In the year 2025, for Mineola, within the county of Wood, TX, the USDA loan limit is $336,500. Conversely, the FHA loan limit is $472,030 when considering a single-family home.
Leverage the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates. This tool helps reveal key factors such as income, credit, asset reserves, and required documents to qualify. Our advanced mortgage calculator displays the USDA, FHA, Conforming, and VA loans side by side, assisting you to decide which option in suits your financial prospects best.
Overview of 2025 Loan Limits and Down Payment Requirements in Mineola, Wood, TX
Type of Loan
Maximum Loan Limit
Down Payment Percentage
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Mineola, TX
Lendersa® strives to secure you the best USDA or FHA loan efficiently and straightforwardly. Choose from three starting routes to connect with matching lenders and USDA loan opportunities.
A USDA home loan is a government-backed mortgage through the Department of Agriculture, often referred to as a USDA rural development loan or mortgage, and is strictly available in rural communities. While FHA loans require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment.
Jefferson Financial Federal Credit Union is a member-owned, not-for-profit financial institution serving more than 50, 000 members with fourteen locations across south Louisiana.
Originally chartered in 1966, the first JFFCU branch was located on the second floor of a floral shop and existed primarily to serve employees
1590 W Causeway Approach, Suite 4, Mandeville, LA, 70471
"Nations Loan Services specializes in the United States Department of Agriculture (USDA) Business and Industry (B&I) loan program.
Nation Loan Services understands the processes required for government loan approval and work to expedite the process for each of our borrowers and banks.
1795 W Causeway Approach, Suite 103, Mandeville, LA, 70471
First Access Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Freedom 1st FCU is a profit-sharing cooperative financial institution, dedicated to quality service in meeting the financial needs of its members. The safety and stability of its members' assets shall be the prime consideration in the development and delivery of a variety of competitive services.
Kimberly Clark Credit Union, chartered in 1947, serves the employees of Kimberly Clark Corporation across the country.
KCCU is a not-for-profit financial institution where you, our member-owner, come first. After expenses and legal reserves are set aside, all profits are returned to members as higher dividends on savings, lower rates on loans.
FAA Federal Credit Union is a not-for-profit, financial cooperative that exists to serve the employees within our various approved service employee groups. Our original charter was established on July 21, 1954, as the Department of Commerce Memphis Employees Federal Credit Union.
Mutual is your hometown servicer of mortgage loans. You can rest assured, when you choose Mutual, you’re not only choosing a safe and secure option for your loans, but also a local bank with local underwriting. We have been financing homes here for 130 years. We not only know the neighborhoods, we live in them.
Originally chartered in 1935, GNO was organized by employees of the New Orleans Bell Telephone Employees Federal Credit Union. Their goal, as was the goal of all company credit unions, was to provide a safe haven for their employees to save and then borrow from that pool of savings to achieve their dreams in life.
