In the year 2026, the USDA loan ceiling in Ballinger, within Runnels county, TX, is $336,500. Meanwhile, the FHA loan cap for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to juxtapose today's USDA and FHA most favorable rates. It also helps assess the necessary income, credit, reserves, and paperwork for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side—assisting you in determining the best program for your financial situation in
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| Loan Type | Maximum Loan | Minimum Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to providing you with the best USDA or FHA loan efficiently and without hassle. Choose from three starting paths that align with matching lenders and suitable USDA loan schemes.
A USDA home loan, also referred to as a USDA mortgage or rural development loan, is a government-backed loan from the Department of Agriculture available exclusively in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans have no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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