USDA and FHA Pro and Con in Mineola, Wood County, TX
In the year 2025, for Mineola, within the county of Wood, TX, the USDA loan limit is $336,500. Conversely, the FHA loan limit is $472,030 when considering a single-family home.
Leverage the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates. This tool helps reveal key factors such as income, credit, asset reserves, and required documents to qualify. Our advanced mortgage calculator displays the USDA, FHA, Conforming, and VA loans side by side, assisting you to decide which option in suits your financial prospects best.
Overview of 2025 Loan Limits and Down Payment Requirements in Mineola, Wood, TX
Type of Loan
Maximum Loan Limit
Down Payment Percentage
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Mineola, TX
Lendersa® strives to secure you the best USDA or FHA loan efficiently and straightforwardly. Choose from three starting routes to connect with matching lenders and USDA loan opportunities.
A USDA home loan is a government-backed mortgage through the Department of Agriculture, often referred to as a USDA rural development loan or mortgage, and is strictly available in rural communities. While FHA loans require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment.
Since we opened our doors in 1931, we’ve been making each and every one of our members feel like they count. And in fact, they do — every member of G.E.C.U. is also a partial owner. There’s always been and always will be a staff of friendly, helpful people at G.E.C.U. who get to know you by name.
BankStar Financial has been sharing bright moments for quite some time with Brookings, Elkton, and Volga as one of the first community banks to take root in the county. While we're ready to help individuals and businesses achieve their largest goals, it's the everyday moments we share with our customers, employees
Our Mission is to become the trusted advisor for families, businesses and the community offering a complete range of financial services. Our tailored customer centric approach enables flexibility and solutions that position our clients for success not only today, but every day in the future.
Educated Mortgage Services is a Mortgage Banker and Broker company licensed in Wisconsin & Illinois with an experienced staff offering expertise in every area of mortgage lending. We offer a full range of mortgage products to offer one stop shopping for all clients. We are dedicated to finding the right loan.
Compeer Financial is a member-owned, Farm Credit cooperative serving and supporting agriculture and rural communities. We provide loans, leases, risk management and other financial services throughout 144 counties in Illinois, Minnesota and Wisconsin. Based in the upper Midwest, Compeer Financial exists.
TRU·FI Credit Union was originally founded in 1967 as Baker County Federal Credit Union in the living room of Mr. Ira Starling. It was in his home that a small group of individuals who shared the same vision of creating a cooperative banking entity, met to discuss giving the citizens of Baker County more than one choice of where to conduct
Greenwoods is headquartered in Lake Mills, WI, founded in 1884 and is a FDIC state-chartered bank. We have locations in Jefferson, Green, Rock, Racine, Walworth and Waukesha Counties.
Greenwoods is a high touch, community focused bank centered on you, our customer. We have all of the most advanced technology products
Bank of Lake Mills was organized in 1893 by S. A. Reed, E. J. Fargo, L. D. Fargo, David Gardner, B. J. Silliman, R. E. Favill, Robert Fargo, William Everson and Conrad Engsberg. The bank was built despite the numerous bank failures that occurred that same year.
In 1919, Emil Neupert joined Bank of Lake Mills and became Bank President.
