USDA Loan Vs. FHA loan for Copperas-Cove, TX 2025

In 2025, the USDA loan limit in Copperas-Cove, located in Coryell county, TX, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare today’s top USDA vs. FHA rates. This tool helps determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, supporting your decision on the best financing program in for your unique financial situation.

Exploring USDA and FHA Loan Options in Copperas-Cove, TX

Lendersa® aims to secure the optimal USDA or FHA loan quickly and without hassle. Start with one of three pathways to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan is backed by the U.S. Department of Agriculture, referred to as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. In contrast to FHA loans requiring a 3.5% down payment, the USDA loan requires none.

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(913) 402-7077 Lender's profile and map Reviews Caffrey & Co LLC 11225 College Blvd, Suite 125, Overland Park, KS, 66210 Caffrey & Company LLC is a full service commercial mortgage broker who will work for you to achieve your commercial real estate financing goals. We specialize in commercial real estate loans from $1, 000, 000 and up for acquisition or refinancing of Apartment Building Loans, Shopping Centers Loans, Mixed-use, Office Building Financing etc.
(816) 241-7800 Lender's profile and map Reviews FIRST FEDERAL BANK of KANSAS CITY 6900 N. Executive Drive, Kansas City, MO, 66210 We are First Federal Bank of Kansas City, and our mission is helping the people and communities we serve build a brighter financial future. That means being the community banking leader in providing customer-focused products, insight and encouragement. It's a purpose bigger than profit. By promoting the power of homeownership
(913) 338-7108 Lender's profile and map Reviews Mortgage Enterprises 10955 Lowell, Suite 510, Overland Park, KS, 66210 At Mortgage Enterprises. We are a professional mortgage company in Kansas and Missouri specializing in residential mortgages. We find loans that fit the goals of each client. We have highly skilled loan officers who know what it takes to get through underwriting quickly while keeping you informed of your process every step of the way.
(913) 649-9700 Lender's profile and map Reviews Himalaya Mortgage 11881 West 112th Street, Overland Park, KS, 66210 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(913) 484-5626 Lender's profile and map Reviews Kendall Mortgage 11225 College Blvd, Suite 100, Overland Park, KS, 66210 At Kendall Mortgage, we make the entire home buying process simple & seamless. Whatever your goals, we provide you with the information, resources, & personal service you need to make your home buying dream a reality. Our mission is to provide unparalleled service to our clients. Our goal is to provide home loans with the lowest interest rates.
(888) 220-1064 Lender's profile and map Reviews United Mortgage 9393 W 110th St, Suite 350, Overland Park, KS, 66210 Established in 2007, United Mortgage has been recognized as one of the fastest-growing private companies in America and is now considered a premiere purchase lender, currently serving Arizona, California, Colorado, Florida, Iowa, Kansas, Missouri, Oregon, Texas, and Washington. At United Mortgage,
(913) 317-1000 Lender's profile and map Reviews Homestead Financial Mortgage 8585 College Blvd, Suite 110, Overland Park, KS, 66210 "With 20 years experience, Homestead is a unique company. A delegated mortgage banker in that it has 3 business channels based on customer acquisition method, media, referral or hybrid. What makes us unique is our developmental approach to the loan officer’s career. We have had great success developing new loan officers"
(913) 380-8013 Lender's profile and map Reviews Investment Capital Partners LLC 15621 W 87th St, Suite 211, Lenexa, KS, 66219 Investment Capital Partners LLC provides 30-Year Rental Loans, Short Term Financing, Fix and Flip Financing, Fix to Rent Financing, Cash Out, Commercial Lending and Investment Lending to several states. We also offer residential rehab loans, portfolio lending, and commercial loans.
(913) 905-7000 Lender's profile and map Reviews CommunityAmerica Credit Union 9777 Ridge Dr, Lenexa, KS, 66219 The CommunityAmerica story began on March 19, 1940. We were founded by George Duvall, who believed airline employees would appreciate a credit union dedicated to them. He was right, and TWA Club Credit Union, as we were originally known, took off.In 1992, as the Credit Union continued to grow, it changed its name to Members America Credit Union.
(913) 981-1700 Lender's profile and map Reviews TRUHOME SOLUTIONS 9601 Legler Road, Lenexa, KS, 66219 "We’re TruHome. And we help credit unions bring their members home. Credit union members rely on their credit union for all the big and small moments of their lives. With one big exception for most of them, their home mortgages. While more than 1 in 3 Americans belong to a credit union,"