USDA VS FHA in Georgetown, Williamson County, TX

As of 2026, the USDA loan limit in Georgetown, under Williamson County, TX, is $336,500, while the FHA limit for a single-family residence is $472,030.

With Lendersa® USDA loan calculator, you can compare today's USDA and FHA best rates. It helps you determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting you in making the best choice for your financial situation in Alabama.

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2026 Loan Limits and Downpayment Requirements in Georgetown, Williamson County, TX

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Georgetown, TX

The objective of Lendersa® is to ensure you obtain the best possible USDA or FHA loan promptly and without difficulty. Choose one of three starting points leading you to suitable lenders and USDA loan programs.

Lendersa USDA loan inquiries and matching results

Understanding USDA Loans in TX

The USDA home loan, backed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage and is solely for rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans necessitate no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • The Kenmore Teachers Federal Credit Union is celebrating our 83rd anniversary. What an honor to serve our members for so many years! During these years, we have progressed from a simple savings and loan credit union to one that provides a full spectrum of financial services the Credit Union was organized in 1935

  • Niagara Falls AFFCU
  • 2420 Olmstead Street, Niagara Falls, NY, 14304
  • The Niagara Falls Air Force Federal Credit Union was chartered in 1955. It is a not-for-profit financial institution that is owned and controlled by its members and is operated for your benefit through a membership elected Board of Directors. The Board of Directors is the policy and governing body of the Niagara Falls Air Force credit union.

  • Greater Niagara Federal Credit Union
  • 2901 Military Road, Niagara Falls, NY, 14304
  • Founded in 1954, Greater Niagara FCU is the result of a long list of mutually beneficial mergers between small seg-based credit unions in western Niagara County. In 2003, the Credit Union expanded its charter to serve all of Niagara County, and in 2020, the charter was expanded to include Erie County.

  • Encompass Niagara Federal Credit Union
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  • Town of Cheektowaga Federal Credit Union
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