mortgage broker means we shop from our extensive list of lenders for the best product and pricing for your specific situation. What it does NOT mean… extra cost! Brandywine Lending offers a wide range of mortgage
  • Cal State L.A. Federal Credit Union
  • 2445 Mariondale Ave, Los Angeles, CA, 90032
  • Our main office rests centrally located in the community where we not only serve the university, but also important affiliates like Grifols, Goodwill, and municipal employees. For convenience, we have an office on campus to serve the growing student population. While we grow as a credit union, our mission has always been to provide economic growth
  • Bank of America
  • 145 W California Blvd, Pasadena, CA, 91105
  • From saving for a down payment on a major purchase, to planning for and living in retirement, to funding a college education, people make dozens of financial decisions every day. At Bank of America, we are committed to ensuring our policies, products and programs all align to our purpose of making financial lives better for those we serve.