USDA VS FHA in Gatesville, Coryell County, TX

For 2026, in Gatesville, Coryell, TX, the USDA loan limit reaches $336,500, compared to the FHA limit for a single-family home set at $472,030.

Explore the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rate options, and establish what income, credit, reserves, and documentation are necessary to qualify. Our advanced calculator compares USDA, FHA, Conforming, and VA options side by side, allowing you to select the right program for your financial needs in .

View loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Gatesville, Coryell, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Identifying USDA and FHA Loan Possibilities in Gatesville, TX

Lendersa®'s mission is to swiftly provide you with the optimal USDA or FHA loan, minimizing any difficulties. Start with any of three points to find lenders and match with suitable USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, also called a USDA rural development loan or mortgage, is backed by the Department of Agriculture and available in rural areas. While FHA loans require a minimum down payment of 3.5%, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Emory Financial
  • 2920 Huntington Drive, Suite 100, San Marino, CA, 91108
  • Emory Financial is a mortgage brokerage business that will take you through every step of the mortgage process. We take the time to understand your needs and goals before selecting the best program for you at the best available rate. Whether you're buying a new home, refinancing, consolidating debt

  • Peoples State Bank of Munising
  • 100 E. Superior St., Munising, MI, 49862
  • On May 7, 1910, seven men met to approve the Articles of Incorporation of a new bank. “The Peoples State Bank of Munising, ” as it was named, was established for the purpose of a commercial and savings bank. The bank opened for business on Wednesday, June 15, 1910. Over time, five branches were opened: Au Train in 1991,

  • Superior National Bank and Trust
  • 235 Quincy Street, Hancock, MI, 49930
  • Superior National Bank opened in 1890. Headquartered in Hancock Michigan, Superior National Bank serves clients in the Upper Peninsula and Southeast Michigan regions and employs over 250 people. Superior National Bank provides individual consumers, businesses, municipalities and corporations with a full range of banking services spanning lending.

  • Midwest Loan Services
  • 400 Quincy Street, 6th Floor, Hancock, MI, 49930
  • Mortgage loan subservicing is a highly demanding and regulated discipline – one that requires precise expertise for handling thousands of complex tasks. Today’s environment is not for the inexperienced, or those who are stuck in the status quo. That’s why lenders all over the country trust Midwest.

  • First Financial Credit Union
  • PO Box 60048, City Of Industry, CA, 91716
  • First Financial was established by educators to exclusively serve the unique financial needs of California’s educational community. It’s a role we take seriously—a mission to which we are just as committed to today as we were in 1933. Additionally, our Board of Directors consists solely of active and retired educators.

  • Apollo Trust Company
  • 201 North Warren Avenue, Apollo, PA, 15613
  • Apollo Trust Company, “A Bank You Can Believe In, ” has been going strong for 150 years. Organized and operated in Apollo, PA in an effort to help the borough’s people better manage and safeguard their money, the bank started after a meeting at Whitlinger’s Hall on May 16, 1871. Originally named “Apollo Savings Bank, ”

  • Mirate Equity LLC
  • 5150 East Pacific Coast Hwy Long Beach, CA, Long Beach, CA, 90804
  • Mirate Equity LLC is a trusted loan company offering tailored financial solutions for businesses and individuals. Focused on reliability and customer satisfaction, we provide diverse loan products to meet various financial needs. Our experienced team ensures clients receive the best terms and support throughout the loan process. Committed to financ

  • Horizontal Mortgage Lending
  • 1129 Mira Mar, Suite 301, Long Beach, CA, 90804
  • Horizontal Mortgage Lending has helped many borrowers finance their dream homes and we can help you too. Whether it be a Refinance, Purchase, Reverse Mortgage, Conventional Home Loans, FHA, VA, or Specialty Programs for First Time Buyers we can find you the best mortgage loan you've come to the right place.

  • Lighthouse Capital Group
  • 4433 E Anaheim Street, Unit A, Long Beach, CA, 90804
  • Lighthouse Capital Group is a full-service “One-Stop-Shop” lender that offers exceptional personal quality mortgage lending services throughout California for over 30 years.LCG has established a reputation as an honest, trustworthy, experienced & solutions driven lending choice for individual & small business clients as well as institutional banks.