USDA VS FHA in Canton, Van Zandt County, TX

For 2026, the USDA loan limit in Canton, part of Van Zandt, TX is $336,500, whereas the FHA's limit for a single-family home is $472,030.

Lendersa® USDA loan calculator helps you compare today’s USDA versus FHA top rates and determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side-by-side, guiding you to select the optimal plan in for your specific financial condition.

Compare loan offers from a pool of 100 lenders

2026 Loan Limits and Downpayment Requirements for Canton, Van Zandt, TX

Loan Type Maximum Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Canton, TX

Lendersa® is committed to securing the best USDA or FHA loan for you quickly and hassle-free. Begin with one of three pathways to connect with lenders and access USDA lending programs.

Lendersa USDA loan request and result outcomes

Understanding the USDA Loan in TX

The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as the USDA rural development loan, is available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Innovative Lending Group
  • 6080 Center Drive, Suite 620, Los Angeles, CA, 90045
  • Our mission is a simple one: to serve our customers with honesty, integrity and competence. We see our customers as our responsibility and as a rich opportunity to fully utilize our skills and assets to make the customer life easier. Our goal is to provide home loans to our clients while providing them

  • Alston & Associates Mortgage Company
  • 6820 La Tijera Boulevard, Suite 113, Los Angeles, CA, 90045
  • At Alston & Associates Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Matrix West Mortgage
  • 5999 Center Drive, Suite 100, Los Angeles, CA, 90045
  • Matrix West Mortgage is a full service lender offering various loan products and solutions for our clients throughout California. We have been providing superior service to clients while always work diligently to ensure that each client gets the loan that accomplished their goal and best matches their needs.

  • The West Coast Investment Group
  • 7367 Coastal View Drive, Los Angeles, CA, 90045
  • Coast to Coast Mortgage Financial is to facilitate the growth of a distinctive and exceptional organization. Coast to Coast Mortgage Financial transcends the traditional mortgage and real estate broker with its highly selective employee recruiting and intensive training programs. This community of individuals dedicates.

  • Pointe of View International Inc.
  • 6820 La Tijera Boulevard, Suite 117, Los Angeles, CA, 90045
  • At Pointe of View International, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Golden Key Home Loans
  • 6080 Center Drive, 6th Floor, Los Angeles, CA, 90045
  • I am a Mortgage Broker and the owner of Golden Key Home Loans. I have over 30 years of experience in the lending industry and I love what I do. I am passionate about helping people and seeing first hand the joy, happiness, and smiles on my client’s faces when they are handed the keys to their new homes.

  • Cressida Capital
  • 8939 S. Sepulveda Blvd, Suite 102, Los Angeles, CA, 90045
  • Cressida Capital was formed with one mission in mind to provide every client with highly personalized guidance tailored solutions and the most efficient service in the industry. And to do so with integrity first and foremost.
    Our team shares more then two decades of experience in direct real estate lending having closed over $500 million in loans.

  • Mbanc
  • 1141 Highland Avenue, Suite C, Manhattan Beach, CA, 90266
  • We are Innovators. Leveraging Technology for Success. Through innovative technology solutions, we strive to make the lending process more efficient, dynamic, and successful. With a combined experience of over 100 years, we bring to you confidence you can Bank on. Wisdom built on experience and innovation born through never ending

  • Kinecta Corporation
  • 1440 Rosecrans Ave, Manhattan Beach, CA, 90266
  • Kinecta is banking done different. While the journey to success isn’t always a straight line, having the right financial partner by your side can make all the difference. We’re excited to be the partner who helps you achieve your goals and dreams, and we’re committed to sticking by you, every step of the way.

  • CR Funding Inc.
  • 30 Cayman Court, Manhattan Beach, CA, 90266
  • Our goal is to be the lender of choice for existing homeowners and for those who are just beginning their homeownership journey. Operating on sound principles, ethics, transparency, and an unwavering commitment to customer service we will earn your business today and in years to come.

  • Maloney RE Capital Inc.
  • 952 Manhattan Beach Blvd, Suite 160, Manhattan Beach, CA, 90266
  • Maloney RE Capital, Inc. is a boutique mortgage brokerage firm, founded in 2005 by Sean P. Maloney. The firm prides itself on providing clients with exceptional personalized services with a constant eye on each client's unique transaction. With over 20 years of mortgage lending experience.