USDA Vs. FHA Pro and Con comparison in Grapevine, Tarrant County, TX

In 2025, the USDA loan limit in Grapevine, located in the county of Tarrant, TX, is $360,600. Comparatively, the FHA limit for a single-family home is $531,300.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and required documents to qualify. The advanced mortgage calculator provides a detailed side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you select the best program in for your financial needs.

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Loan limits and down payment requirements for 2025 in Grapevine, county of Tarrant, TX

Loan Type Loan Limit Down Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

Considering USDA and FHA Loan Options in Grapevine, TX

Lendersa® aims to help you quickly secure the ideal USDA or FHA loan, free of complications. Choose one of three pathways, each leading to potential lender matches and available USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan is supported by the U.S. Department of Agriculture and is referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural regions. Unlike FHA loans requiring at least a 3.5% down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 3300 Eagle Run Dr, Suite 103, Grand Rapids, MI, 49588
  • Commercial Loan Group, We have 29 years of experience serving all types of businesses from manufacturing to retail, as well as distribution and service-focused businesses; helping such businesses from closing their doors, banks calling loans, and bankruptcy, to recovery/successretail, as well as distribution and service-focused businesses.
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  • 3501 E Frontage Rd, Suite 200, Tampa, FL, 33607
  • TCM Bank, N.A., a subsidiary of ICBA Bancard, serves as a trusted advisor to community banks, helping build and strengthen customer relationships with a market competitive and fully branded consumer and business credit card agent program. Through our Total Card Management program.
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  • 2541 N Dale Mabry Hwy, Suite 126, Tampa, FL, 33607
  • DKC Lending offers hard money lending services to real estate investors in Tampa & other Cities in Florida. We provide borrowers with personalized loan origination services and funding. DKC has a variety of funding sources, which allows us to match the borrowers’ hard money loan needs with the best source of funding for their deal.
  • 1st Florida Mortgage
  • 2203 N. Lois Ave, Suite 1200, Tampa, FL, 33607
  • 1ST FLORIDA MORTGAGE company as As a local Florida mortgage company, we have the flexibility to underwrite using common sense underwriting giving us the flexibility and efficiency unavailable to traditional mortgage brokers or local banks. Unlike many “online mortgage companies” who focus is primarily on rate and high pressure sales.
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  • 3615 West Spruce Street, Tampa, FL, 33607
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  • Home Loans By U Inc
  • 4021 North Armenia Avenue, Suite 102, Tampa, FL, 33607
  • "At Home Loans By U, we have access to financing options that NO local bank or direct lender has available. Will and his team of experienced Loan Officers can CLOSE a mortgage loan FASTER than anyone in the industry. We review everything up front in an effort to avoid many common mistakes made by other loan officers."
  • CharterStone Mortgage
  • 3001 N. Rocky Point Dr E, Suite 200, Tampa, FL, 33607
  • "CharterStone Mortgage has perfect balance of technology and the right people to make getting a loan simple and fast. We close in a fraction of the time it takes our competitors. Positioned with the latest technology, we provide elite service to the local community that our borrowers and referral partners love."
  • Florida Pro Mortgage LLC
  • 5005 West Laurel Street, Suite 212, Tampa, FL, 33607
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  • Reliable Mortgage Professionals LLC
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  • The Goodwin Mortgage Group has a wide variety of loan products and experienced professionals to get you on the path to homeownership. We strive to take the stress out of buying a home by providing the best communication and assistance by walking our customers through the home buying process step-by-step
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  • 1311 North Church Avenue, Tampa, FL, 33607
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