USDA Vs. FHA your options comparison in Grape-Creek, Tom Green County, TX

In 2025, the USDA loan limit for Grape-Creek, located in Tom Green county, TX, is $285,000. For a single-family home, the FHA limit is $356,362.

Use Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates available today. Determine the necessary income, credit score, reserves, and documents to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA programs side by side to select the best option in for your financial situation.

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2025 Loan Limits and Downpayment Requirements in Grape-Creek, Tom Green County, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Choices for USDA and FHA Loans in Grape-Creek, TX

Lendersa® is dedicated to quickly finding the optimal USDA or FHA loan without hassle. Choose a path from the three available options that lead to lenders and USDA loan programs.

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Understanding USDA Loans in TX

The USDA home loan, provided by the government Department of Agriculture—also known as a USDA rural development loan or mortgage—is available solely in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Compeer Financial
  • 2600 Jenny Wren Trail, Sun Prairie, WI, 53590
  • Compeer Financial is a member-owned, Farm Credit cooperative serving and supporting agriculture and rural communities. We provide loans, leases, risk management and other financial services throughout 144 counties in Illinois, Minnesota and Wisconsin. Based in the upper Midwest, Compeer Financial exists.
  • Sevier County Schools Federal Credit Union
  • 164 N Henderson Avenue, Suite B, Sevierville, TN, 37862
  • Established in 1978, Sevier County Schools Federal Credit Union is owned and operated by its members who have joined together to assist each other in the sound management of their financial affairs. Our mission is to provide loan, deposit, and transaction services to its defined membership with a uniquely high level of quality and efficiency.
  • Citizens National Bank TN
  • 200 Forks of the River Pkwy, Sevierville, TN, 37862
  • The mission of Citizens National Bank is to provide a positive & distinctive banking environment by exceeding Our Clients'​ expectations with every interaction; serving Our Communities with an unwavering commitment, economically or otherwise, as a proud corporate citizen; ensuring Our People have the opportunity to grow personally & professionally.
  • Lend A Hand Inc
  • 3334 E Coast Hwy, Suite 234, Corona Del Mar, CA, 92625
  • "At Lend a Hand, we treat our clients well. We have proudly built our success as a Mortgage lender with the philosophy that our customers always come first. Borrowers satisfied with their mortgage loan are more important to us than anything else. At Lend A Hand, our goal has always been making the loan process simple and worry-free."
  • Pacific Shoreline Funding
  • 1708 Marguerite Avenue, Corona Del Mar, CA, 92625
  • Pacific Shoreline Funding, where we specialize in residential mortgages. At Pacific Shoreline Funding, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • CMA Financial Group
  • 2852 East Coast Highway, Corona Del Mar, CA, 92625
  • CMA Financial Group mission statement is to continually focus on the needs of those for whom we serve. Our all-encompassing approach to mortgage lending allows us to immerse ourselves in a multitude of mortgage lending situations. This experience and dedication empowers our staff to fulfill our fiduciary duty while adhering to our strict standards.
  • Just 4 You Home Loans
  • 110 E Main St, Suite 107, Georgetown, KY, 40324
  • Just 4 You Home Loans L.L.C. is located in Georgetown, KY, United States and is part of the Activities Related to Credit Intermediation Industry. Just 4 You Home Loans L.L.C. has 4 total employees across all of its locations and generates $357, 777 in sales (USD). (Employees and Sales figures are modelled).
  • Lake Forest Bank & Trust Company, National Association
  • 727 N. Bank Lane, Lake Forest, IL, 60045
  • Lake Forest Bank & Trust Company is a true community bank. Our promise is to provide customers with good old-fashioned personal service and a broad range of quality financial products. Being a locally controlled and managed bank gives us the unique ability to make decisions more quickly and to provide more customized services.