USDA Loan Vs. FHA loan for Big-Lake, TX 2025

For 2025, the USDA loan limit in Big-Lake, in Reagan county, TX, stands at $285,000. Conversely, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, assessing the necessary income, credit score, reserves, and documents needed for qualification. This advanced calculator offers side-by-side views of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best option for your financial situation in .

Options for USDA and FHA Loans in Big-Lake, TX

The aim of Lendersa® is to quickly connect you with the best USDA or FHA loans, free of hassle. Start with one of three methods that pair you with appropriate lenders and the USDA loan programs.

Understanding USDA Loans in TX

A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and is exclusively available in rural areas. Different from FHA loans that require a 3.5% down payment minimum, USDA loans require none.

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(864) 223-9135 Lender's profile and map Reviews Emerald Credit Association FCU 2117 Kateway, Greenwood, SC, 29646 Emerald Credit Association FCU, you’re not just a customer but part-owner of your credit union.Member assets are pooled to provide loans & other financial services to fellow members.Credit unions are not-for-profit, which means that instead of dividends going to shareholders, profits are put back into the credit union to bring members lower fees.
(864) 942-1500 Lender's profile and map Reviews CountyBank 419 Main St, Greenwood, SC, 29646 Founded in 1933, CountyBank is a full service community financial institution whose family of companies includes CountyBank, CountyBank Mortgage, CountyBank Trust Services, Countybanc Insurance Services, Inc., Countybanc Investment Services, Inc., and Greenwood Capital Associates, LLC.
(877) 346-1010 Lender's profile and map Reviews California Mortgage Solutions, Inc 1980 Reina Court, San Luis Obispo, CA, 93405 We have the ability to function as a mortgage lender and a mortgage broker, we are able to shop around for the lowest mortgage rates available. We provide a full range of home loan products and all of our Mortgage Consultants are dedicated to finding the right loan, with the best terms, to meet our clients' unique needs.
(706) 855-1599 Lender's profile and map Reviews First Choice Mortgage, Inc. 217 Davis Rd,, Augusta, GA, 30907 First Choice Mortgage in Augusta, GA houses an experienced, dedicated, and knowledgeable team. We are one of the best mortgage lenders and brokerage firms serving the lending needs of real estate professionals, builders, and individual homebuyers throughout Georgia and South Carolina since 1992.
(706) 860-4200 Lender's profile and map Reviews AUGUSTA MORTGAGE CO. 243 Davis Road, Augusta, GA, 30907 Established in 1976, Augusta Mortgage Company is Augusta’s oldest independent mortgage company. Utilizing the latest in technology, Augusta Mortgage Company can provide our customer’s loan approval within minutes of application and tailor the most appropriate and competitive services. We were Augusta’s first direct endorsement FHA lender
(937) 878-9098 Lender's profile and map Reviews United Realtors 34 N. Central Ave., Fairborn, OH, 45324 Our team of professional REALTORS ® and staff use the latest in technology to communicate, market and make your real estate deal a smooth one. Our decades of experience equips us to handle your needs with confidence and integrity. Combining technology with hometown experience means "We're Home For You"
352.746.4290 Lender's profile and map Reviews CITRUS LENDING INC. 1100 N. Lyle Ave., Crystal River, FL, 34429 Citrus Lending is a full service mortgage brokerage serving all of Florida and has been helping Floridians get financing for their new home since 2005. Whether you are a first time home buyer or looking for investment property, Citrus Lending will work with you to get you the financing you need to make your real estate dreams come true.
(805) 238-3516 Lender's profile and map Reviews Spinnaker Financial Inc. 120 Dandelion Lane, Templeton, CA, 93465 At Spinnaker Financial, finding a mortgage designed just for you is precisely what we do. In fact, it’s all we do. Spinnaker Financial was founded in February 1993 by Tyson Hayward. With over 90 years combined experience between Kay Otis, Mary Swabb, and Tyson Hayward, the Spinnaker Financial team is knowledgeable
(866) 378-9500 Lender's profile and map Reviews Bank of Tennessee 301 E Center St, Kingsport, TN, 37660 Our mission is to provide an uncompromising customer experience, featuring just-right-for-you products, delivered in the most modern channels, and powered by a talented team of friendly and knowledgeable people who go above and beyond to deliver touches that people don’t expect from a Bank.
(423) 212-5047 Lender's profile and map Reviews TriCities Mortgage Group 1664 E. Stone Drive, Suite D, Kingsport, TN, 37660 Tricities Mortgage Group is your #1 Local Mortgage Lending Source. We have been in the Mortgage Business since 1981 and lend in all of Tennessee and Florida. First time Home Buyers or Seasoned Real Estate Owners/Investors. We offer just about any type of Mortgage Financing you may require including Conventional, Non-conventional Jumbo, FHA and VA.
(800) 999-2328 Lender's profile and map Reviews Eastman Credit Union 2021 Meadowview Lane, Kingsport, TN, 37660 Founded in 1934, ECU is a not-for-profit, financial services cooperative with over $4 billion in assets. ECU serves over 200, 000 members through 25 branches located in Northeast Tennessee, Southwest Virginia, and Harrison and Gregg Counties in East Texas. Credit Union members have access to more than 50, 000 free ATMs nationwide.