USDA Vs. FHA your options comparison in Lake-Cherokee, Rusk County, TX

In 2025, the USDA loan ceiling in Lake-Cherokee, county of Rusk, TX, is set at $285,000. For a single-family home, the FHA limit is $356,362.

The Lendersa® USDA loan calculator enables you to compare today’s best rates for USDA versus FHA loans, helping to determine the income, credit standing, reserves, and documents necessary for qualification. With our advanced mortgage calculator, evaluate USDA, FHA, Conforming, and VA loans side by side to decide which program in aligns best with your financial circumstances.

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2025 Loan Limits and Downpayment Details in Lake-Cherokee, County of Rusk, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Lake-Cherokee, TX

The mission of Lendersa® is to secure the most favorable USDA or FHA loan for you promptly and with minimal hassle. Select one of three starting points that lead to matching lenders and appropriate USDA loan programs.

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Understanding USDA Loans in TX

The USDA home loan, backed by the U.S. Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, the USDA mortgage doesn't need any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • NATIONS MORTGAGE
  • 300 S. Pine Island Rd. Suite 304, Fort Lauderdale, FL, 33324
  • Nations Mortgage is dedicated to making sure your experience is a gratifying one. If you have any questions, comments, concerns or just want to get in contact with us, we're looking forward to your call. For 18 years, we have been providing the best mortgage rates. While most other Fort Lauderdale mortgage companies skipped town,
  • Paradise Bank
  • 2420 N. Federal Hwy, Boca Raton, FL, 33431
  • At Paradise Bank, we are dedicated to serving the long-term financial health of our customers so you can conduct your banking needs safely, securely & conveniently. Our products and services have been developed in partnership with our customers, business owners and managers. We use the latest technology to enhance personal service, not replace it.
  • Titan Funding
  • 2701 NW Boca Raton Blvd, Suite 105, Boca Raton, FL, 33431
  • Titan Funding is a Team of passionate Banking Professionals consisting of CEO’s, investment professionals and entrepreneurs aligned to assist both businesses and individuals meet their capital needs. We leverage our many years of industry and personal business experience to provide a single source for debt, equity and investment capital.
  • Capital Funding Financial LLC
  • 5550 Glades Rd, Ste 200, Boca Raton, FL, 33431
  • "Capital Funding Financial is a family operated licensed private lender specializing in asset based investment properties nationwide. We have over 30 Years in combined real estate experience and over 1 Billion in Closed Real Estate Transactions amongst our Principals and over 1,000 SFR Developments completed in our Land Development business. Check
  • mark my mortgage
  • 2424 North Federal Highway, Suite 200 A, Boca Raton, FL, 33431
  • Mark my Mortgage is an affiliate of Group One Mortgage and has over 30 years lending experience in the Florida Real Estate market. Group One Mortgage. is a licensed Correspondent Mortgage Lender in the State of Florida. Our company is dedicated to offering our customers the highest levels of service and satisfaction,
  • U.S. Mortgage of Texas
  • 4800 N. Federal Hwy, Bldg E, Suite 200, Boca Raton, FL, 33431
  • US Mortgage of Texas is a full service lender whose primary focus is to serve our Texas mortgage customers with competitive products, programs, and pricing. We pride ourselves on a higher level of continued service throughout the financing process. We can assist you with qualifying.
  • Leading Edge Mortgage Corp
  • 2200 Northwest Corporate Blvd, Suite 309, Boca Raton, FL, 33431
  • Leading Edge Mortgage was founded in 1997 in Boca Raton, Florida. Our team of experts are passionate about helping customers find their first home, their next home, or ways to refinance so they can enjoy greater financial freedom. To the buyers doing their research online - we understand this process can seem daunting!
  • Unlimited Mortgage Lending LLC
  • 1825 Northwest Corporate Blvd, Suite 110, Boca Raton, FL, 33431
  • Unlimited Mortgage Lending, LLC, a full-service Mortgage Brokerage based in Boca Raton, Florida. We specialize in home loans in Florida. With, Christopher Pierce the owner and licensed since 1998, we bring a combined 20+ years of experience. We have guided many first-time homebuyers to accomplishing their dream of owning their own home.
  • Heart Mortgage Corporation
  • 4800 North Federal Highway, Suite 104A, Boca Raton, FL, 33431
  • Heart Mortgage Corporation helps you find the best mortgage deal. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome