USDA Vs. FHA your options comparison in Ballinger, Runnels County, TX
In the year 2026, the USDA loan ceiling in Ballinger, within Runnels county, TX, is $336,500. Meanwhile, the FHA loan cap for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator to juxtapose today's USDA and FHA most favorable rates. It also helps assess the necessary income, credit, reserves, and paperwork for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side—assisting you in determining the best program for your financial situation in .
Overview of 2026 Loan Limits and Down Payment Needs in Ballinger, Runnels County, TX
Loan Type
Maximum Loan
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Ballinger, TX
Lendersa® is committed to providing you with the best USDA or FHA loan efficiently and without hassle. Choose from three starting paths that align with matching lenders and suitable USDA loan schemes.
A USDA home loan, also referred to as a USDA mortgage or rural development loan, is a government-backed loan from the Department of Agriculture available exclusively in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans have no down payment requirement.
A group of local and out-of-town men met in a train coach on the newly constructed Santa Fe tracks to form a bank. These men of vision could see that the new town must have a financial institution to take care of the future banking needs. From that meeting The First National Bank of Ballinger was born with total capital described at $50, 000.
The Security State Bank was founded in 1917 by a group of local residents and businessmen. The bank operated in Wingate, Texas while establishing close relationships with many area residents over the years. In September 1958 The Security State Bank was authorized as a Texas Banking Corporation by the Texas Department of Banking.
Providing Texans with the best service and lowest cost mortgages since 1998. Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity.
In October 1936, Coleman County State Bank received approval from the Texas Banking Department to begin its operations. It had originally been named First State Bank of Valera and first opened its doors in July 1915. Now operating under its new charter, the Bank relocated from Valera to 108 West Live Oak in Coleman.
San Angelo Federal Credit Union was organized in 1939 and is the oldest federal credit union in the area. Our philosophy has always been to provide affordable credit, help educate members to make sound decisions with their financial matters and offer competitive products and services.
809 Knickerbocker Road, Suite E, San Angelo, TX, 76903
Lends in Texas
We have been giving our membership one-on-one service since 1974. We want to do the same for you. Call Marshall for pre-approval on loans and schedule time for him so he is available when "you" go shopping. Whether you buy in town or out of town, we will be available to talk to you and your salesperson so the purchase goes quickly and smoothly.
Concho Valley Credit Union was organized in 1930 for the postal workers and was named Postal Credit Union. In 1980, the name was changed to Concho Valley Government Employees Credit Union to reflect the true membership covered. Then, in the summer of 2005, our name was changed once again to Concho Valley Credit Union.
Western Shamrock Corporation is the corporate successor to a single, small-loan office opened by the Company's founder, Milton Pierce, in 1965 in Lubbock, Texas. From this single location in the Texas panhandle, the Company has grown to nearly two hundred offices in four states..
Texas State Bank is located in San Angelo, TX, United States and is part of the Depository Credit Intermediation Industry. Texas State Bank has 15 total employees across all of its locations and generates $14.15 million in sales (USD). (Employees figure is modelled). There are 5 companies in the Texas State Bank corporate family.
