USDA and FHA Pro and Con in Copperas-Cove, Coryell County, TX
In 2025, the USDA loan limit in Copperas-Cove, located in Coryell county, TX, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today’s top USDA vs. FHA rates. This tool helps determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, supporting your decision on the best financing program in for your unique financial situation.
2025 Loan Limits and Down Payment Requirements in Copperas-Cove, County of Coryell, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Copperas-Cove, TX
Lendersa® aims to secure the optimal USDA or FHA loan quickly and without hassle. Start with one of three pathways to connect with lenders and explore USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, referred to as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. In contrast to FHA loans requiring a 3.5% down payment, the USDA loan requires none.
We constantly work on delivering the best loan services to our clients. Our team will walk you through every step of the loan application and approval process – from answering questions, to closing your loan quickly. We have satisfied clients all over Central Florida and one of the fastest closing rates offered by any mortgage company.
1201 Orlando Ave, Suite 100, Winter Park, FL, 32789
We are dedicated to building long-term customer relationships while serving Central Florida’s businesses, professionals and residents. Our experienced staff is trained to provide expert customer service and to make prompt and informed banking decisions. Commerce Bank & Trust, a locally owned community bank.
941 West Morse Blvd, Suite 100, Winter Park, FL, 32789
We are truly passionate about our profession, and the result is that nearly 100% of our business is by referral from satisfied clients, our trusted loan originators and the most experienced local realtors. Our mission is to carefully guide you through the entire home loan process,
1151 Orange Avenue, Suite 200, Winter Park, FL, 32789
Palm State Mortgage Company has been a privately held, Florida licensed mortgage brokerage corporation, always maintaining State and Federal practices in good standing. Palm State specializes in securing the best possible mortgage loan terms for all types of residential and small commercial properties throughout the state of Florida.
1133 Louisiana Avenue, Ste 106,, Winter Park, FL, 32789
Axia Financial, LLC We work every day to create sustainable homeownership through responsible and ethical lending. Founded in 2007, and now 100% employee owned, Axia Home Loans has developed a reputation for providing superior customer service and producing well-educated and prepared homeowners
1555 Howell Branch Rd, Ste B4, Winter Park, FL, 32789
Luxe Mortgage Lending Inc. Is a full-service mortgage company that assists borrowers looking to purchase re-finance or renovate. We offer loan products such as FHA, FHA Renovation Loan, VA, USDA, Conventional, Jumbo, & Homes For Heros Loans. Luxe Mortgage Lending prides itself on building long-lasting relationships with excellent customer service
228 Park Avenue North, Suite J, Winter Park, FL, 32789
First Florida Lending we believe that the process of obtaining a mortgage should be streamlined and hassle free. We are experts, and our knowledge, experience, and network of options and resources allows us to design programs to meet your needs. We know your time is valuable, so our goal is to make your experience simple, efficient, and seamless.
941 W. Morse Boulevard, Ste 100,, Winter Park, FL, 32789
Allied Mortgage Group, Inc. is a national residential mortgage banker based outside Philadelphia. We serve consumers directly as well as third parties such as Financial Planners, Banks, Credit Unions and Brokers through our Affinity and Wholesale Lending platforms. More information on the company is located at https://alliedmg.com/
Boyd Management, LLC is a Direct Private Money Lender for real estate investments. There’s no middleman; we are a direct source of private capital which means more flexibility, faster funding, & stronger relationships. Boyd Management is located in Winter Park, FL (Orlando Area). We currently lend in all of Florida & Georgia.
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