As of 2025, the USDA loan limit in Georgetown, under Williamson County, TX, is $336,500, while the FHA limit for a single-family residence is $472,030.
With Lendersa® USDA loan calculator, you can compare today's USDA and FHA best rates. It helps you determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting you in making the best choice for your financial situation in Alabama.
View loan offers from 100 lenders
| Loan Type | Loan Limit | Down payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to ensure you obtain the best possible USDA or FHA loan promptly and without difficulty. Choose one of three starting points leading you to suitable lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage and is solely for rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans necessitate no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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