USDA VS FHA in Pecan-Grove, Fort Bend County, TX

In 2026, the USDA loan limit for Pecan-Grove, in Fort Bend, TX is $285,000, while the FHA limit for a single-family home is $356,362.

Take advantage of Lendersa®'s USDA loan calculator to assess the top USDA versus FHA rates today, and identify the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program in for your financial circumstances.

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2026 Loan Limits and Downpayment Requirements in Pecan-Grove, Fort Bend, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Pecan-Grove, TX

The objective of Lendersa® is to swiftly secure the most suitable USDA or FHA loan without hassle. Opt for one of three starting points to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA loan requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • GW Private Capital
  • 15820 Whittier Blvd, Suite E, Whittier, CA, 90603
  • GW Private Capital, Inc specializes in private "hard" money real estate loans for California properties. We lend 1st, 2nd and 3rd mortgages. $30k to $10MM. Residential, commercial, apartments, investment, bridge, "fix and flip". Fast and easy. We provide private money real estate loans for California properties.

  • Justin Ahn
  • 14241 Firestone Blvd, Suite 210, La Mirada, CA, 90638
  • "Justin Ahn is a Loan Officer with 14 years of Financial industry experience under my belt. I take pride in what I do, and my mission is to make the process of getting you into your dream home as painless as possible.

    If there is one thing you should know about me is that I fully understand what it means to be a true professional"

  • SO CAL REALTY
  • 14730 Beach Boulevard, Suite 200, La Mirada, CA, 90638
  • Southern California, we are a full service Real Estate & Mortgage Broker. We pride ourselves on exceeding our customer's expectations in finding the best home, rates, service, and options for home buyers-sellers.Whether you want a fixer upper, lowest rate possible for a purchase-refinance, a large amount of guidance, or a more

  • Down Payment Assistance Programs
  • 15707 East Imperial Highway, Suite A, La Mirada, CA, 90638
  • We can help you with most of today’s most popular mortgage products such as

    FHA Loans for Purchase
    FHA streamline Refi
    Conventional Purchases with 5% down or more
    LPMI (Lender Paid MI) conventional purchase or Refi
    VA Loans
    Reverse Mortgage (Senior home-owners 62 and over)
    Fannie Mae HARP Refi

  • Cali Home Lending: Dan Draitser
  • 11887 Valley View St, Garden Grove, CA, 92845
  • Dan Draitser Owner of Cali Home Lending, a mortgage banker and broker. A business model that enables funding of residential home loans with an in house warehouse line, and also the ability to broker out the more unconventional loans to over 65 different approved wholesale lenders.

  • CalTerra Financial
  • 12792 Valley View Street, Suite 202, Garden Grove, CA, 92845
  • CalTerra Partners builds, customizes and grows a client’s real estate portfolio to accumulate wealth based on their individual short and long term goals. Our strategy is consumer focused and supports all aspects of a client's real estate needs, we 1) BuySell 2) FixList 3) FixFlip 4) Finance 5) Invest and 6) Manage Real Estate.

  • HomeSmart Advisors
  • 12842 Valley View Street, Suite 205, Garden Grove, CA, 92845
  • The HomeSmart Advisors team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • NestMade Mortgage
  • 519 Falling Leaf, Alley Monrovia, CA, 91016
  • NestMade Mortgage is a residential mortgage broker in CA and CO with over 15 years of experience that specializes in helping clients find the right mortgage for their home. We offer flexible mortgage options to meet the needs of clients and we work with borrowers on a one-to-one basis to ensure an excellent customer experience.

  • Poldnev Dennis
  • 216 W. Foothill Blvd, Monrovia, CA, 91016
  • Our company provides complete commercial property management and consulting services for all sizes of property owners – from the individual to the institutional. Appreciating that property owner’s needs differ, our first and most important task is listening to and understanding our client’s needs and objectives.

  • HARRIMAN REALTY GROUP
  • 216 West Foothill Boulevard, Monrovia, CA, 91016
  • At The Harriman Realty Group Inc., we take pride in our expertise and commitment at helping you buy or sell your home. We know how important it is for our clients to understand each step of the buying and selling process, and we are devoted to helping them feel confident from start to finish.