USDA and FHA Pro and Con in Georgetown, Williamson County, TX

In 2025, USDA loan limit in Georgetown, county of Williamson, TX is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Georgetown, county of Williamson, TX

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Georgetown, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • USPLK Employees Federal Credit Union
  • 16055 Santa Fe Trail, Leavenworth, KS, 66048
  • USPLK Employees Federal Credit Union Although our services are similar to a bank, our philosophy is quite different. As a member-owned, non-profit financial institution, our credit union is run strictly for the benefit of our members. We strive to provide members with higher yields on savings and lower rates on loans.
  • Frontier Community Credit Union
  • 690 Eisenhower Road, Leavenworth, KS, 66048
  • Frontier Community Credit Union is a full-service, not-for-profit cooperative. Our mission is to: 1) provide financial products and services in a professional, friendly and convenient atmosphere through innovation, technology, and cost-effective products; 2) encourage and educate our members in methods to manage
  • Citizens Federal Savings Bank
  • 5151 S. 4th Street, Leavenworth, KS, 66048
  • Citizens FSB has a very a rich heritage! As you will see it is the foundation of what we believe to be the strongest regional financial institution in the country.Citizens FSB is a Commercial Real Estate lender & a Preferred Home Loan provider and is a preferred home loan provider with emphasis on competitive interest rates & low closing costs.
  • Home Banking Company
  • 795 Poplar Avenue, Selmer, TN, 38375
  • For over 100 years Home Banking Company's philosophy has been to provide efficient, courteous service and to provide our customers with the most up-to-date, quality financial products available to the banking industry. We are opening new financial doors by offering options that make banking as convenient as possible for our customers.
  • First United Mortgage, LLC
  • 5440 N Oak Trfwy, Suite 200, Kansas City, MO, 64118
  • First United Mortgage, L.L.C. is located in Kansas City, MO, United States and is part of the Activities Related to Credit Intermediation Industry. First United Mortgage, L.L.C. has 8 total employees across all of its locations and generates $2.31 million in sales (USD). (Employees and Sales figures are modelled).
  • Maries County Bank
  • 205 Highway 63 N, Vienna, MO, 65582
  • On August 7, 1900, eight men affixed their signature or mark to the handwritten letter requesting a charter for a bank in Vienna. These founders of The Maries County Bank were John Coates, Thomas Felker, J.H. Roberts, John Otto, T.F. Branson, Antone Feldkamper, John Birmingham and Peter Redel.
  • National VA Loans
  • 6505 N. Prospect Ave, Suite 400, Gladstone, MO, 64119
  • National VA Loans is one of the fastest growing VA mortgage brands in the United States. We are a brand that developed out of a pure, honest desire to help servicemen and women be able to buy a home and build the life of their dreams within that home. We are here to help you utilize the VA Loan programs.
  • The Farmers State Bank
  • 209 Montana Avenue, Holton, KS, 66436
  • The Farmers State Bank of Circleville was chartered October 27, 1900 with $5,000.00 capital. By 1916 the total assets had increased to over $100,000.00. The bank survived a robbery in 1923, the Circleville fire in 1931, and The Depression and resulting bank failures. It was a matter of pride to have been the first bank
  • The Denison State Bank
  • 421 New York Avenue, Holton, KS, 66436
  • The Denison State Bank is a branch office of The Denison State Bank. They provide the following services: Full Service Office Location and are located at 421 New York Avenue in Holton Kansas. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
  • The Citizens Bank of Fayette
  • 100 Temple Avenue South, Fayette, AL, 35555
  • In 1911, a fire swept through downtown Fayette, destroying most of the town. During the rebuilding, a business emerged. The State Bank and Trust Company, opened its doors in 1913. It adopted its current name, The Citizens Bank of Fayette in 1919. Founded by Thomas Henry Robertson, Sr, The Citizens Bank has been led by three generations
  • Community Point Bank
  • 13218 Railroad Avenue, Russellville, MO, 65074
  • Community Point Bank is dedicated to helping our customers achieve financial success by focusing on their financial needs and delivering quality services. We strive to exceed the expectations of our customers, employees and shareholders in all of our services and to contribute to the betterment of the community.
  • The Tipton Latham Bank, National Association
  • 800 US-50, Tipton, MO, 65081
  • The Tipton Latham Bank, N.A. is a locally owned and operated independent community bank established in 1906. We are a full-service bank offering: Free Checking Regular Checking Savings Account Now Account Super Now Account Money Market Account Certificates of Deposit IRAs Debit/ATM Cards