USDA VS FHA in Georgetown, Williamson County, TX

In 2025, USDA loan limit in Georgetown, county of Williamson, TX is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Georgetown, county of Williamson, TX

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Georgetown, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Peoples Choice Mortgage LLC
  • 5 Bristol Drive, Suite 1, Easton, MA, 02375
  • At Peoples Choice Mortgage we value our family. In turn, we treat all of our clients like family. We know that understanding finances isn’t always a straight path. That’s why we work to develop and educate all of our clients throughout the loan process. Our focus is empowering you to make a financial choice that fits your needs.
  • Star Mortgage
  • 691 Washington Street, South Easton, MA, 02375
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Right Key Mortgage, LLC
  • 859 Washington Street, South Easton, MA, 02375
  • At Right Key Mortgage, we educate our borrowers to make this a worry-free process, from pre-qualification to close – that’s our promise to you! We're here to make the home loan process as simple as possible. We work very hard for our customers because nothing pleases us more than helping our clients achieve the dream of affordable home ownership.
  • Bank of Easton North Easton
  • 275 Washington St, North Easton, MA, 02356
  • Bank of Easton provides traditional banking services to the surrounding communities. our Bank proudly opened its doors to the public for the first time. We are excited to continue to serve our customers and the Easton community and look forward to writing many new chapters in the history of our Bank and our community – together!
  • Northstar Mortgage Corp
  • 555 High St, Suite 302, Westwood, MA, 02090
  • We have been helping our clients finance their homes in the Commonwealth of Massachusetts since 1990. Our value proposition is simple: we take the time to understand your needs and provide personal service you can rely on. Buyer’s agents love working with us because we don’t just pull a credit report like so many big banks often do.
  • Mortgage Resources
  • 175 Highland Ave, Suite 303, Needham Heights, MA, 02494
  • Our goal is to offer you great friendly and professional service. Rates and fees will be reasonable, fair and affordable. As mortgage brokers, Mortgage Resources works with many lenders and investors. With literally hundreds of different and unique programs to choose from, our mortgage specialists
  • Direct Federal Credit Union
  • 50 Cabot St, Needham Heights, MA, 02494
  • Direct Federal is a community chartered credit union. This means that ANYONE who lives, works (or regularly conducts business in), worships, or attends school in Norfolk or Middlesex Counties, Massachusetts; or, has an immediate family member that lives, works (or regularly conducts business in), worships, or attends school in Norfolk
  • Fantini & Gorga LLC
  • 197 First Avenue, Needham Heights, MA, 02494
  • Fantini & Gorga delivers creative, cost-efficient real estate financing to its borrower clients who include investors, developers, and corporations. Our access to capital is unsurpassed, founded on long-nurtured relationships and powerful transaction volume. Following over 300 capital sources in a uniquely disciplined.
  • Atlas Mortgage
  • 220 Reservoir Street, Suite 4, Needham Heights, MA, 02494
  • We are a private lender to investors in the real estate community. We specialize in working with fix and flip rehabbers and builders of new construction. What makes us unique is we are builders ourselves so we know the business and can work quickly to close a loan for a good investor!
  • My City Personal Loan's
  • 53 Belleville Rd, New Bedford, MA, 02745
  • We want to hear from you and are available to help you find a lender as quickly as possible. No matter what your credit score is or don’t have one, contact us today. We want to help you find a lender who can offer you a loan for bad credit that fits your needs. You don’t have to pay us anything – our services are completely free.
  • American Mortgage Resource Inc
  • 2 Winter Street, Suite 202, Waltham, MA, 02451
  • American Mortgage Resource, Inc. is a home Mortgage Broker that specializes in home loans for home refinancing or first-time buyers with very competitive low mortgage rates in Waltham, MA, the Boston area and the entire Massachusetts state. We have programs available for first time home buyers, as well as conventional, Jumbo, FHA and VA loans.
  • Independence Mortgage Group LLC
  • 318 Bear Hill Road, Suite 11, Waltham, MA, 02451
  • Independence Mortgage Group was founded (back) in 2007. The company is a Licensed Mortgage Broker doing business in Massachusetts and New Hampshire and currently has 6 licensed Loan Officers. Independence Mortgage Group prides itself on giving personalized one-on-one service to every customer.