For 2026, the USDA loan limit in Big-Lake, in Reagan county, TX, stands at $285,000. Conversely, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, assessing the necessary income, credit score, reserves, and documents needed for qualification. This advanced calculator offers side-by-side views of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best option for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Big-Lake, Reagan, TX
Type of Loan
Max Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Big-Lake, TX
The aim of Lendersa® is to quickly connect you with the best USDA or FHA loans, free of hassle. Start with one of three methods that pair you with appropriate lenders and the USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and is exclusively available in rural areas. Different from FHA loans that require a 3.5% down payment minimum, USDA loans require none.
On June 1, 1905, a group of West Texas ranchers joined forces to open Crockett County’s first bank in Ozona, Texas. Local citizens of Ozona – used to entrusting their funds to the town mercantile’s safe–lined up to make deposits at the new banking institution. Descendants of those founders are still direct employees of the bank
My Community Credit Union was federally charted on February 13, 1952, when a local man visited a bank to request a loan for the purchase of a home and was denied. A small group of co-workers for the Atlantic Refining Company (ARCO) joined together to finance this loan so that he could purchase his home.
Community National Bank, established in 1984, continues to expand upon our original mission to provide a strong, locally owned, community bank. CNB distinguishes ourselves through a focused dedication to the success of the the DFW, Midland, Odessa, & Stanton communities by providing outstanding customer experiences to those we are honored to serve.
At MTCU, our mission statement guides every action we take and decision we make. We believe in the power of defining our purpose. We've always been dedicated to our members, whether they live in Midland, Texas, or other communities, and our mission statement serves as a daily reminder that they are our priority.
Our #1 priority is to provide superior customer service and complete customer satisfaction with the highest level of integrity and professionalism. As a customer of HNB MORTGAGE, you will have an open line of communications with our Loan Specialist Teams. All loan functions of the loan process are managed in our local branches.
Texas State Bank is located in San Angelo, TX, United States and is part of the Depository Credit Intermediation Industry. Texas State Bank has 15 total employees across all of its locations and generates $14.15 million in sales (USD). (Employees figure is modelled). There are 5 companies in the Texas State Bank corporate family.
On April 4, 1900 The Comptroller of the Currency authorized The City National Bank of Colorado City to “commence the business of banking”. Many things have changed in the last 120 years but our basic principles remain.
Originally chartered as “The City National Bank of Colorado” (before the city was renamed to “Colorado City”)
Members Financial FCU was federally chartered in 1940 and began providing a very limited array of financial services to a handful of employees at Shell Oil Company here in the Permian Basin. In 2008, we acquired Sid Richardson CU and we continue to grow. Offering many products and services, Members Financial FCU is now YOUR community credit union.
Heritage USA Federal Credit Union (HUSA) began as Permian Telco Federal Credit Union in 1949 serving Southwestern Bell employees. During the next 53 years Permian Telco allowed Select Employer Groups (SEGs) into HUSA’s field of membership and eligible members had to work for one of the Select Employers to become a credit union member.
