USDA Vs. FHA your options comparison in Gatesville, Coryell County, TX
For 2026, in Gatesville, Coryell, TX, the USDA loan limit reaches $336,500, compared to the FHA limit for a single-family home set at $472,030.
Explore the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rate options, and establish what income, credit, reserves, and documentation are necessary to qualify. Our advanced calculator compares USDA, FHA, Conforming, and VA options side by side, allowing you to select the right program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Gatesville, Coryell, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Identifying USDA and FHA Loan Possibilities in Gatesville, TX
Lendersa®'s mission is to swiftly provide you with the optimal USDA or FHA loan, minimizing any difficulties. Start with any of three points to find lenders and match with suitable USDA programs.
A USDA home loan, also called a USDA rural development loan or mortgage, is backed by the Department of Agriculture and available in rural areas. While FHA loans require a minimum down payment of 3.5%, USDA loans do not require any down payment at all.
Fort Hood National Bank (FHNB) has stood apart as a leader in military banking. FHNB continues to be recognized by many around the world as the premier provider of banking services to the military community. We understand the banking needs of our service men and women and their families, and are proud to be your military bank.
First National Bank of Bosque County was organized in 1896, and received its National Charter in 1908.The main office of the Bank has been in the same location in Valley Mills since that time. We have a desire for the people, businesses, schools, and organizations in our communities to prosper.
First National Bank Texas (FNBT) and First Convenience Bank (FCB), a division of FNBT, remain dedicated to providing customers with quality financial products and services. Our bank was originally founded in 1901 in the Central Texas town of Killeen, only 19 years after the city was established. From our humble beginnings.
Heights Finance provides installment loans and related products designed to help hardworking, everyday people get the money they need to help make ends meet. Heights Finance has become one of America’s leading consumer finance companies. Today we have over 100 branches, each staffed with friendly.
Rocket Federal Credit Union has been open since 1954. The credit union has assets totaling $29.97 Million and provides banking services to more than 3, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member.
The First National Bank of McGregor in 1889, TFNB is the oldest bank in McLennan County and the seventh oldest national bank in Texas still operating under its original charter. In 1957, we moved from our original location at 217 S. Main in McGregor, Texas to a more modern building across
Our deep heritage, headquartered in Cranfills Gap, makes us proud to offer the best banking services of a modern financial institution. Experienced people maintaining the integrity of our community bank by working to make life better. We are deeply involved in church, education, civic, and preserving our heritage.
Greater Central Texas Federal Credit Union has been open since 1957. The credit union has assets totaling $31.67 Million and provides banking services to more than 2, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working
The Belton Federal Credit Union is a member owned and operated credit union serving over 850 members. The membership elects a Board of Directors each January at the annual meeting that determines operating procedures, loan policies, and sets rates for loans and deposits. Belton Federal Credit Union obtained its charter on February 28, 1963.
