In the year 2026, the USDA loan cap in San-Angelo, located in the county of Tom Green, TX, is $285,000, whereas the FHA limit for a single-family home stands at $356,362. These limits are essential for determining mortgage eligibility.
Utilize the Lendersa® USDA loan calculator to effectively compare the current USDA versus FHA rates. This tool helps in assessing the necessary income, credit score, reserves, and documentation to qualify. With our sophisticated mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to assist in selecting the best program in Alabama suited to your financial needs.
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| Type of Loan | Loan Limit | Minimum Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa®'s primary aim is to quickly secure the best USDA or FHA loan without complications. Choose one of three starting paths to connect with aligned lenders and available USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage needs no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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