USDA VS FHA in Grape-Creek, Tom Green County, TX

In 2025, the USDA loan limit for Grape-Creek, located in Tom Green county, TX, is $285,000. For a single-family home, the FHA limit is $356,362.

Use Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates available today. Determine the necessary income, credit score, reserves, and documents to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA programs side by side to select the best option in for your financial situation.

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2025 Loan Limits and Downpayment Requirements in Grape-Creek, Tom Green County, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Choices for USDA and FHA Loans in Grape-Creek, TX

Lendersa® is dedicated to quickly finding the optimal USDA or FHA loan without hassle. Choose a path from the three available options that lead to lenders and USDA loan programs.

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Understanding USDA Loans in TX

The USDA home loan, provided by the government Department of Agriculture—also known as a USDA rural development loan or mortgage—is available solely in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Native American Bank, National Association
  • 201 N. Broadway, Denver, CO, 80203
  • The Native American Bancorporation serves as the holding company for Native American Bank, N.A. and is a Community Development Institution (CDI) whose purpose is to promote economic development in areas that are underserved by traditional financial institutions. Chartered as a national community development focused bank.
  • Preferred Lending Partners
  • 1580 Logan Street, Suite 340, Denver, CO, 80203
  • Preferred Lending Partners, was founded in 1985 and is a not-for-profit Certified Development Company for all of Colorado primarily focusing on counties of Adams, Boulder, Broomfield, Denver. Preferred Lending Partners specializes in SBA 504 loans for small businesses we can also lead you through the rewarding endeavor of acquiring your own assets.
  • Credit Union of Colorado
  • 1390 Logan St, Denver, CO, 80203
  • Our goal is to add value to the lives of our members, employees, and the greater community. To do that, we believe in acting a certain way and look to our core values to guide us in every decision we make. We have a long history of providing excellent financial products and services to our members, and will uphold our commitment.
  • Expect LLC
  • 232 North Broadway, Unit 9, Denver, CO, 80203
  • Expect Mortgage Co are home loan and refinance specialists serving clients in the beautiful state of Colorado. We provide honest, transparent, and trustworthy home loan origination and refinance services. We have established a unique value prop that we feel resonates well with first-time home buyers.
  • Lending Maven Mortgage
  • 2703 Kenton Street, Denver, CO, 80238
  • The Lending Maven is a Licensed Colorado Mortgage Broker for the last 18 years. I have worked with hundreds of families in achieving home ownership. My clients are like family, they know they can call, text or email me anytime if they have questions. I pride myself on my communication with my clients, lenders and realtors.
  • Sustain Mortgage LLC
  • 2675 Beeler Street, Denver, CO, 80238
  • Sustain Mortgage has been at the forefront of the growth and excitement of the city’s newest success story. A boutique brokerage firm, Sustain Mortgage has adapted to the many changing needs of this burgeoning community and its residents, while playing an advisory role in this internationally acclaimed model for urban redevelopment.
  • BW Mortgage LLC
  • 8354 Northfield Blvd, Suite 3700, Denver, CO, 80238
  • BW Mortgages, LLC provides premier mortgage services throughout Colorado. If you’re interested in working with us, please read through the following and collect the relevant documents and Your mortgage application is the first step in the home buying or refinance process. Once submitted with current financial information.
  • Thoroughbred Financial Inc
  • 3172 Emporia Court, Denver, CO, 80238
  • Jess has over 30 years of professional sales experience and has worked with many world-class institutions. From Merrill Lynch stockbroker, Beverly Hills commercial banker, Coldwell Banker Realtor, business owner and investor, he has been a party to a great deal of sophisticated transactions through the years.