USDA VS FHA in Grand-Saline, Van Zandt County, TX

Throughout 2025, the USDA loan limit in Grand-Saline, within the bounds of Van Zandt county, TX, is $285,000. Meanwhile, the FHA cap for a single-family home stands at $356,362.

Utilize Lendersa®'s USDA loan calculator to compare the top-ranking USDA versus FHA rates today, and discern the necessary income, credit score, reserves, and documentation to qualify. Our cutting-edge mortgage calculator allows you to examine USDA, FHA, Conforming, and VA options simultaneously, aiding you in identifying the ideal program for your financial scenario in Alabama.

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2025 Loan Limits and Down Payment Specifications in Grand-Saline, Van Zandt, TX

Loan Category Limit Required Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Opportunities in Grand-Saline, TX

The aim of Lendersa® is to quickly present you with the best USDA or FHA loan selections without any complications. Choose from three introductory paths that will align you with lenders and USDA loan offerings.

Lendersa USDA loan application and matching interpretation

Defining a USDA Loan in TX

A USDA home loan, guaranteed by the Department of Agriculture, commonly referred to as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans necessitating a 3.5% minimum down payment, the USDA mortgage requires zero down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Symmetry Mortgage Corporation
  • 5382 Clemons Rd, Bettendorf, IA, 52722
  • Symmetry was formed in 2001 for the purpose of providing a value added service to the real estate transaction. There is not a better choice of lender within the state of Iowa for handling your home purchase than Symmetry. You have probably found Symmetry because you were referred by a friend or relative who is a Symmetry "Raving Fan"!
  • Chadash Lending Group LLC
  • 2223 Park Manor Lane, Snellville, GA, 30078
  • Chadash Lending Group, LLC is a Licensed Mortgage Lender and a Licensed Mortgage Broker in the State of Georgia. Helping people realize their dreams and accomplish their goals in life is very rewarding to us at Chadash Lending Group. And because not only are we a Lender, but we also work with several outstanding Lenders.
  • Alvorada Mortgage LLC
  • 1701 Hickory Lake Dr, Snellville, GA, 30078
  • Alvorada Mortgage is a full-service mortgage broker. What does that mean? It means that when you apply for a mortgage with Alvorada Mortgage, we are affiliated with multiple wholesale lending institutions.We can shop your mortgage with a variety of wholesale mortgage companies to find the mortgage suited exactly to your needs & at the lowest rate.
  • HAMMER MORTGAGE, INC.
  • 2326 Wisteria Drive, Suite 110, Snellville, GA, 30078
  • Hammer Mortgage is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time,
  • Embassy National Bank
  • 1817 North Brown Rd, Lawrenceville, GA, 30043
  • Embassy National Bank provides expert business and personal banking services to the local community. With a focus on small business lending and banking, Embassy National Bank works to help growing businesses find the capital they need to continue to expand and thrive. With decades of combined experience, the team at Embassy National Bank supplies b
  • Peach State Federal Credit Union
  • 1505 Lakes Parkway, Suite 100, Lawrenceville, GA, 30043
  • Peach State Federal Credit Union serves more than 60, 000 members in Georgia and South Carolina. In 2012, the Board of Directors voted to change the credit union's name to Peach State Credit Union to better reflect our membership base. Peach State offers membership to the employees of our sponsor Boards of Education and many select employee groups.
  • Guaranteed Home Loans LLC
  • 1130 River Overlook Court, Lawrenceville, GA, 30043
  • GHL Financing Experience was birthed from years of collaboration with Consumers, Top Real Estate Professionals, & Service Focused Mortgage Lending Consultants to Deliver Best in Class Loan Products, Service, & Wealth Building Tools. GHL lifetime clients & partners receive FREE quarterly in-person and online LIVE training to help build wealth.
  • Rio Grande Savings and Loan Association
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  • RG BANK is a superior financial institution, member-owned, professionally managed, renowned for outstanding service delivered with integrity. RG BANK serves our customers and communities with commitment and pride helping to foster their achievements and success. RG BANK is a leader with the vision to welcome change and the insight to provide.
  • Monticello Banking Company
  • 50 N Main St, Monticello, KY, 42633
  • When Monticello Banking Company first opened in 1895, we did our bookkeeping by hand. Our transportation to work was on horseback and no one had ever heard of air-conditioning. Today, over 125 years later, Monticello Banking Company has seen a lot of things come and go. We were one of the few banks in Kentucky that survived the great depression.
  • Foothills Federal Credit Union
  • 956 Mulberry Street, Loudon, TN, 37774
  • Foothills Federal Credit Union was chartered as UC Employees Credit Union in 1962 to serve employees of the Union Carbide Company in Loudon, Tennessee. In 1983 we expanded our charter to include numerous employee groups. In 2001, we changed our name to Foothills Federal Credit Union to reflect our diverse groups of members. In November of 2005, we