USDA VS FHA in Grand-Saline, Van Zandt County, TX

Throughout 2025, the USDA loan limit in Grand-Saline, within the bounds of Van Zandt county, TX, is $285,000. Meanwhile, the FHA cap for a single-family home stands at $356,362.

Utilize Lendersa®'s USDA loan calculator to compare the top-ranking USDA versus FHA rates today, and discern the necessary income, credit score, reserves, and documentation to qualify. Our cutting-edge mortgage calculator allows you to examine USDA, FHA, Conforming, and VA options simultaneously, aiding you in identifying the ideal program for your financial scenario in Alabama.

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2025 Loan Limits and Down Payment Specifications in Grand-Saline, Van Zandt, TX

Loan Category Limit Required Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Opportunities in Grand-Saline, TX

The aim of Lendersa® is to quickly present you with the best USDA or FHA loan selections without any complications. Choose from three introductory paths that will align you with lenders and USDA loan offerings.

Lendersa USDA loan application and matching interpretation

Defining a USDA Loan in TX

A USDA home loan, guaranteed by the Department of Agriculture, commonly referred to as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans necessitating a 3.5% minimum down payment, the USDA mortgage requires zero down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Swift Lending is a direct licensed lender that will provide you or your organization with real estate investment capital. We strive to be the funding source for professional real estate investors that seek to continually grow their real estate portfolio. We utilize our experience and knowledge in real estate to help investors grow exponentially..
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  • Lord Mortgage & Loan. Based out of Boca Raton, FL we enjoy helping people realize their dreams of homeownership, and we go above and beyond to make sure that our clients get the personalized service they deserve. Whether this is your first time buying property or you've decided to move to a bigger home
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  • Allegheny Valley Federal Credit Union provides and promotes the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with the specific intent of helping members gain some particular measure of personal financial success.
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