USDA Vs. FHA your options comparison in Lindale, Smith County, TX
During 2025, the USDA loan limit in Lindale, located in the county of Smith, TX, amounts to $336,500. Conversely, the FHA limit for a single-family home is $472,030.
Take advantage of the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates and determine the income, credit score, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to analyze USDA, FHA, Conforming, and VA options side by side, helping you decide which program in best suits your financial picture.
2025 Loan Limits and Down Payment Requirements in Lindale, Smith, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Lindale, TX
Lendersa® aims to fast-track you to the most suitable USDA or FHA loan effortlessly. Choose one of three initial points, each guiding you to matching lenders and tailored USDA loan programs.
The USDA home loan, backed by the government through the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available only in rural communities. Unlike FHA loans which require at least a 3.5% down payment, USDA loans need no down payment.
The mission of the LPS Employees Federal Credit Union is to support its members by helping them achieve their current and future goals by providing member-driven services and financial education. We take pride in meeting our members’ needs with honesty, compassion, and integrity.
Cornhusker Bank occupies a unique position in the Lincoln Nebraska area. In this day of mergers and acquisitions, the bank retains its hometown touch and all the personal services of a true "community bank." Individuals and business customers have access to all the products and services offered by larger national banks.
Capital City Mortgage, Inc opened its doors in October 2003. We are celebrating our 10th Anniversary. We have been in the same location for 10 years, we did expand the office size in 2007. Have been very fortunate to have the same processor for 10 years. Our goal is to have the best rates and superior service.
Evansville Firefighters Federal Credit Union has been serving its members in the EVANSVILLE, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages.
Here at Sterling United Federal Credit Union we are humble to our history. The Credit Union originated in 1956 with the initial purpose being to serve employees of Sterling Brewery and their families. Amusingly enough, it all began in the brewery locker room – where employee’s checks could be cashed!
The First National Bank of Arenzville has been a strong and stable presence in the West Central Illinois Banking Community since it was first established as the “People’s Bank of Arenzville” in 1882. The bank was privately held until 1908 when it was granted a national charter and officially became “The First National Bank of Arenzville.
220 East Lawrence Harris Highway, Slocomb, AL, 36375
Just about any bank can offer you a mortgage, a business loan, or Online Banking. We offer those services and many more. But at Friend, we offer something you can't find at just any bank: the loyalty, caring, and reliability you expect from a true friend. We're locally owned and managed, and all of our important decisions.
McClave State Bank is proud to be an independent, locally owned bank which has served the McClave community and surrounding area for over 100 years. We take great pride in the friendly, personal service we provide to our customers, as well as our ability to provide a broad range of financial services to help you achieve your financial goals.
Nebraska's fix and flip lender. We are a small company located in Lincoln, NE, since we are small you will get the service you deserve. We offer 100% Rehab funding, Interest only payments, Funding in 10 days or less and Free proof of funds. Experience Opportunity: The Good Life is Waiting For You, Get the Funding You Need to Experience It.
