USDA and FHA Pro and Con in Pecan-Grove, Fort Bend County, TX

In 2025, the USDA loan limit for Pecan-Grove, in Fort Bend, TX is $285,000, while the FHA limit for a single-family home is $356,362.

Take advantage of Lendersa®'s USDA loan calculator to assess the top USDA versus FHA rates today, and identify the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program in for your financial circumstances.

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2025 Loan Limits and Downpayment Requirements in Pecan-Grove, Fort Bend, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Pecan-Grove, TX

The objective of Lendersa® is to swiftly secure the most suitable USDA or FHA loan without hassle. Opt for one of three starting points to connect with matching lenders and explore USDA loan programs.

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Understanding USDA Loans in TX

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA loan requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CBW Bank
  • 109 E. Main Street, Weir, KS, 66781
  • Our goal is help you achieve your dreams as you build your business.We offer best-in-class products to improve your productivity, whether it is automating your payroll deposits or streamlining your cash management, so you can focus on what you do best – growing your business. CBW is a financial services company based out of 109 E Main St, Weir, KS.
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  • 7663 Highway 51 S, Brighton, TN, 38011
  • Brighton Bank is proud to be the oldest community bank serving Tipton County. Our rich history and commitment to the community allow us to provide friendly customer service and modern banking amenities to all our customers throughout West Tennessee. Chartered under the laws of the state of Tennessee on October 10, 1910
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  • 5856 Highway 278, Sulligent, AL, 35586
  • First State Bank of the South, Inc (previously First State Bank of Lamar County) is a community bank established April 20, 1973 in Sulligent, Alabama. The Board of Directors originally consisted of nine (9) members: Ted Boyett, Chairman, Joseph A. Milner, B.F. Boyett, Dennis Boyett, Dr. W.C. Box, Dave Fine.
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