USDA and FHA Pro and Con in Gatesville, Coryell County, TX

For 2025, in Gatesville, Coryell, TX, the USDA loan limit reaches $336,500, compared to the FHA limit for a single-family home set at $472,030.

Explore the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rate options, and establish what income, credit, reserves, and documentation are necessary to qualify. Our advanced calculator compares USDA, FHA, Conforming, and VA options side by side, allowing you to select the right program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Gatesville, Coryell, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Identifying USDA and FHA Loan Possibilities in Gatesville, TX

Lendersa®'s mission is to swiftly provide you with the optimal USDA or FHA loan, minimizing any difficulties. Start with any of three points to find lenders and match with suitable USDA programs.

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Understanding USDA Loans in TX

A USDA home loan, also called a USDA rural development loan or mortgage, is backed by the Department of Agriculture and available in rural areas. While FHA loans require a minimum down payment of 3.5%, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 2182 Lakeshore Drive, Muskegon, MI, 49441
  • Lakeshore Federal Credit Union charter was approved by the National Credit Union Administration on June 9, 1953. It was originally named Central Paper Division Employees Federal Credit Union and was started by union employees of Central Paper Division of the S.D. Warren Company in Muskegon, Michigan.
  • Port City Federal Credit Union
  • 460 W Laketon Avenue, Muskegon, MI, 49441
  • Port City Federal Credit Union is a not-for-profit, member owned financial cooperative that provides affordable services in a friendly and professional manner. Our members are our most important asset. Port City Federal Credit Union, originally known as the Brunswick Employees Federal Credit Union, was chartered in June of 1944
  • Turn-Key Mortgage
  • 986 West Norton Avenue, Norton Shores, MI, 49441
  • Turn-Key Mortgage is a mortgage brokerage that is taking the headaches out of mortgages. We strive to stay ahead of the game in technology and products to make the mortgage process easy and smooth. Not every mortgage is created equal and we are here to help you find the one that works for you the best.
  • Muskegon Federal Credit Union
  • 65 West Laketon Ave., Muskegon, MI, 49441
  • MFCU is committed to providing you with innovative ways to meet your financial needs and responsibilities. We endeavor to maintain a strong financial status while providing a professional and friendly atmosphere. MFCU Where you're more than a member, you're family" This credit union is federally insured by the National Credit Union Administration.
  • First General Credit Union
  • 589 E Ellis Road, Norton Shores, MI, 49441
  • As our Mission Statement states, FGCU is committed to serving our members the very best we can by providing the affordable services and products to help them reach their financial goals now and into the future. Like all credit unions, FGCU relies on an active, participating membership to thrive. With over $66.5 million in assets and still growing.
  • Boulder Dam Credit Union
  • 530 Avenue G, Boulder City, NV, 89006
  • Since this Credit Union's organization in 1940, we have strived to provide a financial institution where your needs could be met and your financial security attained. You are the only reason we exist. As an owner, you will benefit directly from every dollar the Credit Union earns.
  • AMC Mortgage Corporation
  • 20103 Cheetah Lane, Fort Myers, FL, 33913
  • Full service mortgage company serving Maryland, Pennsylvania and Florida. Acclaimed as one of America's top mortgage brokers. AMC also portfolios mortgage loans. AMC provides all types of mortgages from Fannie Mae, Freddie Mac, FHA, VA, USDA, construction loans to commercial loans.
  • Hancock Federal Credit Union
  • 1701 E Melrose Avenue, Findlay, OH, 45839
  • Hancock Federal Credit Union is a financial institution located in Findlay, OH. We love our community & are very proud to have served the area since 1938! Hancock FCU offers services to people who live, work, worship, or attend school in Hancock County. Hancock Federal Credit Union was first chartered on May 16, 1938 by 13 original members.
  • Best Interest Mortgage Inc
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