USDA Vs. FHA Pro and Con comparison in Fort-Hood, Bell County, TX
In the year 2025, the USDA loan maximum for Fort-Hood in Bell county, TX, is bounded at $285,000. Conversely, the FHA loan ceiling for a single-family home is $356,362. These figures reflect the upper borrowing limits available for these loans.
Use the Lendersa® USDA loan calculator to compare current USDA versus FHA rates. Determine your required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator enables side-by-side viewing of USDA, FHA, Conforming, and VA options, helping you select the program in best tailored to your financial situation.
2025 Loan Limits and Down Payment Requirements in Fort-Hood, Bell, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Solutions in Fort-Hood, TX
Lendersa® strives to secure you the ideal USDA or FHA loan swiftly, without hassle. Choose one of three starting avenues to connect with matching lenders and USDA programs.
A USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is offered exclusively in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans necessitate no down payment.
"At Multipli Credit Union, we work to make your life easier through better interest rates, fewer fees and more personal service than you could ever get at a bank.
Every day, you’re trying to stretch that dollar. You’re trying to do more with less. Make ends meet. And bring home the things you need and want.
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The Grant County State Bank was chartered in 1907. It endured the Great Depression of the 1930s and remained a bulwark through the 1980s, when U.S. banks were failing at record rates. Our capital strength and our community's support have allowed our Bank to emerge as a leader in financial products and services.
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