USDA and FHA Pro and Con in Grape-Creek, Tom Green County, TX

In 2026, the USDA loan limit for Grape-Creek, located in Tom Green county, TX, is $285,000. For a single-family home, the FHA limit is $356,362.

Use Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates available today. Determine the necessary income, credit score, reserves, and documents to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA programs side by side to select the best option in for your financial situation.

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2026 Loan Limits and Downpayment Requirements in Grape-Creek, Tom Green County, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Choices for USDA and FHA Loans in Grape-Creek, TX

Lendersa® is dedicated to quickly finding the optimal USDA or FHA loan without hassle. Choose a path from the three available options that lead to lenders and USDA loan programs.

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Understanding USDA Loans in TX

The USDA home loan, provided by the government Department of Agriculture—also known as a USDA rural development loan or mortgage—is available solely in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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