USDA VS FHA in Hideaway, Smith County, TX

In 2025, the USDA loan limit set for Hideaway, in the county of Smith, TX, stands at $336,500. For single-family homes, the FHA loan cap is $472,030.

Utilize Lendersa®'s USDA loan calculator to weigh today's best USDA vs. FHA rates, determining the necessary income, credit, reserves, and documents for qualification. With our comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to identify the optimal program for your financial requirements in Alabama.

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2025 Loan Limits and Down Payment Criteria in Hideaway, Smith, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Hideaway, TX

Lendersa®'s mission is to efficiently deliver the best USDA or FHA loan without hassle. Choose from three starting pathways that align you with appropriate lenders and USDA loan solutions.

Results from Lendersa USDA loan requests and matches

Explaining USDA Loans in TX

A USDA home loan, endorsed by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, is offered exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans demand no down payment, adding to their accessibility.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Entrust Capital Funding
  • 2077 N Zaragoza Rd, Suite B202, El Paso, TX, 79938
  • The Entrust Capital Funding vision begins with a belief that real estate investments are a smart way to grow your assets and protect your financial future. As a private money lender, we focus on helping others obtain success. By providing investors and entrepreneurs with fast and reliable hard money loans.
  • First Federal Savings Bank of Washington
  • 439 South St. Road 57, Washington, IN, 47501
  • First Federal Savings Bank was established in Washington, Indiana in 1895. The Bank's organizational meeting was held on January 31, 1895 and its first Board of Directors included Hiram Hyatt, William Heffernan, Aikman Carnahan, Zed Benham, William A. Healy, Hamlet Allen, John M. Smith, E.A. Crosson and M.F. Burke.
  • Preferred Bank
  • 602 North State Highway 49, Casey, IL, 62420
  • "Preferred Bank is a branch office of Preferred Bank. They provide the following services: Full Service Office Location and are located at 602 North Route 49 in Casey Illinois. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number and additional banking information."
  • Casey State Bank
  • 305 North Central Avenue, Casey, IL, 62420
  • Casey State Bank serves the agriculture, oil, and consumer markets located in the Clark, Crawford, Henderson, and Lawrence Counties. Casey State Bank has 8 branches to assist customers with their financial needs. At Casey State Bank we are deeply rooted in the communities we serve. We have been family owned and operated since 1968.
  • First Neighbor Bank, National Association
  • 918 IL-49, Casey, IL, 62420
  • First Neighbor Bank, N.A. is proud to be in your communities, owned and operated by your neighbors and working together to serve you. While staying current with technologies, we institute a philosophy of old-fashioned banking. We strive daily to remain on a first name basis with our customers.
  • Abshier Investments Inc D|B|A One Source Mortgage
  • 4532 Willow Oak Trail, Powder Springs, GA, 30127
  • One Source Mortgage in pursuit of the lowest rates and best service for his clients and Henry is also certified as a Loan Origination Pre-Licensing Trainer and currently teaches the NMLS 20-hour course which is required for new loan originators in the United States. This experience has awarded Henry a vast knowledge.
  • Western Nebraska Bank
  • 301 Center Ave, Curtis, NE, 69025
  • Since 1910, Western Nebraska Bank has been known for the friendliness and personal relationships that characterize a rural community. Today our progressive leadership is looking ahead to the opportunities of the next hundred years as agriculture and banking technology develop locally and globally. To our customers, we pledge performance excell
  • Springs Valley Bank & Trust Company
  • 1500 Main Street, Jasper, IN, 47546
  • Springs Valley Bank & Trust Company will enhance the financial quality of life in our communities by focusing on you. We value COMPETENCE. Initiative without competence is emphasizing effort, when results are what really matters. Continuous learning provides knowledge which allows us to care for our customers.