USDA and FHA Pro and Con in Mineola, Wood County, TX
In the year 2025, for Mineola, within the county of Wood, TX, the USDA loan limit is $336,500. Conversely, the FHA loan limit is $472,030 when considering a single-family home.
Leverage the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates. This tool helps reveal key factors such as income, credit, asset reserves, and required documents to qualify. Our advanced mortgage calculator displays the USDA, FHA, Conforming, and VA loans side by side, assisting you to decide which option in suits your financial prospects best.
Overview of 2025 Loan Limits and Down Payment Requirements in Mineola, Wood, TX
Type of Loan
Maximum Loan Limit
Down Payment Percentage
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Mineola, TX
Lendersa® strives to secure you the best USDA or FHA loan efficiently and straightforwardly. Choose from three starting routes to connect with matching lenders and USDA loan opportunities.
A USDA home loan is a government-backed mortgage through the Department of Agriculture, often referred to as a USDA rural development loan or mortgage, and is strictly available in rural communities. While FHA loans require a minimum down payment of 3.5%, USDA loans do not necessitate any down payment.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We’ve been helping customers afford the home of their dreams for many years and we love what we do.
HTFFFCU is a full service financial institution located in Houston, Texas. We exclusively serve the Houston Fire Department and their families. This is the official HTFFFCU Facebook page where you are encouraged to participate and engage with the credit union and other fellow members.
Ensure that all comments and posts are appropriate
Originally founded on October 21, 1937, towards the end of the Great Depression, Houston Police Credit Union was created by Houston police officers to establish a financial institution that was owned and operated by the local police force—a financial cooperative. Their mission was to provide reasonably-priced loans
Houston Highway Credit Union was chartered by the state of Texas in December 1952 to serve the employees that worked in district 12 of the Texas Highway Department. At the time, this included about 2, 000 employees in Houston and the seven surrounding counties.
Since that time, the number of employees and counties has decreased
Urban Living is a full-service real estate company specializing in inner-city lifestyle.We look forward to helping you find your new home by browsing our featured developments, our pre-owned properties, or use our home finder to search 35,000+ properties for sale in Houston.We are setting a new standard in the way real estate business is conducted.
Financial Capital Group is a privately owned residential and commercial real estate finance company based in Texas. We offer a wide range of real estate loan programs. Our goal is to provide the best real estate financial solutions in the constantly dynamic and evolving U.S. Mortgage Market.
Origin Bank, formerly Community Trust Bank, is a Louisiana-chartered bank serving Louisiana, Texas and Mississippi. For over 100 years, we have provided a wide range of traditional banking services and are combining our industry expertise with modern applications to make banking easy both online and offline.
Mortgage Loan Stuff provides objective insights, expertise, and unparalleled collaboration to help the customers confidently face their financial future. We are dedicated to attracting a variety of professionals that share the common value of collaboration. Our proven track record of implementation is driven by creating
