USDA Vs. FHA your options comparison in San-Angelo, Tom Green County, TX

In the year 2026, the USDA loan cap in San-Angelo, located in the county of Tom Green, TX, is $285,000, whereas the FHA limit for a single-family home stands at $356,362. These limits are essential for determining mortgage eligibility.

Utilize the Lendersa® USDA loan calculator to effectively compare the current USDA versus FHA rates. This tool helps in assessing the necessary income, credit score, reserves, and documentation to qualify. With our sophisticated mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to assist in selecting the best program in Alabama suited to your financial needs.

View and compare loan offers available from 100 lenders

2026 Loan Limits and Down Payment Requirements in San-Angelo, County of Tom Green, TX

Type of Loan Loan Limit Minimum Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Choices in San-Angelo, TX

Lendersa®'s primary aim is to quickly secure the best USDA or FHA loan without complications. Choose one of three starting paths to connect with aligned lenders and available USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage needs no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Piedmont Federal Savings Bank
  • 201 South Stratford Road, Winston Salem, NC, 27103
  • At Piedmont Federal, our Purpose is simple- We Open Doors for You. We open doors for you to purchase a new home and to build savings; we open doors for your business to obtain the financing and banking services it needs; we open doors for our communities to be better places to live. and Our Values form the foundation of this Purpose: Being Authenti

  • Piedmont Advantage Credit Union
  • 3530 Advantage Way, Winston Salem, NC, 27103
  • Piedmont Advantage is a member owned financial cooperative that provides quality financial products and caring solutions. At Piedmont Advantage, members always come first.

    This credit union is federally insured by the NCUA.

    Non-deposit investment products and services are offered through CUSO Financial Services

  • Emergency Responders Credit Union
  • 1777 Link Road, Winston Salem, NC, 27103
  • Emergency Responders Credit Union was chartered on April 1, 1940, to create a credit union for firefighters. The needs of its sixty-three charter members were simple. Members deposited money in a savings account so that other members could borrow money. Depositors earned excellent dividends and borrowers paid low interest rates.

  • Allegacy Federal Credit Union
  • 1691 Westbrook Plaza Blvd., Winston Salem, NC, 27103
  • At Allegacy Federal Credit Union, we believe the answer is in the balance. It’s being wise in the choices you make. It’s pursuing wellness on every level. It’s working actively toward your goals, powered by the belief that you can get there. With humble roots in Winston-Salem and as one of the top performing credit unions in North Carolina

  • Freedom Lending, LLC
  • 146 N. 4th Street, Albemarle, NC, 28002
  • Freedom Lending, LLC. makes no representations or warranties of any kind, express or implied, about the
    completeness, accuracy, reliability, suitability or availability with respect to the information, products,
    services, or related graphics contained in/on this website for any purpose and will not be liable for any
    loss or damage

  • The Miners State Bank
  • 312 W. Genesee Street, Iron River, MI, 49935
  • The mission of The Miners State Bank is to remain an independent, well managed, community-oriented bank, serving customers in select markets with quality products and services that exceed their expectations. We are committed to providing a challenging work environment, thereby creating exceptional employee career opportunities.

  • Innovative Closing Solutions
  • 351 N Peace Haven Rd., Winston Salem, NC, 27104
  • At ICS, we assess each transaction based on its own needs so that we can provide you with the right services for the situation. We are experienced with and equipped to handle contracts for deeds, private loans, lease purchases, lease options, purchase agreements, refinance closings, seller financing, assignments,

  • CoastHills Credit Union
  • PO Box 8000, Santa Maria, CA, 93456
  • CoastHills currently serves more than 70, 000 members in Northern Santa Barbara County and San Luis Obispo County with 11 branches and a full-service local call center. With assets of more than $1.3 billion, CoastHills is the second largest independently owned financial institution on the Central Coast.

  • WILLIAMSTOWN BANK
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  • Williamstown Bank, Inc. is a locally owned and operated community bank serving Wood County, WV and the surrounding area. Founded in 1919, Williamstown Bank understands the needs of customers evolve over time, and we are excited to offer a unique blend of the most up to date technology with the personalized service

  • Florida Home Mortgage Corp
  • 1949 Par Drive, Naples, FL, 34120
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.