USDA VS FHA in Gatesville, Coryell County, TX

For 2026, in Gatesville, Coryell, TX, the USDA loan limit reaches $336,500, compared to the FHA limit for a single-family home set at $472,030.

Explore the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rate options, and establish what income, credit, reserves, and documentation are necessary to qualify. Our advanced calculator compares USDA, FHA, Conforming, and VA options side by side, allowing you to select the right program for your financial needs in .

View loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Gatesville, Coryell, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Identifying USDA and FHA Loan Possibilities in Gatesville, TX

Lendersa®'s mission is to swiftly provide you with the optimal USDA or FHA loan, minimizing any difficulties. Start with any of three points to find lenders and match with suitable USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, also called a USDA rural development loan or mortgage, is backed by the Department of Agriculture and available in rural areas. While FHA loans require a minimum down payment of 3.5%, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lend A Hand Inc
  • 3334 E Coast Hwy, Suite 234, Corona Del Mar, CA, 92625
  • "At Lend a Hand, we treat our clients well. We have proudly built our success as a Mortgage lender with the philosophy that our customers always come first.
    Borrowers satisfied with their mortgage loan are more important to us than anything else. At Lend A Hand, our goal has always been making the loan process simple and worry-free."

  • Pacific Shoreline Funding
  • 1708 Marguerite Avenue, Corona Del Mar, CA, 92625
  • Pacific Shoreline Funding, where we specialize in residential mortgages. At Pacific Shoreline Funding, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • CMA Financial Group
  • 2852 East Coast Highway, Corona Del Mar, CA, 92625
  • CMA Financial Group mission statement is to continually focus on the needs of those for whom we serve. Our all-encompassing approach to mortgage lending allows us to immerse ourselves in a multitude of mortgage lending situations. This experience and dedication empowers our staff to fulfill our fiduciary duty while adhering to our strict standards.

  • California Real Deal
  • 423 East Bougainvillea Lane, Glendora, CA, 91741
  • Amany Gobran is an accomplished and personable Real Estate Broker based in Glendora, CA, serving the San Gabriel Valley and beyond. Amany has built a reputation of friendly customer care and strategically successful services to both buyers and sellers. She has proven the ability to efficiently guide buyers in obtaining the best value.

  • Curtis Capital Corporation
  • 684 Invergarry Street, Glendora, CA, 91741
  • Curtis Capital Corporation is the first financial company dedicated to saving our clients money. We have created two of the strongest brands in this industry. Policehomes.com and TheLoanCop.com are responsible for helpoint our First Responder and US Veteran clients save money on every Real Estate and Mortgage Transaction.

  • Orange County’s Credit Union - St. Andrew
  • PO Box 11777, Santa Ana, CA, 92711
  • Orange County's Credit Union! Originally chartered in 1938, today the Credit Union serves more than 116, 000 Members in Orange, Los Angeles, Riverside, and San Bernardino Counties. The Credit Union reports an asset size exceeding $2 billion and employs more than 300 happy Associates.

  • SLB Capital Group
  • 4590 MacArthur Blvd STE 500, Newport Beach, CA, 92660
  • SLB Capital Group is singularly focused on executing real property sale leasebacks that include thoughtfully structured repurchase options, no conflicts of interest or cross-sell. Our innovative liquidity solutions strengthen your core offerings, enhance funding certainty, increase client lifetime value, and unlock new revenue streams. Repurchase o

  • Bayshore Capital
  • 5000 Birch Street, Newport Beach, CA, 92660
  • Bayshore Capital is a full service mortgage company that has one goal in mind, customer satisfaction. We do not need to be the biggest, only the best. We strive to treat every customer like a member of our own families and be sure we place them with the proper loan for their unique needs.

  • Tricoast Lending
  • 3857 Birch Street, Newport Beach, CA, 92660
  • Discover Tricoast Lending: Your Premier Hard Money Partner! Specializing in fast, flexible solutions for both commercial and residential real estate investments, we help investors, developers, and entrepreneurs secure tailored financing. With expertise honed over years, Tricoast Lending understands your needs, ensuring reliable, swift access to fun