USDA VS FHA in Rosenberg, Fort Bend County, TX

In 2025, the USDA loan limit for Rosenberg, within Fort Bend county, TX, is $336,500. The FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's USDA vs. FHA rates, determining the income, credit, reserves, and documents you need to qualify. Our comprehensive mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side to decide the best program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Rosenberg, County of Fort Bend, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Rosenberg, TX

Lendersa®'s goal is to quickly secure the best USDA or FHA loan for you without hassle. Choose one of three starting points to link you to lenders and explore USDA loan programs.

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What Is a USDA Loan in TX?

A USDA home loan is guaranteed by the U.S. Department of Agriculture, known as a USDA rural development loan or USDA mortgage, available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mutual Financial Corporation
  • 2860 S River Rd, Suite 365, Park Ridge, IL, 60068
  • Mariana Kotzeva Loan Specialist at MUTUAL FINANCIAL CORPORATION With 15 years of successful experience in position of increasing responsibility and duties. Top performer with track record of consistently meeting or exceeding sales goals and customer expectations. Skilled in educating customers on mortgage products
  • Blueleaf Lending
  • 1300 W. Higgins Road, Suite 201, Park Ridge, IL, 60068
  • Blueleaf Lending is a boutique-lending firm that specializes in Residential Mortgages, Commercial Real Estate Lending, and Business Lending. We have the unique ability to structure all types of loan facilities tailored to client needs, including fixed-rate loans, value-added loans and loans to facilitate the acquisition and rehab of real estate.
  • GREAT LAKES HOME MORTGAGE, INC
  • 1030 W Higgins Rd, Suite 210, Park Ridge, IL, 60068
  • "Great Lakes Home Mortgage, Inc. provides its customers with the variety of mortgage products as well as access to various lenders and investors that is necessary in this constantly changing business. Services: Whether it is no mortgage insurance programs, equity loans, fixed rates, adjustable rates, jumbo loans."
  • Interconnect Mortgage
  • 5220 Hood Road Ste. 110-A, Palm Beach Gardens, FL, 33418
  • Interconnect Mortgage teams are your local Mortgage Experts who are proud to offer an expansive range of mortgage options to suit every financial situation. Our competitive interest rates and flexible products help make buying your dream home or refinancing your existing home a smooth and stress-free process.
  • CTC Mortgage
  • 4803 PGA Boulevard Suite B, West Palm Beach, FL, 33418
  • CTC Mortgage Company (NMLS # 371182) was developed for the purpose of providing customers with an exclusive financing service that is, not only competatively priced, but focused on providing customers with an unparalleled level of service. Our experienced representatives will help guide you through every step
  • Starboard Financial Management, LLC
  • 4145 East Baseline Road, Gilbert, AZ, 85234
  • We have built a strong reputation as an outstanding mortgage lender, serving the needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage Banker with an experienced staff offering expertise in every area of mortgage lending
  • Empower You! LLC
  • 1409 North Honeysuckle, Lane Gilbert, AZ, 85234
  • "We can help you get the lifestyle you desire with the best loan options and most competitive rates in the industry! We want you to understand the loan process and how it affects you and your transaction. There are 8 basic steps to any mortgage loan whether it is a refinance or a purchase."
  • NationsChoice Mortgage
  • 3303 East Baseline Road, Gilbert, AZ, 85234
  • "Nations Choice Mortgage has built a strong reputation as a leading internet mortgage banker serving the needs of real estate professionals, builders and individual homeowners since 1994. Nations Choice Mortgage employs professionals that are ready, willing and able to make house calls to serve our clients nationwide."
  • STARBOARD FINANCIAL
  • 4145 E Baseline Rd, Gilbert, AZ, 85234
  • Starboard Financial is a full-service mortgage lender committed to client trust and satisfaction through every stage of the home buying process. We offer a broad spectrum of mortgage products that allow us to serve all our clients' home financing needs. From Jumbo to FHA, Conventional to VA and USDA, we have the loan for you.