USDA Loan Vs. FHA loan for Grapevine, TX 2026

In 2026, the USDA loan limit in Grapevine, located in the county of Tarrant, TX, is $360,600. Comparatively, the FHA limit for a single-family home is $531,300.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and required documents to qualify. The advanced mortgage calculator provides a detailed side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you select the best program in for your financial needs.

Considering USDA and FHA Loan Options in Grapevine, TX

Lendersa® aims to help you quickly secure the ideal USDA or FHA loan, free of complications. Choose one of three pathways, each leading to potential lender matches and available USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan is supported by the U.S. Department of Agriculture and is referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural regions. Unlike FHA loans requiring at least a 3.5% down payment, the USDA mortgage requires no down payment at all.

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(626) 858-8626 Lender's profile and map Reviews TRT HOME LOANS, INC. 3110 E. Garvey Ave South, West Covina, CA, 91791 At TRT Home Loans, Inc, I am pleased to share with you our mission statement. To dedicate the highest quality of customer service to our clients and customers with honesty, integrity & a professional environment. At TRT Home Loans, Inc, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan.
(626) 967-5367 Lender's profile and map Reviews Alamo Jewelry & Loan 544 N Azusa Ave, West Covina, CA, 91791 Alamo Jewelry & Loan is a pawn shop in West Covina. We specialize buying, selling, and loaning on guns and firearms of all types, new and used, from the newest models to the classics, to the even higher end brands. We also specialize in jewelry, buying scrap gold, silver, and platinum, and anything else of value.
(800) 905-7895 Lender's profile and map Reviews ShopAround Real Estate Services 640 South Sunset Avenue, Suite 209D, West Covina, CA, 91791 ShopAround Real Estate Services goal is to give you the opportunity to expand the exposure of your property for sale to the mass market and get back a quicker response with your investment. Our mortgage financing product will also help you obtain a new mortgage to relinquish the old one.
(626) 346-7177 Lender's profile and map Reviews GM Brokerage 150 N Grand Ave, Suite 204, West Covina, CA, 91791 GM Brokerage buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(626) 831-1420 Lender's profile and map Reviews SB Management Services, Inc. 750 Terrado Plaza, Suite 112, West Covina, CA, 91791 SB Financial Home Loans is a family-owned, family-operated business that serves the financing needs of small business owners throughout the Southern California counties of Riverside, San Bernardino, Orange, L.A., and West L.A. Based in Covina, the company was established in 2006 by Aide Solis
626-248-8007 Lender's profile and map Reviews California Mortgage Brokers Inc. 150 N. Grand Ave Suite 204, West Covina, CA, 91791 California Mortgage Brokers Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(626) 483-6281 Lender's profile and map Reviews Reverse4Retirement 100 N Barranca St Fl 7, West Covina, CA, 91791 This company offers Welcome to Reverse4Retirement, we are reverse mortgage professionals and dedicated to helping senior citizens in California with reverse mortgages and reverse purchase home loans We understand the needs and concerns of our clients and work with them each step of the way to make the reverse mortgage process easy and stress free.
(909) 570-1088 Lender's profile and map Reviews Gateway Mortgage Group 2640 E Garvey Ave S, Suite 107, West Covina, CA, 91791 Gateway Mortgage Group mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(626) 506-2200 Lender's profile and map Reviews Prime Equity Mortgage 100 N Citrus St #638, West Covina, CA, 91791 Prime Equity Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(626)-796-1680 Lender's profile and map Reviews Capital Direct Funding 100 N CITRUS ST SUITE 530, West Covina, CA, 91791 Capital Direct Funding, we handle unique transactions we are no stranger too.We excel in handling these types of transactions and We help good people with unique challenges achieve their real estate goals by getting them connected with private and alternative financing and while improving their investments and safeguarding their financial future.
(406) 654-2340 Lender's profile and map Reviews The First State Bank of Malta 1 South 1st Street East, Malta, MT, 59538 With over a "Century of Service" to Phillips County, The First State Bank of Malta was organized on Jan. 8, 1903. The new bank was chartered with an authorized capital of $50,000.00. The First State Bank has grown and changed in many ways over the past 112 years, however, it still maintains the same qualities