FHA Vs. USDA loan program for Grand-Saline, Van Zandt County, Texas

Throughout 2026, the USDA loan limit in Grand-Saline, within the bounds of Van Zandt county, TX, is $285,000. Meanwhile, the FHA cap for a single-family home stands at $356,362.

Utilize Lendersa®'s USDA loan calculator to compare the top-ranking USDA versus FHA rates today, and discern the necessary income, credit score, reserves, and documentation to qualify. Our cutting-edge mortgage calculator allows you to examine USDA, FHA, Conforming, and VA options simultaneously, aiding you in identifying the ideal program for your financial scenario in Alabama.

Exploring USDA and FHA Loan Opportunities in Grand-Saline, TX

The aim of Lendersa® is to quickly present you with the best USDA or FHA loan selections without any complications. Choose from three introductory paths that will align you with lenders and USDA loan offerings.

Lendersa USDA loan application and matching interpretation

Defining a USDA Loan in TX

A USDA home loan, guaranteed by the Department of Agriculture, commonly referred to as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans necessitating a 3.5% minimum down payment, the USDA mortgage requires zero down payment at all.

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Grand-Saline Lenders
(903) 765-2425 Lender's profile and map Alba-Golden Federal Credit Union 140 South Broadway Street, Alba, TX, 75410 Lends in Texas Alba-Golden Federal Credit Union has as its mission, the responsibility for providing an efficient, effective and well managed financial institution that meets the needs of its membership. In order to accomplish this mission, the Alba-Golden Federal Credit Union will continue a sound yet progressive asset management strategy.
(800) 723-7601 Lender's profile and map Commercial Bank of Texas, N.A. 7463 US-69, Alba, TX, 75410 Lends in Texas Commercial Bank of Texas is solidly positioned to enter its second century of providing successful banking practices predicated on sound and prudent operating standards. Currently, CBTx has over 150 employees in eight communities and the bank's Board of Directors and Officers are personally involved in the communities they serve.
(903) 569-2602 Lender's profile and map Mineola Community Bank, S.S.B. 215 West Broad, Mineola, TX, 75773 Lends in Texas We offer a wide range of personal and business services to meet all of your financial needs while providing the personal touch and responsiveness our clients deserve and expect. Talk with us about your individual needs and we will work with you to determine the perfect accounts for you. We sincerely appreciate your business and pledge to work
(903) 833-5861 Lender's profile and map FIRST STATE BANK BEN WHEELER 14269 State Highway 64, Ben Wheeler, TX, 75754 Lends in Texas First State Bank of Ben Wheeler is a true Texas community bank. Locally owned and operated since 1911, our mission is to always have superior customer service. You are not a number to us. You are a person, a family, a business partner, and a part of the future of Van Zandt County. Locally owned means that decisions are made here.
(903) 882-5626 Lender's profile and map The Texas Loan Company 1507 S. Main St., Lindale, TX, 75771 Lends in Texas The Texas Loan Company is a client-focused mortgage brokerage firm that specializes in providing our clients the best product with the best rate while providing the best service. Give us a call we will fund your home dreams and also Conventional mortgages are ideal for buyers with good credit and money to put down.
(903) 383-2400 Lender's profile and map Yantis Federal Credit Union 110 S Main Street, Yantis, TX, 75497 Lends in Texas Yantis Federal Credit Union is located in Yantis, Texas. The Credit Union was the vision of H.E. Coker and a handful of Yantis residents. Together they generated community interest in the concept of “people helping people.” Yantis Federal Credit Union was granted a Community Charter in August 1955.
(903) 852-6911 Lender's profile and map First State Bank of Brownsboro 14225 State Hwy 31 E, Brownsboro, TX, 75756 Lends in Texas The First State Bank of Brownsboro was established in 1917 and has been locally owned since that time. We have become known to the community as The "Friendly Bank". Our bank offers an array of personal and business products with loans and deposit accounts that can fit everyone's needs.
(903) 882-4343 Lender's profile and map Keystone Credit Union 11877 County Road 492, Tyler, TX, 75706 Lends in Texas Keystone Credit Union was founded in 1964 by leaders of the Tyler Pipe Industry in an effort to protect their employees from being taken advantage of. That ethos and mission is still true today – we work hard to provide exceptional financial services, education, and solutions to meet the needs of each and every one of our members
(903) 342-5275 Lender's profile and map First National Bank of Winnsboro 315 N Main St, Winnsboro, TX, 75494 Lends in Texas First National Bank of Winnsboro has been continually serving multiple generations of families for over a century! At the 2018 Customer Appreciation BBQ, Texas Bankers Association and The Independent BankersBank presented FNB with a award for celebrating 125 years of banking. Windol Cook, on behalf of TIB, stated.