For 2025, the USDA loan limit in Big-Lake, in Reagan county, TX, stands at $285,000. Conversely, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, assessing the necessary income, credit score, reserves, and documents needed for qualification. This advanced calculator offers side-by-side views of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best option for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Big-Lake, Reagan, TX
Type of Loan
Max Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Big-Lake, TX
The aim of Lendersa® is to quickly connect you with the best USDA or FHA loans, free of hassle. Start with one of three methods that pair you with appropriate lenders and the USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and is exclusively available in rural areas. Different from FHA loans that require a 3.5% down payment minimum, USDA loans require none.
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1095 Canyon Boulevard, Suite 100, Boulder, CO, 80302
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Flatirons Bank is a full-service, locally-owned independent bank dedicated to serving the needs of Boulder County. We offer a wide range of personalized banking services to meet the needs of our persona
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Colorado Mortgages Buying a house is stressful and financing can be confusing. With all the changes the mortgage industry has seen, home buyers need better assistance when buying or refinancing a home. The team at Mutual Security and I are committed to educating our customers so that getting a mortgage isn't a daunting endeavor.
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